How to Apply for The Home Depot® Consumer Credit Card

The Home Depot® Consumer Credit Card gives cardholders access to benefits like financing promotions and longer windows for returns. Let’s look at how The Home Depot® card works and how to apply.

About The Home Depot® credit card

The Home Depot® Consumer Credit Card is a store credit card, which means you can use it to pay for purchases at The Home Depot® locations, or when shopping at The Home Depot® online.

The card has a number of benefits. Currently, new cardholders can save up to $100 on their first qualifying purchase after getting approved for the card. Other benefits include:

  • Special financing for purchases of $299 or more. Subject to credit approval. Terms and conditions apply.
  • Access to other financing options during special promotions throughout the year.
  • $0 liability on unauthorized charges
  • Choose to pay your bill on any available due date at the beginning, middle or end of the month.

The Home Depot® card also gives cardholders a full year to make returns. That's four times longer than the standard return window of three months (see The Home Depot® Returns Policy for more details).

What you need to apply for The Home Depot® credit card

If you’re looking to apply for The Home Depot® card, you’ll need some basic information, including:

  • Full legal name
  • Email address
  • Phone number
  • Street address
  • Date of birth.
  • Annual gross income
  • Employment status
  • Social Security number
  • Monthly housing payment (rent or mortgage)

Filling out the application

The Home Depot®credit card application is straightforward and user-friendly. You can apply online or fill out an application at any The Home Depot® location.

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi® product or service. For advice about your specific circumstances, you should consult a qualified professional.