What Are the Benefits of the AT&T Points Plus® Card from Citi?

Key insights: 

• The AT&T Points Plus^® Card from Citi can help AT&T customers get monthly discounts on wireless bills and eligible internet bills with qualifying AutoPay and paperless billing enrollment
• Cardmembers can also earn accelerated ThankYou^® Points on spending like gas, EV charging stations, groceries and AT&T products and services, and redeem them for rewards such as travel, cash, gift cards or statement credits
• The card has no annual fee† and no foreign transaction fees†, and includes robust security features like $0 liability on unauthorized charges and fraud alerts to help protect your account

When it comes to credit card perks, the key is selecting a card that rewards you for the spending you’re already doing, or plan on doing. Take the AT&T Points Plus^® Card from Citi, for example. If you’re an AT&T customer, it can provide benefits specific to your spending with the telecommunications company.

Let’s dig deeper into the AT&T Points Plus^® Card benefits, including who may benefit most from the card and what to consider before applying.

Benefits for AT&T customers

You may be able to earn up to $240 back in statement credits every year after you spend $1,000 or more on purchases each billing cycle.*

You can also get a $10 monthly discount on each wireless phone line or on your eligible internet bill (or a $5 monthly discount for AT&T Internet Air^® accounts) when you enroll in AutoPay and paperless billing at AT&T**.

Universal benefits of the AT&T Points Plus^® Card from Citi

Beyond benefits designed for AT&T customers, this card would also give you access to the Citi ThankYou^® rewards program for earning and redeeming points, in addition to other universal card perks.

Earn points on all purchases

You can earn ThankYou^® Points when you make eligible purchases with the AT&T Points Plus^® Card, including:

• 3 ThankYou^® Points for every $1 spent at gas and EV charging stations
• 2 ThankYou Points for each $1 spent at grocery stores
• 2 ThankYou Points for each $1 spent on AT&T products and services
• 1 ThankYou Point for each $1 spent on all other purchases

That means you can also benefit from using your credit card for both everyday spend and AT&T purchases, earning points along the way. These points don’t have a limit and don’t expire.

Redeem points for flexible rewards

Once you’ve earned your ThankYou^® Points, you can start redeeming them for great options, such as:

• Gift cards
• Travel
• Shopping with participating retailers
• Cash (through direct deposits or a check in the mail)
• Statement credits
• Transferring to participating partners’ rewards programs
• Donating to charity

No annual fee

While some cards charge an annual fee to access points programs and other features, the AT&T Points Plus^® Card doesn’t†, rewarding you simply for the way you spend. 

Robust security features

This card comes with several key security features. For example, you get $0 liability on unauthorized charges. That means if someone uses your card fraudulently, you won’t be liable for any of their charges. You’ll also get early fraud warnings so you can act quickly in case of suspicious activity on your account. You can use Citi Quick Lock to block new charges without impacting your existing recurring charges.

Who may benefit most from the AT&T Points Plus^® Card?

If you’re an existing AT&T customer (or will be soon), you likely stand to benefit the most from the AT&T Points Plus^® Card. You’ll enjoy AT&T-specific benefits along with universal benefits like ThankYou^® Points without an annual fee.†

What to consider before applying for the AT&T Points Plus^® Card

There are several factors you might consider before applying for this credit card, such as:

• Terms and conditions: Carefully reviewing a credit card’s terms and conditions can help you understand how best to use it and ensure it matches your needs.
• Spending habits: Making sure your spending habits align with this credit card’s points categories and other perks can help you make the most of those benefits without potentially overspending.
• Redemption options: Citi ThankYou^® Points can be redeemed in a variety of ways. Reviewing those options and their values ahead of time can help you get the most out of your points.

For AT&T customers who want a credit card that will reward their regular telecommunications spending and offer points on everyday purchases with no annual fee,† you may consider applying for the AT&T Points Plus^® Card today.

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.

†Important pricing and information

*Citi Statement Credit

You can earn a statement credit on your AT&T Points Plus Card from Citi every billing cycle with qualified spend. If you spend $1,000 or more on purchases in a billing cycle, you will receive a $20 statement credit. The spend amount is based on net new purchases (calculated as total purchases minus total returns and refunds), excluding balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions).

**AT&T AutoPay and Paperless Bill Discount

$10 a month per wireless phone line and/or internet bill ($5 a month for AT&T Internet Air^®) if enrolled in both paperless billing and AutoPay with a bank account or the AT&T Points Plus^® Card from Citi. Discount reduced to $5 a month per wireless phone line and/or internet bill when enrolled in AutoPay with a debit card. No discount if enrolled in AutoPay with any other credit card ($5 a month for AT&T Internet Air if enrolled in AutoPay regardless of payment method). Wireless customers pay full plan cost until discount starts within 2 bills. Internet customers pay full plan cost until discount starts within 3 bills. Must maintain valid email address to continue discount. AT&T employees, retirees, and IMO consumers are not eligible for the AutoPay and paperless bill discount. Discount is provided solely by AT&T and is not a benefit of the AT&T Points Plus Card from Citi.