Citi Credit Knowledge Center

The more you know about credit the better you can manage it. Explore our credit topics below.

How to Build Credit

Best time to apply for a credit card Getting a new credit card Applying for a credit card

When is the Best Time to Apply for a Credit Card? | Citi.com
Getting a credit card Credit card responsibility What age can you get a credit card

How Old Do You Have to Be to Get a Credit Card? | Citi.com
interest rates on credit cards Credit card interest payments Calculating interest rates

How to Calculate Credit Card Interest | Citi.com
Secured Credit Card Credit Score Build Credit

How to Build Credit with a Secured Credit Card | Citi.com
Credit Report Credit Score Pay Off Debt

How to Help Build Credit | Citi.com
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Maximizing Credit Card Rewards

Travel credit cards Miles on credit cards Credit card with points for travel

How Do Travel Rewards Credit Cards Work? | Citi.com
American Airlines award travel

When Is the Best Time to Book Award Travel? | Citi.com
Card Perks Cash Back Rewards Savings

Can the Right Cash Back or Rewards Credit Card Help You Save Money? - Citi.com
Citi Points Reward Points Airfare

How to Redeem Your Credit Card Reward Points - Citi.com
Credit Card Cashback Travel Rewards

Cash Back vs. Travel Rewards: Which Card Should I Get? - Citi.com
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Managing Your Money & Lifestyle

ThankYou Rewards Redeem Points Credit Card

ThankYou® Rewards – FAQs | Citi.com
Rewards Budgeting Expenses

6 College Costs You Haven't Considered - Citi.com
Spending Rewards Savings

Holiday Spending: 4 Ways You Can Save – Citi.com
Credit Card Rewards Discounts

Ways to Save Money on Your Holiday Gift Ideas - Citi.com
Intro APR No Interest Balance Transfers

What is credit card APR & How does it work? | Citi.com
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Debt Management

Benefits Credit Score Joint Credit Card

Shared Credit Cards: Joint Credit Card vs. Authorized Users | Citi.com
Paying Off Debt Tips

Tips for Paying Off Your Credit Card Debt: A Success Story
Paying Off Debt Tips

Tips for Paying Off Your Credit Card Debt: A Success Story
High-Interest Debt Minimum Payment

Debt Avalanche Method: How To Use It To Pay Off Debt | Citi.com
High-Interest Debt Minimum Payment

Debt Avalanche Method: How To Use It To Pay Off Debt | Citi.com
Snowball Strategy Credit Score Debt Payoff

What Is Debt Snowball Method and How Does It Work? | Citi.com
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Rebuilding Credit

Payments Credit Score Affordability

3 Ways to Improve Your Credit Health - Citi.com
How Credit Works Credit Scores Interest Rates

11 Interesting Credit Card Facts and Tips | Citi.com
How Credit Works Credit Scores Interest Rates

11 Interesting Credit Card Facts and Tips | Citi.com
Good Credit Habits Budget Score Build Credit

7 Ways to Improve Credit with Good Credit Habits | Citi.com
Good Credit Habits Budget Score Build Credit

7 Ways to Improve Credit with Good Credit Habits | Citi.com
How Credit Works Managing Credit Building Credit Build Credit

How to Rebuild Credit in 9 Ways | Citi.com
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Planning for the Future

Credit Limit Start-Up Awards

Should I Apply for a Business Credit Card? - Citi.com
Chip Card Credit Card Fraud

Credit Card Chip Technology: 4 Things You Should Know – Citi.com
Chip Card Credit Card Fraud

Credit Card Chip Technology: 4 Things You Should Know – Citi.com
Financial Education Responsibility Money Lessons

Should I Get My Kid a Credit Card? - Citi.com

Financial Education Responsibility Money Lessons

Should I Get My Kid a Credit Card? - Citi.com

Financial Education Healthy Finances

Financial Literacy for Teens | Citi.com
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Balance Transfers

0% APR Balance Transfers Credit Score

Do Balance Transfers Hurt Your Credit? | Citi.com
Lower Rate New Balance Credit Profile

How do credit card balance transfers work - Citi.com
Card Offers Balance Transfer Balances

What are credit cards with no balance transfer fees | Citi.com
Compare Cards Build Credit Low APR

Balance transfer credit cards for Fair credit - Citi.com
Balance Transfer Credit Score Interest Rate

How Long Does a Balance Transfer Take? | Citi.com
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0% Intro & Low APR Credit Cards

Intro APR No Interest Balance Transfers

Choose the best low interest 0% APR credit cards | Citi.com
Compare Cards Balance APR Facts

Annual Percentage Rate: 5 Things to Know About APR - Citi.com
Compare Cards Balance APR Facts

Annual Percentage Rate: 5 Things to Know About APR - Citi.com
Rates APR Credit Score

What is the average credit card interest rate? | Citi.com
Rates APR Credit Score

What is the average credit card interest rate? | Citi.com
Intro APR APR 0% APR APR Facts Low APR

What is 0% intro APR on a Credit Card & How does it work? | Citi.com
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Additional Resources

Insights and Tools 

Utilize these resources to help you assess your current finances & plan for the future.

FICO® Score 

Learn how FICO® Scores are determined, why they matter and more.

Glossary 

Review financial terms & definitions to help you better understand credit & finances.