Citi Credit Knowledge Center

The more you know about credit the better you can manage it. Explore our credit topics below.

How to Build Credit

Secured Credit Card Credit Score Build Credit

How to Build Credit with a Secured Credit Card | Citi.com
Credit Report Credit Score Pay Off Debt

How to Build Credit - Credit Card Information - Citi.com
Financial Tools Debt-to-Credit Ratio Healthy Finances

Become a Smart Credit Card User - Credit Card Tips - Citi.com
FICO Managing Credit Credit Utilization

5 Financial Habits of People with Excellent Credit - Citi.com
Credit History Unsecured Card Secured Card

Secured Credit Cards vs Unsecured Credit Cards | Citi.com
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Maximizing Credit Card Rewards

Card Perks Cash Back Rewards Savings

Can the Right Cash Back or Rewards Credit Card Help You Save Money? - Citi.com
Citi Points Reward Points Airfare

How to Redeem Your Credit Card Reward Points - Citi.com
Credit Card Cashback Travel Rewards

Cash Back vs. Travel Rewards: Which Card Should I Get? - Citi.com
Cash Back Rewards Credit Cards

Cash Back Credit Cards 101: How Does Cash Back Work? | Citi.com
Card Perks Credit Abroad Travel

5 Tips for Using Your Credit Card Abroad - Citi.com
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Managing Your Money & Lifestyle

Rewards Budgeting Expenses

6 College Costs You Haven't Considered - Citi.com
Spending Rewards Savings

Holiday Spending: 4 Ways You Can Save – Citi.com
Credit Card Rewards Discounts

Ways to Save Money on Your Holiday Gift Ideas - Citi.com
ThankYou Rewards Redeem Points Credit Card

Citi ThankYou® Rewards – FAQs – Citi.com
Intro APR No Interest Balance Transfers

What is credit card APR & How does it work? | Citi.com
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Debt Management

Benefits Credit Score Joint Credit Card

Shared Credit Cards: Joint Credit Card vs. Authorized Users | Citi.com
Paying Off Debt Tips

Tips for Paying Off Your Credit Card Debt: A Success Story
Paying Off Debt Tips

Tips for Paying Off Your Credit Card Debt: A Success Story
High-Interest Debt Minimum Payment

Debt Avalanche Method: How To Use It To Pay Off Debt | Citi.com
High-Interest Debt Minimum Payment

Debt Avalanche Method: How To Use It To Pay Off Debt | Citi.com
Snowball Strategy Credit Score Debt Payoff

What Is Debt Snowball Method and How Does It Work? | Citi.com
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Rebuilding Credit

Payments Credit Score Affordability

3 Ways to Improve Your Credit Health - Citi.com
How Credit Works Credit Scores Interest Rates

11 Interesting Credit Card Facts and Tips | Citi.com
How Credit Works Credit Scores Interest Rates

11 Interesting Credit Card Facts and Tips | Citi.com
Good Credit Habits Budget Score Build Credit

7 Ways to Improve Credit with Good Credit Habits | Citi.com
Good Credit Habits Budget Score Build Credit

7 Ways to Improve Credit with Good Credit Habits | Citi.com
How Credit Works Managing Credit Building Credit Build Credit

How to Rebuild Credit in 9 Ways | Citi.com
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Planning for the Future

Credit Limit Start-Up Awards

Should I Apply for a Business Credit Card? - Citi.com
Chip Card Credit Card Fraud

Credit Card Chip Technology: 4 Things You Should Know – Citi.com
Chip Card Credit Card Fraud

Credit Card Chip Technology: 4 Things You Should Know – Citi.com
Financial Education Responsibility Money Lessons

Should I Get My Kid a Credit Card? - Citi.com

Financial Education Responsibility Money Lessons

Should I Get My Kid a Credit Card? - Citi.com

Financial Education Healthy Finances

Financial Literacy for Teens | Citi.com
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Balance Transfers

0% APR Balance Transfers Credit Score

Do Balance Transfers Hurt Your Credit? | Citi.com
Lower Rate New Balance Credit Profile

How do credit card balance transfers work - Citi.com
Compare Cards Build Credit Low APR

Balance transfer credit cards for Fair credit - Citi.com
Balance Transfer Credit Score Interest Rate

How Long Does a Balance Transfer Take? | Citi.com
Pay Off Debt Build Credit Low APR

Are Balance Transfers Worth It? - Citi.com
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0% Intro & Low APR Credit Cards

Intro APR No Interest Balance Transfers

Choose the best low interest 0% APR credit cards | Citi.com
Compare Cards Balance APR Facts

Annual Percentage Rate: 5 Things to Know About APR - Citi.com
Compare Cards Balance APR Facts

Annual Percentage Rate: 5 Things to Know About APR - Citi.com
Rates APR Credit Score

What is the average credit card interest rate? | Citi.com
Rates APR Credit Score

What is the average credit card interest rate? | Citi.com
Intro APR APR 0% APR APR Facts Low APR

What is 0% intro APR on a Credit Card & How does it work? | Citi.com
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Additional Resources

Insights and Tools 

Utilize these resources to help you assess your current finances & plan for the future.

FICO® Score 

Learn how FICO® Scores are determined, why they matter and more.

Glossary 

Review financial terms & definitions to help you better understand credit & finances.