Citi Credit Knowledge Center

The more you know about credit the better you can manage it. Explore our credit topics below.

Showing 249 results for ""

0% Intro & Low APR Credit Cards

What Does Intro 0% APR Mean?

Learn how 0% intro APR credit cards work, including different kinds of intro APR and how to make sure you avoid paying interest.

0% Intro & Low APR Credit Cards

How to Choose the Best Low Intro APR Credit Card

A low intro APR credit card can be a valuable financial tool to save on interest. Use these tips to find the best low intro APR credit card for you.

0% Intro & Low APR Credit Cards

7 Things to Know About APR

Annual percentage rate or APR is typically used to express the costs of borrowing money. Find out more about APR and the difference between APR and APY.

0% Intro & Low APR Credit Cards

What Is the Average Credit Card Interest Rate?

The average credit card interest rate in the U.S. depends on the type of interest rate. Read on to learn effective strategies to lower your credit card APR.

Citi® Flex Pay Guide

What is Citi® Flex Pay?

Citi® Flex Pay is a benefit that allows you to split purchases greater than $75, made with your Citi credit card into fixed monthly installment payments. Learn how Citi® Flex Pay works.

Citi® Flex Pay Guide

What is Buy Now, Pay Later and How Does It Work?

Learn more about buy now, pay later and its advantages. Get insights on how buy now, pay later can provide you flexible financing options.

Citi® Flex Pay Guide

Citi® Flex Plan: Flex Loan vs. Flex Pay

Citi® Flex Plan provides financing flexibility through Citi® Flex Pay and Citi® Flex Loan. Learn more about each program, how it works and when to use it.

Rebuilding Credit

11 Interesting Credit Card Facts

Discover helpful credit card facts. Learn 11 key facts about credit cards to help you manage your account and handle credit effectively.

Rebuilding Credit

3 Smart Ways to Improve Your Credit Health

There are three quick, smart steps you can take to help keep your credit healthy - even before your monthly statement rolls in.

Rebuilding Credit

How to Rebuild Credit

Rebuilding credit takes patience and consistency. From making on-time payments to keeping your credit utilization low, here are 9 ways to rebuild your credit.

Rebuilding Credit

What Is a Thin Credit File?

You might have a thin credit file if you don’t have many credit accounts or if your credit report doesn’t have enough information to calculate a credit score.

Debt Management

How to Get Out of Credit Card Debt

Are you ready to get rid of your credit card debt? Learn more about credit card debt and follow these strategies to pay your credit card debt.