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Buying a Home

Ready to apply?

We’ll guide you through the mortgage application process to get you into your new home.

Start Your Application

Looking for pre-approval?

Getting pre-approved tells realtors and sellers that you're serious about buying.

Get Started

What can you afford?

Crunch the numbers to see what your monthly payment could look like or how much you may be able to borrow.

Use Our Calculators

Comparing mortgage rates?  

Click here to see how we performed in the J.D. Power 2024 U.S. Mortgage Origination Satisfaction StudySM

PROMOTIONAL OFFERS

$500 off closing costs

Get a $500 credit toward your closing costs when you apply for a Citi mortgage.

Certain conditions apply.
Mention code 10818 to your mortgage representative.
OR

Special pricing for Citi customers

New and existing Citibank customers with Eligible Balances, may qualify for a lower interest rate or closing cost credit on a mortgage.

The steps to buying a house

Buying a home is exciting and filled with possibilities - and some big questions. Use our helpful guide to get the answers you need.

What kind of mortgage fits your needs?

Find out more about the different mortgage types, interest rates and loan terms, so you can make a more confident decision.

The mortgage application process

We don’t think applying for a mortgage should be a frustrating experience. Our breakdown of the mortgage application process will help you prepare for each and every step.

Check new listings with HomeStory

Let us connect you with HomeStory, an empowering resource to help you find your next home. Match with top real estate agents and browse the latest MLS listings.
See important HomeStory information

Information and insights on home buying, refinancing, loan types and more.  

Contact Us

Get personalized help

Give us a call

1-800-248-4638

TTY: We accept 711 or other relay service

Mon-Fri: 8 AM to 10 PM ET

Sat: 9 AM to 7 PM ET

Have questions?

Important HomeStory Information

Citi mortgage lending services and the HomeStory real estate agent/broker services are independently provided, and this advertisement should not be considered an endorsement of each other’s services. There is no charge for the agent matching service, however, standard real estate agent/broker commission charges may apply. Services not available or may be limited due to state law or regulation in Alaska, Idaho, Montana, Oregon, Rhode Island, Tennessee, Vermont and West Virginia.