Citi Personal Banking Guide

Manage your everyday and plan for your future. Explore banking basics below.

Savings

high APY savings account APY savings account APY

A Guide to Annual Percentage Yield | Citi.com
high-yield savings account HYSA benefits of a high-yield savings account

What is a High-Yield Savings Account? | Citi.com
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How to Start Saving Money with Your Savings Account | Citi.com
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What is a Savings Account and How Does it Work? | Citi.com
savings calculator

How to Calculate Savings Account Interest | Citi.com
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Basic Finance

savings account

Difference between Checking, Savings, CD & Money Market Accounts | Citi.com
compound interest compound interest formula

Compound Interest Explained | Citi.com
checking account how checking accounts work types of checking accounts

What Is a Checking Account | Citi.com
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How to Open a Checking Account | Citi.com
interest rates calculating interest simple interest vs compound interest

A Guide to Interest Rates | Citi.com
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Retirement

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What Are the Benefits of a Roth IRA?
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Additional Resources

  • Banking Overview

    Utilize these resources to help you assess your current finances & plan for the future.

  • FICO® Score 

    Learn how FICO® Scores are determined, why they matter and more.

  • Glossary 

    Review financial terms & definitions to help you better understand credit & finances.