Citi Personal Banking Guide

Manage your everyday and plan for your future. Explore banking basics below.

Basic Finance

Checking vs. Savings vs. CD vs. Money Market Accounts

Compound Interest Explained

What Is a Checking Account?

How to Open a Checking Account

What Are Interest Rates and How Do They Work?

How to Withdraw Money from Your Bank

What Is a Debit Card and How Does It Work?

What is a CD Account and How Does it Work?

Joint Bank Accounts: How They Work

Ways to Send Money

What is a Money Market Account and How Does it Work

7 Checking Account Benefits

What Is Direct Deposit and How Does It Work

What Is a Cashier’s Check

How to Check Your Checking Account Balance

Business Checking Account vs. Personal Checking Account

What Do You Need to Open a Bank Account

How Many Bank Accounts Should You Have?

How to Open a Certificate of Deposit Account

Traditional Banks vs. Online Banking

Types of Certificates of Deposit (CDs)

What is a Digital Wallet?

What Happens When a Certificate of Deposit (CD) Matures?

What Is Overdraft Protection and How Does It Work?

Is Certificate of Deposit (CD) Interest Compounded?

When Should You Renew Your Certificate of Deposit (CD)?

How Long Does It Take a Check to Clear?

How to Wire Money

How to Deposit a Check

How to Sign Over a Check

Do Checks Expire?

How to Open a Bank Account for a Minor

How to Close a Bank Account

How to Set Financial Goals

Checking vs Savings: Key Differences You Need to Know

How to Create a Budget Spreadsheet: Step-by-Step Guide

What Is Mobile Check Deposit?

4 Benefits of Mobile Banking

Benefits of Online Banking

How to Manage Your Checking Account

Banking 101: An Introduction to Banking

How to Remove Hold on Bank Account Funds

Common Banking Fees and How to Avoid Them

What Is the 50/30/20 Rule?

APR vs. APY: What’s the Difference?

What Is a Beneficiary?

Certificate of Deposit (CD) vs. Savings Account

What Is a CD Ladder? | Citi.com

What is Identity Theft?

What is Compound Interest?

5 Benefits of a Savings Account

Types of Bank Accounts

What Is a Bounced Check?

Are CDs Worth It?

Types of Digital Wallets

What Is a Canceled Check?

Benefits of Money Market Accounts

What is Zero-Based Budgeting and How Does It Work?

How Long Does a Wire Transfer Take?

What Is a Deposit? Meaning, Types and How It Works

How to Open a Money Market Account in 5 Steps

APY vs. Interest Rate

Money Market vs Savings Account: What’s the Difference?

How to Close a Checking Account

How to Stop Payment on a Check

What to Do If Your Identity is Stolen

Budgeting Basics: A Budget Template for Beginners

Are Debit Cards Secure?

The Pros and Cons of Certificates of Deposit

What to Know about CD Early Withdrawal Penalties

Financial Scams to Watch Out For

Key Steps to Improve Financial Wellness

How to Manage Your Bills Better and Stay on Track

How to Teach Kids About Money: An Age-by-Age Guide

5 Tips for Sticking to a Budget

Tips to Create Your Family's Financial Plan

Short-Term vs. Long-Term CDs: How to Choose

How to Create a Financial Plan: 5 Essential Steps

Benefits of Certificate of Deposit (CDs) | Advantages of CDs

Certified Check vs. Cashier’s Check: Key Differences Explained

Other categories

Additional Resources

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    Review financial terms & definitions to help you better understand credit & finances.