Citi Personal Banking Guide

Manage your everyday and plan for your future. Explore banking basics below.

Basic Finance

savings account

Ways to Send Money

What Is a Money Market Account?

checking account benefits checking account features checking account features and benefits checking account characteristics

9 Checking Account Benefits

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What Is Direct Deposit and How Does It Work

Other categories

Savings >

Additional Resources

Banking Overview

Utilize these resources to help you assess your current finances & plan for the future.
FICO® Score

Learn how FICO® Scores are determined, why they matter and more.
Glossary

Review financial terms & definitions to help you better understand credit & finances.

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Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.

The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold^® Private Client International, Citigold^® International, Citi International Personal, Citi Global Executive Preferred, and Citi Global Executive Account Packages.

Deposit products and services are offered by Citibank, N.A., Member FDIC

Citi Personal Banking Guide

Basic Finance

Difference between Checking, Savings, CD & Money Market Accounts

Compound Interest Explained

What Is a Checking Account?

How to Open a Checking Account

What Are Interest Rates and How Do They Work?

How to Withdraw Money from Your Bank

What Is a Debit Card and How Does It Work?

What is a CD Account and How Does it Work?

A Joint Bank Account: What is It and How Does It Work?