Opens in a new window

Skip to Content
ATM / Branch
 
    • View All Credit Cards
    • Balance Transfer Credit Cards
    • 0% Intro APR Credit Cards
    • Rewards Credit Cards
    • Cash Back Credit Cards
    • Travel Credit Cards
    • Retail Store Cards
    • Small Business Credit Cards
    Quick Links
    • Laptop with dollar sign iconCiti ® Credit Knowledge Center
    • Document with circle check icon See If You’re Pre-Qualified
    • Mail icon Respond to Mail Offer
    • Checking
    • Savings
    • Banking Overview
    • Certificates of Deposit
    • Banking IRAs
    • Rates
    • Small Business Banking
    Quick Links
    • Savings iconPersonal Banking Guide
    • Dollar tag icon Citi® Bonus Offers
    • Personal Loans
    • Overdraft Line of Credit
    • Home Lending
    • Buy a Home
    • Refinance Your Home
    • Use Your Home Equity
    • Small Business Lending
    • Debt Consolidation Calculator
    Quick Links
    • Calculator iconMortgage Calculator
    • Home icon Home Equity Calculator
    • Idea icon Mortgage Learning Center
    • Idea icon Personal Loan Center
    • Investing overview
    • Self-directed Investing
    • Guided Investing
    • Working with an Advisor
    Quick Links
    • Chart graph iconPlanning Tools
    • Idea icon Market Insights
    • Line graph icon Investment & Insurance
    • Citigold
    • Citigold® Private Client
    • Citi Priority
    Quick Links
    • Location iconFind a Wealth team
    • Profile icon Planning tools
  • Open an Account
  • Banking
  • Personal Banking Guide
  • Savings

Citi Personal Banking Guide

Manage your everyday and plan for your future. Explore banking basics below.

Savings

A Guide to APY

How Much Savings Should I Have? Start Saving Money Now

What is a Savings Account?

How to Calculate Savings Account Interest

How to Open a Savings Account

How to Close a Savings Account

Savings Made Simple: A Guide to Savings Accounts

How Much Should You Save for an Emergency Fund?

How to Save Money: 9 Tips to Get Started

Saving vs. Investing: What’s the Difference?

Types of Savings Accounts

Better Money Habits: 6 Habits for Better Financial Health

Smart Ways to Save for College

Budgeting Tips for New Graduates

Step-Up CDs Explained: What Is a Step-Up Certificate of Deposit?

What Is a Rainy Day Fund?

Other categories

  • Basic Finance >
  • Retirement >

Additional Resources

  • Citi Financial Pathways

     

    Utilize these resources to help you assess your current finances & plan for the future.

  • FICO® Score

     

    Learn how FICO® Scores are determined, why they matter and more.

  • Glossary

     

    Review financial terms & definitions to help you better understand credit & finances.

Back to Top

Why Citi

  • Our Story
  • Careers
  • Benefits and Services
  • Rewards
  • Citi Entertainment®
  • Special Offers

Wealth Management

  • Citigold® Private Client
  • Citigold
  • Citi Priority
  • Citi Private Bank

Business Banking

  • Small Business Accounts
  • Commercial Accounts

Rates

  • Personal Banking
  • Credit Cards
  • Mortgage
  • Home Equity
  • Personal Loans

Help & Support

  • Contact Us
  • Help &FAQs
  • Security Center
Equal housing lender
  • © 2025 Citigroup Inc

  • Terms & Conditions
  • Privacy
  • Notice at Collection
  • Do Not Sell or Share Personal Information
  • Accessibility

Important Legal Disclosures & Information

Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. and its affiliates in the United States and its territories. This is not, and should not be construed as, an offer, invitation, or solicitation to buy or sell any of the banking or financial products mentioned herein to individuals outside of the United States. The products and services mentioned herein are not offered to individual residents in Europe, including the European Union, European Economic Area, Switzerland, the United Kingdom, and similar countries.

Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank and its affiliates. Your country of citizenship, domicile, or residence if other than the United States, may have laws rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws regarding taxes, exchange and/or capital controls that you are responsible for following.

citi-logo

Important Information