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  • Banking
  • Personal Banking Guide
  • Savings

Citi Personal Banking Guide

Manage your everyday and plan for your future. Explore banking basics below.

Savings

A Guide to APY

How Much Savings Should I Have? Start Saving Money Now

What is a Savings Account?

How to Calculate Savings Account Interest

How to Open a Savings Account

How to Close a Savings Account

Savings Made Simple: A Guide to Savings Accounts

How Much Should You Save for an Emergency Fund?

How to Save Money: 9 Tips to Get Started

Saving vs. Investing: What’s the Difference?

Types of Savings Accounts

Better Money Habits: 6 Habits for Better Financial Health

Smart Ways to Save for College

Budgeting Tips for New Graduates

Step-Up CDs Explained: What Is a Step-Up Certificate of Deposit?

What Is a Rainy Day Fund?

Can You Withdraw Money From a Savings Account?

CD vs. IRA: What’s the Difference?

Other categories

  • Basic Finance >
  • Retirement >

Additional Resources

  • Citi Financial Pathways

     

    Utilize these resources to help you assess your current finances & plan for the future.

  • FICO® Score

     

    Learn how FICO® Scores are determined, why they matter and more.

  • Glossary

     

    Review financial terms & definitions to help you better understand credit & finances.

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