At Citi, we're committed to helping your money work harder for you. With Citi Premium Boost, Eligible Customers can access a higher savings rate than the Citi Savings Standard Rate through common banking activities, so your Citi Savings account balance can grow faster.1
It's all built on one concept: the more you bank or invest with Citi, the more your savings rate grows.
What is Citi Premium Boost?
Citi Premium Boost is a new way to get more value from your Citi Relationship Tier that allows Eligible Customers to access a higher savings annual percentage yield (APY) than the Citi Savings Standard Rate for the banking activities they may already be doing. Qualifying monthly activities include basic banking practices, such as maintaining a certain level of investment balances or completing Direct Deposits. Citi Premium Boost can turn your routine into an opportunity to explore higher savings account interest rates.
You can track your progress and your current rate whenever you want in a dedicated dashboard in the Citi Mobile® App2.
How relationship banking benefits you
Citi Premium Boost is designed to unlock even more value from your existing Relationship Tier. As you deepen that relationship, your savings rate can grow right along with it.
How to qualify for Citi Premium Boost
Clients in a Relationship Tier who own a Regular Checking account and a Citi Savings account, can join Citi Premium Boost. Eligible Customers must complete the Required Activities associated with their Relationship Tier each month. These activities may already be part of their routine banking.
Clients in Citi Priority and Citigold® can select from Required Activities1 each month:
- Complete at least $5,000 in Direct Deposits or other qualifying transactions across Regular Checking accounts, such as your regular paycheck, or in other qualifying ACH transactions including recurring Zelle®, Venmo or PayPal transfers3
- $25,000 Average Monthly Balance in your eligible investment accounts
Complete your chosen Required Activities each month, and the Citi Premium Boost rate applies the next month. It's a simple way to earn a higher savings rate than the Citi Savings Standard Rate on your Citi Savings account.
Citigold® Private Client Relationship Tier customers simply need to own a Regular Checking account and a Citi Savings account to unlock the higher rate.
Who's eligible for Citi Premium Boost?
Citi Premium Boost is available to Relationship Tier clients — Citi Priority, Citigold® and Citigold® Private Client. To participate, you'll need:
- To be in a Relationship Tier (Citi Priority, Citigold® or Citigold® Private Client)
- Own a Citi Regular Checking account
- Own a Citi Savings account
You'll also need to be opted in to Citi Premium Boost, and complete Required Activities associated with your Relationship Tier by the last Business Day of each month to receive the Premium Boost rate the next month.
How to receive the Citi Premium Boost rate
Getting started is straightforward:
- Make sure you hold both a Regular Checking account and a Citi Savings account under your Relationship Tier.
- Register for Citi Premium Boost and opt in.
- For Citi Priority and Citigold® clients, choose your Required Activities.
- Complete Required Activities each month, and track your rate anytime in the Citi Mobile App2.
Once you've joined, there's no guesswork. The real-time dashboard shows your progress and your current rate whenever you check in.
Ready to make your money work harder? Join Citi Premium Boost and start exploring opportunities to earn a higher APY on the banking you may already be doing.
Disclosure: This article is for general educational purposes. It is not intended to provide financial advice. It also is not intended to completely describe any Citi product or service.
INVESTMENTS: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
1 Eligible Customers who complete Required Activities for their Relationship Tier during a calendar month will receive the Premium Boost Rate for their Relationship Tier starting on the first Business Day of the next calendar month instead of the Standard Rate, so long as they remain in a Relationship Tier in that next month. Customers must remain in a Relationship Tier the next month to receive the Premium Boost Rate. Premium Boost Required Activities for Relationship Tiers are different from the requirements to attain and remain in Relationship Tiers.
Citi Savings accounts owned by Eligible Customers who complete Premium Boost Required Activities for their Relationship Tier during a calendar month will receive the Premium Boost Rate for their Relationship Tier starting on the first Business Day of the next calendar month for that month only. The Premium Boost Rate will be based on your Relationship Tier during the month the Premium Boost Rate applies to your Citi Savings account and not your Relationship Tier for the month you met Premium Boost Required Activities. Eligible Customers must meet Premium Boost Required Activities for their Relationship Tier each month to receive a Premium Boost Rate for the following month.
Eligible Customers are customers who have met the following eligibility requirements on the last Business Day of the month:
1) Be in the Citi Priority, Citigold, or Citigold Private Client Relationship Tier
2) Own both an open Regular Checking account and an open Citi Savings account, and
3) Be opted in to Citi Premium Boost for Citi Savings accounts.
Checking and savings accounts owned by an estate, business or retirement plan (IRAs, education savings plans, money purchase pension plans and profit-sharing plans), Citi Accelerate Savings, Citi Miles Ahead Savings, Citibank Savings Plus, COMMA accounts, Certificates of Deposit, and accounts opened through Citi Global Wealth at Work and Citi Private Bank are not eligible.
Citi Premium Boost Required Activities associated with your Relationship Tier must be completed by the last Business Day of the month. Eligible Customers who do not complete their Relationship Tier Premium Boost Required Activities in a specific month will not receive the Premium Boost Rate for the following month, but they can try to meet Premium Boost Required Activities in each future month.
| Relationship Tier | Premium Boost Required Activities Each Month |
|---|---|
| Citi Priority and Citigold | $5,000 total in Direct Deposits or other qualifying transactions across Regular Checking accounts you own OR $25,000 Average Monthly Balance in EDI Investment Accounts you own |
| Citigold Private Client | Own a Regular Checking account |
2 In order to use digital features on Citi Online or the Citi Mobile® App including merchant offers and money movement products, like Mobile Check Deposit and Zelle® payments, you must agree to receive monthly statements and some legal notices electronically, only, when setting up digital access if you have not previously agreed. You can change your delivery preferences at any time after registration by managing the paperless settings for your account, and you'll continue to have access to digital features.
3 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
PayPal.com and the PayPal logo are trademarks of PayPal Holdings, Inc., or its affiliates. PayPal terms and conditions apply.
Venmo is a service of PayPal, Inc., a licensed provider of money transfer services (NMLS ID: 910457). All money transmission is provided by PayPal, Inc. pursuant to PayPal, Inc.'s licenses.
Certain other trademarks listed above are owned by third parties not affiliated with Citibank.
Deposit products are provided by Citibank, N.A. Member FDIC. Only bank deposit products are FDIC insured.
