Products & pricing based on your home address

Compare Features & Benefits

New to Relationship customers can enjoy Relationship Tier benefits when they open an account and keep them if they meet the balance range within 3 calendar months.1

 backgroundImage

 backgroundImage

Citi Relationship Tier

 backgroundImage

Citi Relationship Tier

COMBINED AVERAGE MONTHLY BALANCE RANGE

$0 to
$29,999.991
$30,000 to
$199,999.99
To get started: $200,000 to $999,999.99

To maintain tier: $180,000 to $999,999.991

MONTHLY SERVICE FEE

Access Checking: $5
Regular Checking: $15
Savings: $4.50
No fee
No fee
Ways to avoid Monthly Service Fee for checking accounts
Regular & Access Checking fee waived1:
  • in the month of account opening and for 3 months after account opening or
  • each month the account has $250+ in Enhanced Direct Deposits1
No fee
No fee
Ways to avoid Monthly Service Fee for savings accounts
Savings fee waived1:
  • in the month of account opening and for 3 months after account opening or
  • with a $500+ Average Monthly Balance or
  • with a Citi checking account
No fee
No fee

BANKING

Access cash at 65,000+ fee-free ATMs2
true
true
true
Non-Citi ATM Fees2
Access Checking: $2.50 fee per withdrawal

Regular Checking: $2.50 fee waived with $250+ in Enhanced Direct Deposits1
No fees
No fees
Unlimited reimbursement on ATM fees at Non-Citibank ATMs globally2
No reimbursement
No reimbursement
true
Daily ATM/Debit Card cash withdrawal limits2
Up to $1,500 per Citibank Banking Card per Business Day
Up to $2,000 per account per Business Day
Up to $5,000 per account per Business Day
Daily Debit Card PIN-based and signature purchase limits2
$5,000 per account per Business Day
$10,000 per account per Business Day
$25,000 per account per Business Day
Citi Accelerate Savings Annual Percentage Yield (APY)
%
%
%
No Overdraft or Returned Item Fees2
true
true
true
Money Order Fee
$5
Waived
Waived
Official Check Fee
$10
Waived
Waived
Stop Payment Request Fee
$30
Waived
Waived
Regular Checking: Checkbook Orders / Reorders
Varies
Waived fees: standard checkbook orders
Waived fees: standard checkbook orders

PREFERRED LENDING PRICING

Mortgage discount with Relationship Pricing2
Tiered interest rate discount or closing cost discount based on Citi Eligible Balances
Tiered interest rate discount or closing cost discount based on Citi Eligible Balances
Tiered interest rate discount or closing cost discount based on Citi Eligible Balances
Discount on personal loans2
Standard rates
0.25% rate discount
0.25% rate discount

PLANNING & INVESTING

Annual fee on Citi Personal Wealth Management Investment Accounts2
Waived
Waived
Waived
Investment resources to simplify your financial decisions
false
true
true
Commission-free trading through Citi Self Invest from Citi Personal Wealth Management2
true
true
true
Global market analysis and research reports
false
false
true
Access to Financial Advisors2
true
true
true
World-class investment platform from Citi Personal Wealth Management
true
true
true
Complimentary financial planning
false
true
true

TRAVEL & LIFESTYLE

Citi Entertainment®
true
true
true
Foreign exchange fee when using your Citi Debit Card abroad2
3.00%
Waived
Waived
World Wallet® foreign currency exchange service and shipping fees2
Service Fees:$5 < $1,000 USD
$0 > $1,000 USD

Direct-to-Consumer Shipping Fees:
Standard: $10
Priority: $15
Saturday: $20

Shipping to branch: Waived fee
Waived
Waived
Toll-free access to Citiphone service when traveling2
false
true
true
Annual subscription rebates2
false
false
Up to $200
Citigold Concierge2
false
false
true
Citigold Culture Pass2
false
false
true
Complimentary Citi Bike membership
false
false
Complimentary 1-year membership2
Premium benefits through Mastercard Travel & Lifestyle Services2
false
false
false
INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED

Citi Miles Ahead Savings, certain Savings accounts that are UTMAs, and COMMA accounts are not charged monthly service fees.

†Annual Percentage Yield (APY) is accurate as of 05/20/2024 in the location entered upon accessing citi.com. Rates for Savings accounts are variable, determined by Citibank at its sole discretion and can change before or after account opening. Fees could reduce earnings. There is no minimum deposit required to obtain the APY, however, accounts with a zero balance for 90 days are subject to closure. For APYs on other savings accounts, log onto citi.com or speak to a banker.

Citi Accelerate Savings accounts are available in select markets. Applicant(s) with a residential/home (not mailing) address in one of the following locations are eligible to apply to open a Citi Accelerate Savings account: AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.

For full terms and conditions please view the Client Manual Agreement and Account Agreement and Notices page. To apply online, you must be a U.S. citizen or a U.S. resident alien and at least 18 years old. You'll need to provide a physical address in the U.S., date of birth and applicable identification documentation which may include a Social Security Number or Individual Taxpayer Identification number.

Deposit products are provided by Citibank, N.A. Member FDIC. Only bank deposit products are FDIC insured.

Deposits are FDIC insured up to $250,000 per depositor, for each account ownership category. To learn more visit www.fdic.gov.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

PayPal.com and the PayPal logo are trademarks of PayPal Holdings, Inc., or its affiliates. PayPal terms and conditions apply.

Venmo is a service of PayPal, Inc., a licensed provider of money transfer services (NMLS ID: 910457). All money transmission is provided by PayPal, Inc. pursuant to PayPal, Inc.'s licenses.

Certain other trademarks listed above are owned by third parties not affiliated with Citibank.

World Wallet® services are provided by Citibank, N.A. World Wallet is a registered service mark of Citigroup, Inc.

©2023 Citigroup Inc. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.