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Current Mortgage Rates

Explore our mortgage products, current rates and term options.

Rates based on a mortgage in Los Angeles, California. Rates effective as of 05/09/2025 09:08 AM ET and are subject to change without notice.
Mortgage TypeRateAPR>Points>Sample Monthly Payment
30-Year Fixed6.625%6.819%0.750
15-Year Fixed5.875%6.186%0.750
Rates based on a mortgage in Los Angeles, California. Rates effective as of 05/09/2025 09:08 AM ET and are subject to change without notice.

For today’s Adjustable Rate Mortgage (ARM) options, call 1-800-248-4638 TTY: We accept 711 or other relay service

Citi strives to make the home mortgage experience simple and enjoyable for everyone. If you have any questions about your mortgage application or have a competitive offer please let your Mortgage Representative know, so we can work to meet your home lending needs.

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Find out what affects mortgage rates

Your credit score, the type of rate you choose, and your property’s location are some of the factors that make a difference.

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Learn about closing costs

Find out about the most common closing costs and when you’ll need to pay them.

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Typically, your mortgage payment is made up of principal, interest, taxes and insurance.

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