Debt Management

Review ways to help take back control when paying off debt, consolidating debt or managing debt.

If you're a Citi Customer having trouble paying your past due balances, we may be able to help.

Call us at 1-866-670-6730 (TTY 1-800-926-5818) to speak with our Payment Assistance Team about convenient payment solutions.

Credit Card Balance Transfers 101

If you are looking to consolidate credit card debt, you may want to consider a balance transfer. Find out if transferring a balance is the right option for you.

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How To Make A Debt Payoff Plan And Stick To It

How to make a debt payoff plan and stick to it

Learn how a debt payoff plan may help you to get out of debt. These tips may help you to get on the right track to paying off your credit card debt.

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6 Things to Know About APR

When you apply for a loan, you're also responsible for paying APR. Find out some important facts concerning APR that may help you make better financial decisions.

The Pros and Cons of Sharing a Credit Card Account

If you're considering sharing a credit card with your partner, here are some things to consider before taking action.

5 Surprising Ways to Help Manage Credit Card Debt

Here are five smart ways to start to recover from credit card debt.

3 Ways to Help Prioritize and Pay Off Debts

If you're ready to take control of your finances, start by honestly assessing your total debts & create a repayment plan.

My Debt Success Story: Aja McClanahan

We talk to Aja McClanahan, who is an example that for the willing, there is a way to pay off credit cards and stay free from debt.

Is a Balance Transfer a Good Idea?

Balance transfers allow you to transfer your current balance from qualifying options to a low-interest credit card.

Additional Resources

Insights and Tools

Utilize these resources to help you assess your current finances & plan for the future.

FICO® Score

Learn how FICO® Scores are determined, why they matter and more.


Review financial terms & definitions to help you better understand credit & finances.