Debt Management

Review ways to help take back control when paying off debt, consolidating debt or managing debt.

If you're a Citi Customer having trouble paying your past due balances, we may be able to help.

Call us at 1-866-670-6730 (TTY 1-800-926-5818) to speak with our Payment Assistance Team about convenient payment solutions.

Credit Card Balance Transfers 101

If you are looking to consolidate credit card debt, you may want to consider a balance transfer. Find out if transferring a balance is the right option for you.

Read more
How To Make A Debt Payoff Plan And Stick To It

How to make a debt payoff plan and stick to it

Learn how a debt payoff plan may help you to get out of debt. These tips may help you to get on the right track to paying off your credit card debt.

Read more

6 Things to Know About APR

When you apply for a loan, you're also responsible for paying APR. Find out some important facts concerning APR that may help you make better financial decisions.

The Pros and Cons of Sharing a Credit Card Account

If you're considering sharing a credit card with your partner, here are some things to consider before taking action.

5 Surprising Ways to Help Manage Credit Card Debt

Here are five smart ways to start to recover from credit card debt.

3 Ways to Help Prioritize and Pay Off Debts

If you're ready to take control of your finances, start by honestly assessing your total debts & create a repayment plan.

My Debt Success Story: Aja McClanahan

We talk to Aja McClanahan, who is an example that for the willing, there is a way to pay off credit cards and stay free from debt.

Is a Balance Transfer a Good Idea?

Balance transfers allow you to transfer your current balance from qualifying options to a low-interest credit card.

Additional Resources

Insights and Tools

Utilize these resources to help you assess your current finances & plan for the future.

FICO® Score

Learn how FICO® Scores are determined, why they matter and more.

Glossary

Review financial terms & definitions to help you better understand credit & finances.