Citi Credit Knowledge Center

The more you know about credit the better you can manage it. Explore our credit topics below.

Understanding Credit Cards

Secured Credit Cards vs Unsecured Credit Cards

How Can I Apply for A Credit Card?

Credit Cards 101: How Do Credit Cards Work?

How to get cash from a credit card

Credit Score Needed for the Citi Double Cash® Credit Card

Reasons the Costco Citi Card might be right for you

Costco Citi Card Benefits

What are the Costco Visa travel benefits

What is a Secured Credit Card?

When to Apply for a Credit Card

How Old Do You Have to Be to Get a Credit Card?

How to Calculate Credit Card Interest

How to Build Credit with a Secured Credit Card

How to Help Build Credit

Tips to Become a Smart Credit Card User

5 Financial Habits of People with Excellent Credit

How to Start Building Credit with Little or No Credit History

11 Credit Card Tips You Should Know

How to Avoid Interest on Your Credit Card

How to get a business credit card for Startups

What Are the Advantages of Credit Cards?

How to Get Your First Credit Card

What is a Fair Credit Score?

How to Prevent Credit Card Fraud

How Do Credit Card Minimum Payments Work

How to Apply for the Shop Your Way Mastercard®

How to Earn Shop Your Way Points with the Shop Your Way Mastercard®

Home Depot® Consumer Credit Card: How it Works and Benefits

How to Apply for The Home Depot® Consumer Credit Card

The Home Depot Financing®: Ways to Pay for Your Next Purchase

Benefits of the My Best Buy® Credit Card

Additional Resources

  • Utilize these resources to help you assess your current finances & plan for the future.

  • Learn how FICO® Scores are determined, why they matter and more.

  • Review financial terms & definitions to help you better understand credit & finances.