Citi Credit Knowledge Center

The more you know about credit the better you can manage it. Explore our credit topics below.

Understanding Credit Cards

What Are the Advantages of Credit Cards?

What is a Secured Credit Card?

How to Apply for a Shell | Fuel Rewards® Credit Card

How Do the Shell | Fuel Rewards® Credit Cards Work?

Secured Credit Cards vs Unsecured Credit Cards

How to Apply for a Credit Card

Credit Cards 101: How Do Credit Cards Work?

How to Get Cash From a Credit Card

Credit Score Needed for the Citi Double Cash® Credit Card

Reasons the Costco Citi Card might be right for you

Costco Citi Card Benefits

What are the Costco Visa travel benefits

When to Apply for a Credit Card

How Old Do You Have to Be to Get a Credit Card?

How to Calculate Credit Card Interest

How to Build Credit with a Secured Credit Card

How to Help Build Credit

Tips to Become a Smart Credit Card User

5 Financial Habits of People with Excellent Credit

How to Start Building Credit with Little or No Credit History

11 Credit Card Tips You Should Know

How to Avoid Interest on Your Credit Card

How to Get A Business Credit Card For Startups

How to Get Your First Credit Card

What is a Fair Credit Score?

How to Prevent Credit Card Fraud

How Do Credit Card Minimum Payments Work

Home Depot® Consumer Credit Card: How it Works and Benefits

How to Apply for The Home Depot® Consumer Credit Card

The Home Depot Financing®: Ways to Pay for Your Next Purchase

Benefits of the My Best Buy® Credit Card

How to Apply for the My Best Buy® Credit Card

L.L.Bean® Mastercard® Benefits

How to Apply for the L.L.Bean® Mastercard®

Flexible Financing Offers with the My Best Buy® Credit Card

How to Start Building Credit with Little or No Credit History

Costco Anywhere Visa® Card by Citi Gas Benefits

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What Is the APR for the Costco Anywhere Visa® Card?

How to Pre-Qualify for a Credit Card

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How to Choose a Credit Card

How Do Credit Card Refunds Work?

Does the Costco Anywhere Visa® Card Charge Foreign Transaction Fees?

What Is the Credit Limit for the Costco Anywhere Visa® Card?

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Credit Score Needed for the Costco Anywhere Visa® Card

How to Apply for the Costco Anywhere Visa® Card

Credit Card vs. Debit Card | What's the Difference?

What Is a Negative Balance on a Credit Card?

What Is Credit Utilization Ratio?

Common Credit Card Fees and How to Avoid Them

What Is the Credit Card Closing Date?

Different Types of Credit Cards

Statement Balance Vs. Current Balance: What’s the Difference?

How to Increase Your Credit Limit

Does Applying for a Credit Card Hurt Your Credit?

What Is an Unsecured Credit Card?

Does Paying Rent Build Credit?

Credit Card vs. Debit Card | What's the Difference?

Is Closing a Credit Card Bad?

What to Do When You Lose Your Credit Card

How Do Credit Card Payments Work?

What Is a Credit Card Statement?

What Is a Credit Card PIN?

Is It a Good Idea to Have Multiple Credit Cards?

Soft Credit Inquiry vs. Hard Credit Inquiry – Types of Credit Checks

What is a Credit Report?

Understanding the Grace Period for a Credit Card

How to Send Money With a Credit Card

Can You Reopen a Closed Credit Card Account?

How to Cancel a Credit Card

What is Residual Interest?

How to Report Credit Card Fraud: Steps, Signs, and Prevention

Cash vs. Credit Cards: Which to Use

What Is a Credit Card Charge Off?

How Long Does It Take to Get a Credit Card?

Does Getting a Credit Limit Increase Affect Your Credit Score?

What is a Credit Freeze?

What You Need to Know About Credit Card Expiration Dates

The Difference Between Credit Report and Credit Score

Can You Buy a Car With a Credit Card?

How Long Does It Take for a Credit Card Payment to Post?

Why Was My Credit Card Declined?

How to Upgrade Your Credit Card

What Happens If You Don’t Use Your Credit Card?

Can You Pay Utilities and other Bills With a Credit Card?

What Is a Contactless Credit Card?

Does Closing a Credit Card Hurt Your Credit?

How to Dispute a Credit Card Charge

Additional Resources

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    Review financial terms & definitions to help you better understand credit & finances.