If you want to make the most of your active Costco membership, including earning Costco Cash Back Rewards for your spending, you may consider getting the Costco Anywhere Visa Card by Citi. The card benefits range from earning cash back rewards on everyday purchases to travel and more.
Let’s explore the benefits of the Costco Anywhere Visa Card by Citi, from its cash back rewards and travel benefits to purchase protection and other convenience features.
Earn Cash Back Rewards for your everyday purchases (and more)
The Costco Anywhere Visa Card by Citi offers numerous cash back reward opportunities across several categories:
- Earn 5% cash back rewards on gas at Costco
- Earn 4% cash back rewards on other eligible gas and electric vehicle (EV) charging. The 5% and 4% earn is on a combined $7,000 spend per year, and then 1% thereafter
- Earn 3% cash back rewards on restaurants and eligible travel, including Costco Travel
- Earn 2% cash back rewards on all other purchases from Costco and Costco.com
- Earn 1% cash back rewards on all other purchases
Cash back rewards will be provided as an annual credit card reward certificate in February billing statements, redeemable for cash or merchandise in a single transaction at U.S. Costco warehouses, including Puerto Rico, through December 31 of each year. If you earn at least $300 in cash back rewards, you also have the option to redeem your Costco cash back rewards by ACH deposit.
Account protection benefits
Your purchases with the Costco Anywhere Visa Card by Citi come with benefits, such as:
- Citi Quick Lock: You may instantly lock your card via the Citi Mobile® App if it’s misplaced, preventing others from charging purchases to your account.
- Fraud Early Warning: Citi monitors your account and alerts you of any suspicious activity.
- Damage & Theft Purchase Protection: Shop with more confidence. Damage & Theft Purchase Protection may cover you for repairs or reimbursement if purchases made with your Citi card and/or Costco credit card reward certificate are damaged or stolen within 120 days (90 days for New York residents) of purchase or delivery of the item, whichever is first.
Use entertainment, convenience and other benefits
Whether you're looking to nab exclusive event tickets or keep an eye on your credit score, the Costco Anywhere Visa Card by Citi has you covered. Here are some of the other key benefits you can expect:
- Citi Entertainment®: Cardholders get special access to purchase tickets to thousands of events. This includes presale tickets and special experiences for the year's most anticipated concerts, sporting events and dining experiences.
- No Annual Fee: Pay no annual fee1 when you have an active Costco membership.
- FICO® Score: View your FICO® Score online anytime, without impacting your score — plus learn key factors affecting your score. It’s updated monthly and easy to find on the Citi Mobile® App and Citi® Online. Checking your score is always FREE.
You can also add your credit card (which doubles as your Costco membership card) to your digital wallet for convenient check-outs.
Travel better with the Costco Anywhere Visa Card by Citi
The Costco Anywhere Visa Card by Citi can provide several key travel benefits, including no foreign transaction fees1 when you use the card for purchases abroad. Other benefits include:
- Travel & Emergency Assistance: If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues, medical and legal referrals and much more. You won’t have to scramble to find services close to your location or worry about asking for help when you don’t speak the language. Referrals or assistance is at no cost, but you will pay for the services you use.
- Worldwide Car Rental Insurance: Be more confident at the rental car counter — you may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.
- Worldwide Travel Accident Insurance: Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur.
- Roadside Assistance Dispatch Service: Get help with a single call when car problems strike. If you have car trouble while you’re on the road in the 50 United States or the District of Columbia, Puerto Rico and the U.S. Virgin Islands we’ll send the help you need directly to your location. You are responsible for the costs of any services provided.
The Costco Anywhere Visa Card by Citi delivers everyday value. This is especially true for Costco members who frequently spend money on gas, travel and dining out, and who want robust purchase and travel protections. If you’re interested, apply online today.
1Important Pricing & Information+
Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Citi and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Citi and Fair Isaac do not provide ‘credit repair’ services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.
