5 Reasons to Consider the Costco Anywhere Visa® Card By Citi

Nov 20, 2025

Shopping at Costco already comes with benefits, but if you’re looking for ways to get even more out of your annual membership, you may want to consider the Costco Anywhere Visa Card by Citi, rated one of the best retail cards of 2025 by Money.com. It comes with many benefits, whether you’re shopping in the warehouse or jet-setting across the world.

Let’s explore 5 reasons you might consider applying for the Costco Anywhere Visa Card by Citi.

You’re an avid Costco or Costco.com shopper

The Costco Anywhere Visa Card by Citi is designed for active Costco members, and it offers benefits that may align with your needs. For example, this card offers Costco Cash Back Rewards, including unlimited 2% cash back on purchases from Costco and Costco.com. That means you can get even more out of your active Costco membership. Plus, the card can make your Costco trips more convenient because it acts as your membership ID when you enter a Costco warehouse.

You want to get rewarded for gas or EV charging purchases

The Costco Anywhere Visa Card by Citi offers cash back on both gas and EV charging. Cardmembers can earn 5% cash back on gas purchased at Costco warehouses and 4% cash back on other eligible gas and EV charging worldwide for the first $7,000 combined spend per year and then 1% after that.

You’re a frequent traveler

With the Costco Anywhere Visa Card by Citi, you can earn an unlimited 3% cash back on eligible travel, including Costco Travel, where you can book everything from all-inclusive vacation packages to cruises. (And whether you’re on a trip or exploring your local area, you can also earn unlimited 3% cash back on dining.)

Once you’re abroad, you won’t have to worry about paying an additional fee for purchases made. This card has no foreign transaction fees¹.

Finally, the Costco Anywhere Visa Card by Citi also includes access to:

Damage & Theft Purchase Protection
Travel & Emergency Assistance
Worldwide Car Rental Insurance
Travel Accident Insurance
Roadside Assistance Dispatch Service

Terms, conditions and exclusions apply. Please see here for more information.

You want a card that offers access to unique experiences

The Costco Anywhere Visa Card by Citi gives you access to Citi Entertainment^®. Through that program, you can purchase tickets to thousands of events, from presale tickets for your favorite artist to exclusive sporting or dining experiences.

Access to Citi Entertainment is automatic once you get a Costco Anywhere Visa Card by Citi. You can sign up for the weekly newsletter to stay in the know about upcoming events.

You want account protection benefits

You can get account protection benefits with the Costco Anywhere Visa Card by Citi, thanks to built-in features like:

Citi^® Quick Lock: If you lose your card, you can instantly and easily block new transactions
Fraud Early Warning: We’ll monitor your account for suspicious transactions and notify you if anything comes up

Reasons to consider the Costco Anywhere Visa Card: by Citi FAQs

What are the benefits of the Costco Anywhere Visa Card by Citi?

There are many benefits that come with the Costco Anywhere Visa Card by Citi, such as numerous cash back rewards categories, travel and emergency assistance and various account protection benefits.

Do you have to be a Costco member to get the Costco Anywhere Visa Card by Citi?

Yes, you must have an active Costco membership in your name to qualify for this credit card.

What is the annual fee for the Costco Anywhere Visa Card by Citi?

There is no annual fee for this credit card with your paid Costco membership.

How do I know if a credit card is right for me?

Some factors to consider when you’re deciding on a credit card include the card’s annual percentage rate (APR), fees and rewards and how those align with your spending habits and lifestyle.

1 Important Pricing & Information+

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.

Additional Resources

Insights and Tools >

Utilize these resources to help you assess your current finances & plan for the future.
FICO® Score >

Learn how FICO® Scores are determined, why they matter and more.
Glossary >

Review financial terms & definitions to help you better understand credit & finances.

Important Legal Disclosures & Information

Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. and its affiliates in the United States and its territories. This is not, and should not be construed as, an offer, invitation, or solicitation to buy or sell any of the banking or financial products mentioned herein to individuals outside of the United States. The products and services mentioned herein are not offered to individual residents in Europe, including the European Union, European Economic Area, Switzerland, the United Kingdom, and similar countries.

Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank and its affiliates. Your country of citizenship, domicile, or residence if other than the United States, may have laws rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws regarding taxes, exchange and/or capital controls that you are responsible for following.