Tips for Saving Money at Costco

Costco is known for delivering amazing value on its selection of unique items. From gourmet foods and health and beauty products to household decor and home improvements, Costco is a great place to shop for yourself or a large family.

There are several ways to reap the benefits of shopping at Costco. Let’s learn how to make the most of your Costco experience.

Visit the Warehouse with a Plan

As with any shopping trip, it’s helpful to have a game plan before you leave home. Compare your shopping list with any deals featured on, the Costco app or in the Costco Savings Booklet. If a product you don’t need immediately is on sale, it may be worth purchasing at a better value than if you were to wait. Keep in mind that items on or the Costco app may be more expensive or not available for purchase in the warehouse.

Consider an Executive Membership

A Costco membership is $60 a year and gives you access to Costco’s warehouses worldwide, as well as its gas stations, Costco Travel and a range of other services. Your Costco membership includes two cards, one for the Primary Cardholder and another for a designated member of your household over the age of 16.

For an additional $60 upgrade fee per year, you gain access to the Executive Membership. It offers perks that are not included with the Gold Star Membership, such as an annual 2% Reward (up to $1,000)* on all eligible purchases at Costco warehouses, and qualifying Costco Travel purchases. Plus, you’ll get access to discounts on many Costco Services.

Use the Costco Anywhere Visa® Card by Citi

If you have a Costco membership, you should consider applying for the Costco Anywhere Visa® Card. This credit card can help you earn cash back on your purchases. There are several benefits to be aware of, including:

  • Gas and EV charging: Earn 4% cash back on eligible gas and EV charging for the first $7,000 per year, then 1% thereafter.
  • Dining and Travel: Unlimited 3% cash back on restaurants and eligible travel, including Costco Travel.
  • Cashback on purchases: Unlimited 2% on all purchases from Costco and Unlimited 1% on all other purchases.

*Terms, conditions and exclusions apply to the 2% Costco Executive Reward. See the membership counter for details.

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional

Additional Resources

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