Citi Strata Elite℠ Card Benefits

Jan 26, 2026

The Citi Strata Elite℠ Card is great for travelers who want to enjoy luxury perks, from hotel discounts to exclusive airport lounge access. It’s also ideal if you want to take advantage of benefits like chauffeur access, annual credits for selected brands and more.

Let’s take a look at all the benefits the Citi Strata Elite℠ Card has to offer.

Ways to earn points with the Citi Strata Elite℠ Card

The Citi Strata Elite℠ Card offers many opportunities to earn ThankYou Points on qualifying purchases. Here’s how it works:

  • 12 points per dollar spent on Hotels, Car Rentals and Attractions booked on cititravel.com
  • 6 points per dollar spent on Air Travel booked on cititravel.com
  • 6 points per dollar spent on Restaurants on Citi Nights℠ purchases, Friday and Saturday from 6 PM – 6 AM ET
  • 3 points per dollar spent at Restaurants including Restaurant Delivery Services any other time
  • 1.5 points per dollar spent on All Other Purchases

Unlock nearly $1,500 in value with travel and lifestyle benefits

Enjoy an array of Citi Strata Elite℠ Card benefits, from hotel discounts to chauffeur services to lounge access, all designed to enhance your travel experience and everyday spending. Some of these perks include:

  • Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of 2 nights or more booked through cititravel.com.
  • Up to $200 Annual Splurge Credit℠: Every calendar year, earn up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply), Best Buy, Future Personal Training and Live Nation (exclusions apply).
  • Up to $200 Annual Blacklane® Credit: Every calendar year, earn up to $200 in statement credits when you book with Blacklane, a premium global chauffeur service. Earn up to $100 on Blacklane purchases January through June and up to $100 July through December.
  • Priority Pass™ Select membership: Primary cardmembers, authorized users and up to 2 guests can enjoy complimentary access to 1,500+ airport lounges worldwide. The annual membership is valued at $469.
  • Access to American Airlines Admirals Club® Lounges: Every calendar year, receive 4 Admirals Club Citi Strata Elite℠ Passes for access to nearly 50 Admirals Club lounges (over $300 in value). Inside each lounge, you can enjoy a selection of snacks, complimentary cocktails, personal travel assistance and more.

Other Citi Strata Elite℠ benefits

The Citi Strata Elite℠ Card offers more than the ability to earn points on purchases. Other benefits include:

  • Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit: Receive a statement credit, up to $120 every 4 years, as reimbursement for your application fee for Global Entry or TSA PreCheck
  • Citigold® Relationship Credit: Qualifying Citigold clients receive $145 Banking Relationship Annual Credit if the primary cardmember has an open and current Citi Strata Elite℠ Card account with an assessed Annual Membership Fee of $595
  • Citigold® Private Client Relationship Credit: Qualifying Citigold Private Clients receive a $595 first year banking relationship credit and $145 Annual Credits if the primary cardmember has an open and current Citi Strata Elite℠ Card account with an assessed Annual Membership Fee of $595
  • Travel and Shopping Protection: Help stay protected with travel insurances, including Trip Delay Protection, and Trip Interruption Protection, Lost or Damaged Luggage, MasterRental Coverage (car rental insurance) and Extended Warranty and Purchase Assurance Plus*)
  • No Foreign Transaction Fees: Pay no foreign transaction fees when traveling internationally (See pricing info)

Redeem your points in a variety of ways

With the Citi Strata Elite℠ Card, you could redeem your points in several convenient ways, like:

  • Shop with points: Pay with points at participating online retailers.
  • Citi Travel: Use points to book flights, hotels, car rentals and experiences on cititravel.com.
  • Points transfer: Transfer points to American Airlines, JetBlue, Virgin Atlantic, Cathay Pacific, Eva Air, Choice Hotels, The Leading Hotels of the World® and others.

Apply now for the Citi Strata Elite℠ Card

If you're ready to elevate your travel and everyday spending while enjoying great benefits like hotel access, lifestyle credits and exclusive savings through Citi Travel, the Citi Strata Elite℠ Card might be right for you. Apply online today.

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.

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