Can You Pay Your AT&T Bill with a Credit Card?

Key insights:

• Paying your AT&T bill with a credit card is a convenient option that often can offer additional perks 
• The AT&T Points Plus^® Card from Citi offers 2X ThankYou^® Points and monthly discounts when used for eligible AT&T bills 
• AT&T offers multiple payment methods, including online, by phone, by mail or in person

If you’re wondering if you can pay your AT&T bill with your credit card, the answer is yes. This convenient payment option lets you pay on the go and can help ensure you make payments on time. The AT&T Points Plus Card offers perks specifically for paying your AT&T bill and allows you to earn ThankYou^® Points on all eligible purchases.

Read on to learn the simple steps to set up paying your AT&T bill with your credit card and additional benefits you can enjoy.

Benefits of paying your AT&T bill with the AT&T Points Plus credit card

Choosing to use your AT&T Points Plus credit card for your monthly payments has its advantages, including:

• Accrued points: You could earn 2X ThankYou Points on your AT&T payments, which can be redeemed for gift cards, travel rewards and more 
• Statement credits: You could earn up to $240 in statement credits every year after you spend $1,000 or more on eligible purchases each billing cycle*

How to pay your AT&T bill with a credit card online

Managing your AT&T account online is quick and straightforward. Follow these 4 quick steps to make a payment with your credit card.

Step 1: Log in to your account

Go to the AT&T website and log in to your account using your ID and password. If you’re in a hurry or prefer to skip the login step, you can use AT&T FastPay to pay without signing in to your account. Instead, you can enter your phone number or account number and billing ZIP Code.

Step 2: Navigate to the billing section

Find the billing and payment area on your dashboard. This is where you’ll see your current balance and payment options. If you have multiple accounts, you’ll need to choose the account you want to pay.

Step 3: Choose your payment method

Review the payment amount and select the option to pay with a credit card. AT&T has a “split this payment” option if you prefer to use multiple payment methods. Follow the prompts, such as entering your credit card details.

Step 4: Submit your payment

Review your credit card information to confirm everything is correct. Click submit to process your payment, and you’re done. If you need to pay a separate bill on your account, simply repeat the same steps.

Alternative ways to pay your AT&T bill with a credit card

If you prefer not to pay online, there are a few other convenient methods for customers to pay their bills with a credit card:

• In person: You can visit an AT&T store to pay your bill directly at a kiosk or with a representative 
• By phone: Call the customer service number on your statement to make a payment through their automated system or with an agent 
• By mail: Write your credit card information on the payment slip included with your paper statement and mail it back in the provided envelope

Pay your next AT&T bill with a Citi credit card

Using a credit card for your monthly phone and internet bills is a smart way to stay organized and earn perks like ThankYou Points, which you can earn with your AT&T Points Plus Card. The AT&T Points Plus Card is a great option for customers looking to earn points on all eligible purchases while potentially getting discounts on their AT&T bills. Interested in a new credit card? Learn more about the AT&T Points Plus Card and decide if it’s right for you.

Frequently asked questions

Is it smart to pay a phone bill with a credit card?

It can be a smart move to pay your phone bill with your credit card if you use the card responsibly. For instance, making your credit card payments on time can positively impact your credit, and if you have a rewards credit card, it may give you the opportunity to earn perks on qualified purchases.

Can I use my credit card for AT&T AutoPay?

Yes, AT&T lets you set up AutoPay with your credit card. Doing so can ensure your bill is paid each month automatically, so long as there are sufficient funds available, helping you avoid late fees and even earn a monthly discount.

What is the best credit card to pay cell phone bills?

While there is no “best” credit card, the right card for you depends on your personal spending habits and financial goals. In this case, credit cards that offer points or statement credits specifically for phone and internet bills may be ideal choices.

Does paying your AT&T bill affect your credit score?

Simply paying your phone bill typically doesn’t directly affect your credit score. However, using a credit card to make payments and paying your monthly credit card statement on time (and in full) are good habits to improve your credit.

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.

*You can earn a statement credit on your AT&T Points Plus Card from Citi every billing cycle with qualified spend. If you spend $1,000 or more on purchases in a billing cycle, you will receive a $20 statement credit. The spend amount is based on net new purchases (calculated as total purchases minus total returns and refunds), excluding balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions).