Key insights:
- The Citi Double Cash® Card offers numerous ways to earn cash back on eligible purchases
- The credit card’s application process is simple and straightforward
- You can check whether you pre-qualify for the credit card before submitting a full application
If you’re looking for a credit card that makes the most of your everyday spending, consider the Citi Double Cash® Card. It lets you earn 2% cash back on purchases — 1% when you buy and an additional 1% as you pay. In addition, you earn a total of 5% on select travel: That’s additional 3% cash back on hotels, car rentals and attractions booked through the Citi Travel® portal, on top of the 1% when you buy and the 1% as you pay. Whether you’re buying groceries or booking flights, you can look forward to redeeming points and more perks from your day-to-day eligible purchases.
Interested in learning more? We’ll show you how to apply for the Citi Double Cash® Card, step by step, so you know exactly what to expect.
Citi Double Cash® Card overview
The Citi Double Cash® Card offers a convenient way to earn cash back on your everyday spending, with no category enrollment needed. Each eligible purchase and successful bill payment earns you ThankYou® Points, which you can use for travel bookings or redeem as statement credit, direct deposit or gift cards.
You can also receive a $200 cash back bonus if you meet the stated spending requirement within the first 6 months of opening the credit card. Plus, you won't have to worry about an annual fee to keep the card open.†
Benefits
- No annual fee (see pricing details)
- Unlimited earnings for cash back on eligible purchases without categories
- Flexible ways to redeem your ThankYou® Points
You can also review other rates, fees and charges before applying.
Citi Double Cash® Card application process step-by-step
Applying for this credit card is fairly quick and straightforward. You can follow these 4 steps to get started.
Step 1: Gather your personal information
Before you begin, gather the sensitive and financial information necessary to verify your identity and determine your creditworthiness. This includes your address, Social Security number and income details. Having this information on hand could help speed up the application process.
Step 2: See if you pre-qualify
You may want to check for pre-qualification first. Doing so lets you see whether you may be eligible for this or other Citi credit card options without affecting your credit. It only takes a few moments to see your matches.
Step 3: Fill out the application
Fill out the required fields on the application form, double-checking all your details for any inaccuracies before moving forward. This helps prevent unnecessary delays. Also, be sure to read the terms and conditions, so you’re fully informed about potential rates and fees before you submit the application.
Step 4: Submit the application
Once you submit the form, Citi will review your application. In most cases, you can expect to receive a decision right away, but it may take longer if Citi needs to verify details like your income. You can check your application status online at any time.
