Name: Double Cash
Brand: Citi
Rating: 4.7 (14791 reviews)

Question 1

What kind of card is Citi ® Double Cash?

Accepted Answer

The Citi® Double Cash Card is a Mastercard® credit card that provides Cardmembers with cash back rewards. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. To earn cash back, pay at least the minimum payment on time. And, with no annual fee1, the Citi® Double Cash Card offers another great reason for Cardmembers to use it for their everyday purchases.

Question 2

How do you redeem Citi ® Double Cash rewards?

Accepted Answer

You can choose to redeem your Citi® Double Cash Card cash rewards as follows: Request a check for at least $25 up to the total cash rewards balance at the time you redeem; Redeem for a statement credit to your Card Account for at least $25 up to the total cash rewards balance at the time you redeem; Redeem for a credit for at least $25 up to the total cash rewards balance at the time you redeem to your linked Citi savings or checking account or to a checking account from which you have paid a Citi® Credit Card bill at least two times; Convert your cash rewards to ThankYou® Points. There is a $1 minimum cash rewards balance required.

Question 3

Do Citi ® Double Cash rewards expire?

Accepted Answer

Cardmembers' Double Cash rewards only expire when Cardmembers have not earned any cash back from purchases or payments for those purchases within a 12-month period. In the event that the account is closed or converted, the Cardmember will no longer earn cash rewards and the accumulated cash rewards will be forfeited. Additionally, you will no longer be able to reinstate purchases if your Card Account is closed or converted. Cardmembers are advised to redeem any eligible cash rewards prior to account closure.

Question 4

Does the Citi ® Double Cash Card have a foreign transaction fee?

Accepted Answer

Yes, the Citi® Double Cash Card does carry a foreign transaction fee, which is 3% of the U.S. dollar amount of each purchase made in a foreign currency.1

Question 5

What is the APR for Citi ® Double Cash Card?

Accepted Answer

The standard variable APR for purchases on the Citi® Double Cash Card is dependent on the Cardholder's creditworthiness. To learn more, visit Citi.com/DoubleCash. To check your credit score, visit one of the 3 credit bureaus; Experian, Equifax, TransUnion, or you can receive one free credit report per year from AnnualCreditReport.com. Or call 1-855-473-4583 for assistance.

Question 6

What is the credit limit for the Citi® Double Cash Card?

Accepted Answer

As with any credit card, the credit limit for the Citi® Double Cash Card is determined based on the Cardholder's creditworthiness. Learn more about the Citi® Double Cash Credit Card.

Question 7

What is the difference between credit cards that earn cash back and other rewards credit cards?

Accepted Answer

Cash Back Credit Cards Other Reward Credit Cards Credit cards that earn cash back typically allow Cardmembers to redeem cash rewards for checks, statement credits or direct deposit. For example, Citi® Double Cash Cardmembers receive 2% cash back by earning 1% cash back on purchases plus an additional 1% cash back as they pay for those purchases. Reward credit cards typically reward Cardmembers through a point system, where points are accumulated for redemption towards travel, statement credit, gift cards and other products.

Question 8

How can I apply for the Citi® Double Cash Card?

Accepted Answer

The application process for the Citi® Double Cash Card is easy and straightforward. Learn more and apply online.

Question 9

What are the Citi® Double Cash Card rewards?

Accepted Answer

By becoming a Citi® Double Cash Card Cardmember, you enjoy these rewards: Earn 2% cash back by earning 1% cash back on purchases plus an additional 1% cash back as you pay for those purchases. Flexibility on how you choose to redeem once you have earned at least $25 in cash rewards through either a check, statement credit or direct deposit. You can also convert as little as $1 in cash rewards to ThankYou® Points. No caps and no category restrictions to keep track of or enroll in, and no caps on the total amount of cash back you earn.

Question 10

What are the fees associated with the Citi® Double Cash Card?

Accepted Answer

The Citi® Double Cash Card does not charge an annual fee.1 However, other fees may apply if cardholders use services such as balance transfers or cash advances. Full information about fees can be found in documentation with your new card.See Pricing Details1

Question 11

Can I earn points with the Citi® Double Cash Card?

Accepted Answer

The Citi® Double Cash Card provides cardmembers with the opportunity to earn exceptional cash rewards on purchases. You can then convert those cash rewards to ThankYou Points and redeem for gift cards, use with Shop with Points, and more.

Question 12

How much cash back can I earn with the Citi® Double Cash Card?

Accepted Answer

Citi® Double Cash Cardmembers earn 2% cash back by earning 1% cash back on purchases plus an additional 1% cash back as they pay for those purchases — whether it's all at once or over time — you earn an additional 1% cash back on those credit card payments.

Question 13

Is there a limit to the amount of cash back I can receive on the Citi® Double Cash Card?

Accepted Answer

There is no limit to the amount of cash back you can earn with the Citi® Double Cash Card. Plus, the Citi® Double Cash Card has no restricting categories to keep track of and no annual fee.1

CITI^® DOUBLE CASH CARD Earn 2% cash back on purchases; 1% when you buy plus 1% as you pay