Key insights:
- The Citi Strata℠ Card, the Citi Strata Premier® Card and the AT&T Points Plus® Card from Citi all allow you to earn ThankYou® Points on gas and EV charging purchases
- If you’re looking to earn AAdvantage miles on your gas spending, check out the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® or the Citi® / AAdvantage Business™ World Elite Mastercard®
- Costco members can earn Costco Cash Back Rewards on their gas and EV charging purchases with the Costco Anywhere Visa® Card by Citi and Costco Anywhere Visa® Business Card by Citi
Whether you’re filling up your tank or charging your electric vehicle, everyday transportation costs can add up. With the right Citi credit card, those routine purchases can turn into rewards like ThankYou® Points, AAdvantage® miles or cash back rewards.
Here’s a closer look at Citi credit cards that offer gas and EV charging rewards and how to make the most of them.
Citi credit cards that offer gas and EV charging rewards
Citi offers a range of credit cards designed to reward common spending categories, including gas and EV charging. Choosing the right one depends on how you prefer to earn and redeem rewards.
Looking for ThankYou Points?
Explore Citi cards that offer ThankYou Points on your gas and EV charging purchases.
Citi Strata℠ Card
- Earn 3X ThankYou Points on gas and EV charging purchases
If gas or EV charging is part of your weekly routine, the Citi Strata℠ Card can help you consistently earn rewards in this category while also earning points on other everyday purchases.
Citi Strata Premier® Card
- Earn 3X ThankYou Points on gas and EV charging purchases
The Citi Strata Premier® Card is designed for cardmembers who want strong earning potential across multiple categories. Gas and EV charging rewards can complement travel, dining and other everyday spending rewards.
AT&T Points Plus® Card from Citi
- Earn 3X ThankYou Points on gas and EV charging purchases
The AT&T Points Plus® Card can be a strong option if you want to earn ThankYou Points on transportation expenses alongside other everyday categories, particularly if you’re an AT&T customer.
Want to earn AAdvantage miles?
Discover Citi cards that help you earn AAdvantage miles when you fill up at the pump.
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
- Earn 2X AAdvantage miles on eligible gas purchases
If you prefer travel perks, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® lets you turn everyday gas spending into AAdvantage miles that can be redeemed for flights and travel-related rewards.
Citi® / AAdvantage Business™ World Elite Mastercard®
- Earn 2X AAdvantage miles on eligible gas purchases
Business owners who frequently drive can earn miles on gas purchases while also earning rewards on other business expenses using the Citi® / AAdvantage Business™ World Elite Mastercard®.
Interested in Costco Cash Back Rewards?
Consider the Costco Anywhere Visa® Cards by Citi, which earn Costco Cash Back rewards on gas and EV charging purchases.
Costco Anywhere Visa® Card by Citi and Costco Anywhere Visa® Business Card by Citi
- Earn 5% cash back rewards on Costco gas purchases
- Earn 4% cash back rewards on other eligible gas and EV charging purchases
- The 5% and 4% earn is on a combined $7,000 spend per year, then 1% thereafter
For Costco members, the Costco Anywhere Visa® Card and Costco Anywhere Visa® Business Card by Citi can offer strong value on fuel purchases, especially if you regularly fill up at Costco gas stations.
How to choose the right card for your driving habits
Not all gas rewards cards work the same way, so it helps to think about how and where you spend.
Consider where you fuel or charge
If you regularly visit a specific brand, a co-branded card may offer added value. If you prefer flexibility, a general rewards card with gas and EV charging categories may be a better fit.
Match rewards to your goals
- Prefer travel rewards? AAdvantage cards let you earn miles, and the Citi Strata Premier® Card allows you to redeem ThankYou Points for travel.
- Want flexible rewards? ThankYou Points can be redeemed in multiple ways.
- Like simplicity? The Costco Anywhere Visa® Card and the Costco Anywhere Visa® Business Card offer straightforward value.
Think about your monthly spending
If gas or EV charging is one of your top expenses, cards offering more points on those purchases can help you earn more consistently.
Tips for using your credit card at the Gas station or EV charging station
Using your card strategically can help you get more out of every fuel stop.
Use the right card for each purchase
Different cards offer different reward rates. If you carry multiple cards, using the one with the highest return on gas or EV charging can help maximize your earnings.
Know your card’s terms
Rewards programs can vary widely. Pay attention to:
- Which purchases qualify as gas or EV charging
- Whether rewards apply automatically or require activation
- How rewards are earned and redeemed
Understand reward caps
Some cards limit how much you can earn at the highest rate.
- A card may offer rewards up to a spending threshold
- After reaching the cap, rewards may drop to a lower rate
- Switching to another card after hitting the cap can help you continue earning at a higher rate
Keep convenience in mind
Choosing a card that fits your routine can make a difference. Driving out of your way to use a specific station may not necessarily be worth the rewards you earn.
Turn everyday fuel costs into rewards
Gas and EV charging are regular expenses for many households. With the right Citi credit card, those purchases can help you earn points, miles or cash back that support your broader financial and travel goals.
By understanding how each card works and aligning your choice with your spending habits, you can make each trip to the pump or charging station more rewarding for you.
Disclosure: This article is for general educational purposes. It is not intended to provide financial advice. It also is not intended to completely describe any Citi product or service. You should refer to the terms and conditions financial institutions provide for various products.
