Citi Credit Knowledge Center

The more you know about credit, the better you can manage it. Our Credit Knowledge Center has everything from basic information about credit and credit card benefits to helpful hints for future planning.

Credit and Financial Management Topics

How To Build Credit With Your Spouse

How to Build Credit

Find out how to build your credit and why responsible credit use matters.

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Travel With Air Miles

Maximizing Credit Card Rewards

Review tips to help you make the most of your credit card rewards.

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Managing Your Money & Lifestyle

Managing Your Money & Lifestyle

Discover how your credit health, spending habits and lifestyle can influence one another.

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Managing Your Expenses

Debt Management

Review ways to help take back control when paying off debt, consolidating debt or managing debt.

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Credit Rebuilding Tips

Rebuilding Credit

Learn tips that can help you rebuild your credit after a financial setback.

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Future Financial Planning

Planning for the Future

Find out how credit can help you achieve your financial goals and plans for the future.

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Additional Resources

Insights and Tools

Utilize these resources to help you assess your current finances & plan for the future.

FICO® Score

Learn how FICO® Scores are determined, why they matter and more.


Review financial terms & definitions to help you better understand credit & finances.