Citi Credit Knowledge Center

The more you know about credit the better you can manage it. Explore our credit topics below.

How to Build Credit

Financial Tools Debt-to-Credit Ratio Healthy Finances

Tips to Become a Smart Credit Card User

Credit Report Credit Score Pay Off Debt

How to Help Build Credit | Citi.com

Best time to apply for a credit card Getting a new credit card Applying for a credit card

When to Apply for a Credit Card

Getting a credit card Credit card responsibility What age can you get a credit card

How Old Do You Have to Be to Get a Credit Card?

interest rates on credit cards Credit card interest payments Calculating interest rates

How to Calculate Credit Card Interest

Building Credit Tips Credit Cards FAQs Build Credit

Credit Cards 101: How Do Credit Cards Work?

Building Credit Card Offers Credit Cards Build Credit

How to Get Your First Credit Card

FICO Credit Utilization Credit Score

What is a Fair Credit Score?

Spending FAQs Credit Cards

How to get cash from a credit card

Credit Card Fraud Tips

How to Prevent Credit Card Fraud

Credit Cards Payments Minimum Payment

How Do Credit Card Minimum Payments Work

Secured Credit Card Credit Score Build Credit

How to Build Credit with a Secured Credit Card

FICO Managing Credit Credit Utilization

5 Financial Habits of People with Excellent Credit

Credit History Unsecured Card Secured Card

Secured Credit Cards vs Unsecured Credit Cards

Building Credit Credit History

How to Start Building Credit When You Have No Credit History

Benefits Interest Balance

11 Credit Card Tips You Should Know

Balance Interest-Free Credit Card Interest

How to Avoid Interest on Your Credit Card

Small Business Rewards Business Expenses

How to get a business credit card for Startups or New businesses?

Limited Credit History Credit Score Build Credit

What is a Secured Credit Card?

Card Rewards Build Credit Travel Benefits

What Are the Advantages of Credit Cards?

Secured Cards Application Pre-approval

How Can I Apply for A Credit Card?

Other categories

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Balance Transfers >

Debt Management >

Managing Your Money & Lifestyle >

Maximizing Credit Card Rewards >

Planning for the Future >

Rebuilding Credit >

Additional Resources

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Utilize these resources to help you assess your current finances & plan for the future.

Learn how FICO® Scores are determined, why they matter and more.

Review financial terms & definitions to help you better understand credit & finances.