Citi Credit Knowledge Center

The more you know about credit the better you can manage it. Explore our credit topics below.

Understanding Credit Cards

Credit Cards 101: How Do Credit Cards Work?

What is a Secured Credit Card?

When to Apply for a Credit Card

How Old Do You Have to Be to Get a Credit Card?

How to Calculate Credit Card Interest

How to Build Credit with a Secured Credit Card

How to Help Build Credit

Tips to Become a Smart Credit Card User

5 Financial Habits of People with Excellent Credit

Secured Credit Cards vs Unsecured Credit Cards

How to Start Building Credit When You Have No Credit History

11 Credit Card Tips You Should Know

How to Avoid Interest on Your Credit Card

How to get a business credit card for Startups or New businesses?

What Are the Advantages of Credit Cards?

How Can I Apply for A Credit Card?

How to Get Your First Credit Card

What is a Fair Credit Score?

How to get cash from a credit card

How to Prevent Credit Card Fraud

How Do Credit Card Minimum Payments Work

Additional Resources

  • Utilize these resources to help you assess your current finances & plan for the future.

  • Learn how FICO® Scores are determined, why they matter and more.

  • Review financial terms & definitions to help you better understand credit & finances.