Alert Your browser is out of date and not supported. We recommend
you update your browser for a better online banking experience.

Debt Management

Review ways to help take back control when paying off debt, consolidating debt or managing debt.

If you're a Citi customer having trouble paying your past due balances, we may be able to help.

Call us at 1-866-370-6730 to speak with our Payment Assistance Team about convenient payment solutions.

balance transfer credit cards can simplify life

Credit Card Balance Transfers 101

If you are looking to consolidate credit card debt, you may want to consider a balance transfer. Find out if transferring a balance is the right option for you.

Read More

How to make a debt payoff plan and stick to it

Learn how a debt payoff plan may help you to get out of debt. These tips may help you to get on the right track to paying off your credit card debt.

Read More
5 Tips to help you get out of credit card debt


Does credit card debt have you feeling weighed down? Follow these 5 tips to help you learn how to pay off your credit cards and get out of debt quickly and efficiently.

Read More
credit card APR

6 Things to Know About APR

When you apply for a loan, you're also responsible for paying APR. Find out some important facts concerning APR that may help you make better financial decisions.

Read More
Meadow DeVor

Meadow DeVor on Breaking Taboos and Paying Off Debt

Meadow DeVor found herself in more than half a million dollars in debt but managed to get out. Read Meadow DeVor’s story and learn how to start paying off debt.

Read More
How the Debt Avalanche Can Help Pay Off Debts

How the Debt Avalanche Can Help Pay Off Debts

Find out why the Debt Avalanche approach may help you pay off debt while maximizing savings.

Read More
Is the Debt Snowball Right for Me?

Is the Debt Snowball Right for Me?

See how the Debt Snowball method can help speed up the process and inspire you to make better financial decisions in the future.

Read More
50 30 20 budget

Do You Use The 5% Rule For Saving And Paying Off Debt?

Figuring out how to budget your money can be overwhelming. Learn how to manage your money with the 5% rule using the 50 30 20 budget planner.

Read More
The Pros and Cons of Sharing a Credit Card Account

The Pros and Cons of Sharing a Credit Card Account

If you're considering sharing a credit card with your partner, here are some things to consider before taking action.

Read More
5 Things to Know About Consolidating CCs

Consolidating Credit Card Debt: Balance Transfers vs. Personal Loans

A credit card debt consolidation loan combines the balances owed into one larger loan.

Read More
5 Ways to Help Manage CC Debt

5 Surprising Ways to Help Manage Credit Card Debt

Here are five smart ways to start to recover from credit card debt.

Read More
How to Prioritize and Pay Off Debts

3 Ways to Help Prioritize and Pay Off Debts

If you're ready to take control of your finances, start by honestly assessing your total debts & create a repayment plan.

Read More
4 Ways to Reach Financial Goals

4 Ways to Help Make Progress Toward Your Financial Goals

Certain milestones tend to bring on fresh determination to organize one's finances, get out of debt - or both.

Read More
My Debt Story: Aja McClanahan

My Debt Success Story: Aja McClanahan

We talk to Aja McClanahan, who is an example that for the willing, there is a way to pay off credit cards and stay free from debt.

Read More
Lines of Credit, Personal Loans, and Credit Cards

Lines of Credit, Personal Loans, and Credit Cards - Which Loan or Credit Option is Right for You?

Understanding the differences between personal loans, lines of credit & credit cards can help you decide which is best for you.

Read More
How to Know When a Balance Transfer Is Smart

Is a Balance Transfer a Good Idea?

Balance transfers allow you to transfer your current balance from qualifying options to a low-interest credit card.

Read More

Additional Resources

Insights and Tools

Utilize these resources to help you assess your current finances & plan for the future.

FICO® Score

Learn how FICO® Scores are determined, why they matter and more.


Review financial terms & definitions to help you better understand credit & finances.


Choose the right Citi® credit card for you

Whether you want Cash Back, Great Rewards, or a Low Intro Rate, the choice is all yours.

Learn More >

Important Information

You are leaving a Citibank Website and going to a third party site. That site may have a privacy policy different from Citibank and may provide less security than this Citibank site. Citibank and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?


Security Center - Learn more about identity theft and fraud.

Sign On Search Citi