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Compare and Apply: Balance Transfer Credit Cards

Save money on interest charges with a balance transfer using one of Citi`s cards that features a low intro APR. Read More

Transferring a balance from higher interest credit cards to a new card with a lower APR can help you manage your debt



Compare our cards below to find the best credit card for transferring a credit card balance.Read Less

Citi® Diamond Preferred® Credit Card

Transfer high-interest balances from your other cards to the Citi® Diamond Preferred® Card and take some time to enjoy a low-interest lifestyle.

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Purchase Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Annual Fee:

No Annual Fee1

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Citi® Double Cash Credit Card

Earn cash back TWICE. Earn 2% on purchases with 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

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Purchase Rate:

% – % variable APR, based on your creditworthiness1

Balance Transfer Rate:

% Intro APR on balance transfers for months; after that the variable APR will be % – %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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NEW CARD
Citi Custom CashSM Card

Earn $ cash back after you spend $ on purchases in the first  months of account opening. Plus enjoy our low intro APR for months.1

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Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1.


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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Citi Rewards+® Credit Card

Earn bonus points after you spend $ in purchases with your card within the first months.

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Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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Citi Simplicity® Credit Card

The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1.

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Purchase Rate:

% Intro APR for months. After that, the variable APR will be % – %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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Balance Transfers May Help Manage Debt
How do credit card balance transfers work?
How do credit card balance transfers work?
Credit card balance transfers work to reduce interest payments as you drive down your overall credit card debt. Here's how to make them work for you.
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Balance transfer credit cards for Fair credit ratings
Balance transfer credit cards for Fair credit ratings
We provide the types of offers you can expect from a balance transfer credit card for fair credit, along with steps to drive your credit score up.
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