Introductory rate of % for months from date of account opening on purchases and for months from date of first transfer of balance transfers completed within 4 months of account opening. After that, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. The standard variable APR for purchases is % to %, based on your creditworthiness. Please note that these rates will vary with the Prime Rate. The standard variable APR for Citi Flex Plan is % to %, based on your creditworthiness. Standard variable cash advance APR – %. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge – $0.50. Annual Fee – None. Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. Cash advance fee – either $ or % of the amount of each cash advance, whichever is greater. Balance transfer fee – either $ or % of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
Certain terms and conditions apply. Coverage details will be provided upon card membership or you can visit www.cardbenefits.citi.com.