for months, along with our low intro rate on purchases for months.
Balance Transfer Cards
No Annual Fee1
Earn points on your daily purchases and personal passions.
- Earn 3 ThankYou® Points per $1 spent at supermarkets, on select transit and at gas & EV charging stations; Earn 2 ThankYou® Points per $1 spent at restaurants.2
- Earn 3 ThankYou® Points per $1 on an eligible self-select category of your choice. Choose from: fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores.2
Great for purchases
- % intro APR on balance transfers for months from date of account opening; after that, the variable APR will be % %, based on your creditworthiness.1
Balance transfers must be completed within months from date of account opening.
If you transfer a balance with this offer, after your % intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid off. - No late fees or penalty rates ever.1 Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Great for balance transfers
Get our lowest intro rate on balance transfers for months.
Get our lowest intro APR on balance transfers
% Intro APR for months on balance transfers and for months on purchases from date of account opening; after that, the variable APR will be % %, based on your creditworthiness.1
If you transfer a balance with this offer, after your % intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid off.
- Citi® Flex Pay - Buy now and pay later. Split your payment for eligible purchases of $75 or more into fixed payment with Citi® Flex Pay.2
- Free access to your FICO® Score - See where you stand at anytime without impacting your credit score.
Earn cash back
$200 Cash Back after you spend $1500
on purchases in the first 6 months of account opening.2
- 0% intro APR for 18 months on balance transfers from date of account opening; after that, the variable APR will be % - %, based on your creditworthiness.1
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month. - Earn more with Citi Travel
Make the most of your vacation with a total of 5% cash back on hotels, car rentals, and attractions booked with Citi Travel.
Earn cash back
$ Cash Back after you spend $
on purchases in the first months of account opening.2
% intro APR for months on balance transfers from date of account opening; after that, the variable APR will be % %, based on your creditworthiness.1
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
Earn more with Citi Travel
Make the most of your vacation with an additional 4% cash back on hotels, car rentals, and attractions booked with Citi Travel.