Does the Citi Simplicity® Card have a foreign transaction fee?
Yes, the Citi Simplicity® Card does charge a foreign transaction fee, which is % of the U.S. dollar amount of each purchase. But with no late fees and no penalty rate, Cardmembers can enjoy more peace of mind.1
Is there a balance transfer fee associated with the Simplicity® Card?
Yes, there is a balance transfer fee associated with the Citi Simplicity® Card. Balance transfers will have a fee of either $5 or % of the amount of each transfer, whichever is greater1.
What is the Citi Simplicity® Card balance transfer offer?
Just like the name of this credit card, the Citi Simplicity® Card was designed to be straightforward for its Cardmembers. Among other great benefits, it offers a low introductory APR on balance transfers and purchases. See the latest Simplicity offer.
Is there a period with no interest charge on purchases and balance transfers with the Citi Simplicity® Card?
Yes1. See the latest Simplicity offer. One of the exciting ways the Citi Simplicity® Card celebrates new Cardmembers is through introductory perks like its low intro APR on purchases and balance transfers.
Does Citi® charge late fees on the Citi Simplicity® Card?
No, Citi does not charge late fees on the Citi Simplicity® Card — it's one of the many great perks of being a Citi Simplicity® Cardmember.1
What are the fees associated with the Citi Simplicity® Card?
Some of the key benefits of the Citi Simplicity® Card are that it does not charge an annual fee1 and there are no late fees1.
However, cardholders may be charged other fees such as balance transfers, cash advances and foreign purchase transactions. Full information about these fees can be found in the documentation that comes with your card.
How do I open a Citi Simplicity® Card account?
It's very straightforward to open a Citi Simplicity® Card account. Learn more and apply online.
What are the benefits of the Citi Simplicity® Card?
The Citi Simplicity® Card offers Cardmembers exceptional benefits that helps keep things simple, because we know there are much more important things in life. As a result, Citi Simplicity® Card offers:
- No late fees
- No penalty rate
- No annual fee — ever1
Other great benefits include:
- Flexible payment due date
- 24/7 direct-to-rep customer service
- $0 liability on unauthorized charges
We weren't kidding when we said we like to keep things straightforward.
Does the Citi Simplicity® Card have an annual fee?
No, the Citi Simplicity® Card does not have an annual fee — ever.1 It's one of the many ways we keep things straightforward with this credit card for our Citi Simplicity® Cardmembers.