CITI SIMPLICITY® CARD Keep it Simple — Low Intro APR on Purchases and Balance Transfers with No Annual Fee*

LOW INTRO OFFER

Take advantage of a low intro rate on credit card purchases and balance transfers when you open an account.

Get % Intro APR for months on purchases and balance transfers. After that, the variable APR will be % - %, based on your creditworthiness.*

Balance Transfer Fee: Either $ or % of the amount of each credit card balance transfer, whichever is greater.*

Balance transfers must be completed within 4 months of account opening.

Apply by Phone:  1-800-492-2127

TTY: Use 711 or other Relay Service

No Annual Fee*

CITI SIMPLICITY® CARD BENEFITS

Keep it simple with no late fees, no penalty rate and no annual fee* - ever. Apply for the Citi Simplicity® credit card today and experience all the benefits it has to offer.

Automatic Account Alerts

Alerts keep you informed and stress-free. Once you've set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit, by email or directly on your mobile phone.

Tap Your Card with Contactless Pay

Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.

Choose your Payment Due Date

Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.

Digital Wallets

Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.

Citi® Identity Theft Solutions

Identity theft can happen to anyone. If it happens to you, Citi® Identity Theft Solutions can help you resolve the matter and get your life back on track.

$0 Liability on Unauthorized Charges

You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.

24/7 Customer Service

Questions about your Citi® card account? Just call the number on the back of your credit card. Just say 'representative' to access fast, live help from a friendly Customer Service representative ready to help with virtually every aspect of your cardmembership (including technical assistance) —24 hours a day, 365 days a year.

CITI SIMPLICITY® CARD FAQs

WHAT OTHERS ARE SAYING ABOUT THE CITI SIMPLICITY® CARD:

Please note that the terms and benefits of this product may change over time.

Citi does not guarantee the accuracy of these reviews. Benefits, fees, terms, and offers mentioned in reviews may change over time.

Apply by Phone:  1-800-492-2127

TTY: Use 711 or other Relay Service

*CITI SIMPLICITY® CARD PRICING DETAILS

Introductory rate of % for months from date of account opening on purchases and an introductory rate of % for months from date of first transfer for balance transfers. Balance transfers must be completed within 4 months of account opening. After that, the standard variable APR for purchases will be applied to unpaid introductory balances, new purchases and new balance transfers. The standard variable APR for purchases is % — %, based on your creditworthiness. The standard variable APR for Citi Flex Plan is % — %, based on your creditworthiness. The standard variable APR for cash advances is %. Please note that these rates will vary with the Prime Rate. Minimum interest charge – $0.50. Annual Fee – None. Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee – either $ or % of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Certain terms and conditions apply. Coverage details will be provided upon card membership or you can visit www.cardbenefits.citi.com.