Citi® Secured Mastercard® – Frequently Asked Questions

Read the frequently asked questions for the Citi® Secured Mastercard®. Get help understanding the difference between a secured credit card and an unsecured credit card, and learn how this secured credit card may help you to build or rebuild your credit.

VISIT THE CITI® SECURED MASTERCARD® PAGE

You can visit our webpage for this card to learn more about the Citi® Secured Mastercard® and click the “apply now” button to complete an application.

The key benefit of the Citi® Secured Mastercard® is that it's a no annual fee¹ credit card that may help you build your credit when used responsibly. Unlike a debit card, this secured credit card helps you build your credit history with reporting to major credit bureaus. Cardmembers also enjoy added benefits, such as:

  • Using your card anywhere Mastercard® is accepted – worldwide
  • Free access to your FICO score online
  • Tools to help you stay on track, including Auto Pay, Account Alerts, and Flexible Payment due dates

This can help you to rebuild your credit history, following responsible management of your credit card account.

You can select any deposit amount between $200 and $2,500, in $100 increments when applying for the Citi® Secured Mastercard®. Your security deposit will determine your credit limit (the amount you can spend). Your security deposit is always equal to your credit limit – so the larger the deposit, the larger the credit limit.

VISIT THE CITI® SECURED MASTERCARD® PAGE

HAVE ANOTHER QUESTION? CONTACT US TODAY

1Pricing & Information

Additional Resources

Insights and Tools

Utilize these resources to help you assess your current finances & plan for the future.

FICO® Score

Learn how FICO® Scores are determined, why they matter and more.

Glossary

Review financial terms & definitions to help you better understand credit & finances.

CITI® CREDIT CARDS

Choose the right Citi® credit card for you

Whether you want Cash Back, Great Rewards, or a Low Intro Rate, the choice is all yours.

Learn More >