0% Intro APR Credit Cards

Citi offers a line of 0% Intro APR credit cards. Read MoreRead More

Explore the features and benefits of each unique card and choose which one fits your lifestyle best.



Review and select one of Citi's 0% Intro APR credit cards for use on purchases or balance transfers.Read Less

Citi Simplicity® Card

Citi Simplicity® Card

With the Citi Simplicity® Card, enjoy a 0% intro APR credit card with no late fees – ever1.

The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1.

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Purchase Rate:

% Intro APR for months. After that, the variable APR will be % – %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1.

Purchase Rate:

% Intro APR for months. After that, the variable APR will be % – %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

Citi Rewards+ Card

Citi Rewards+ Card

Choose an exciting 0% intro APR credit card that rewards you for everyday purchases. The Citi Rewards+ Card offers a 0% intro APR in addition to ThankYou® Points with every purchase.

Earn bonus points after you spend $ in purchases with your card within the first months.

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Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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Earn bonus points after you spend $ in purchases with your card within the first months.

Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

Citi® Double Cash Card

Citi® Double Cash Card

Take advantage of a 0% intro APR on balance transfers.

Earn cash back TWICE. Earn 2% on purchases with 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

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Purchase Rate:

% – % variable APR, based on your creditworthiness1

Balance Transfer Rate:

% Intro APR on balance transfers for months; after that the variable APR will be % – %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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Earn cash back TWICE. Earn 2% on purchases with 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Purchase Rate:

% – % variable APR, based on your creditworthiness1

Balance Transfer Rate:

% Intro APR on balance transfers for months; after that the variable APR will be % – %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

Enjoy a 0% intro APR on balance transfers and purchases with the Citi® Diamond Preferred® Card.

Transfer high-interest balances from your other cards to the Citi® Diamond Preferred® Card and take some time to enjoy a low-interest lifestyle.

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Purchase Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Annual Fee:

No Annual Fee1

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Transfer high-interest balances from your other cards to the Citi® Diamond Preferred® Card and take some time to enjoy a low-interest lifestyle.

Purchase Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Annual Fee:

No Annual Fee1