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Balance Transfer Credit Cards

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Great for purchases

$0 Annual Fee1

Get our lowest intro APR on purchases and balance transfers for months with no late fees.1

$0 Annual Fee1
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Get a response in under a minute

Get our lowest intro APR on purchases with no late fees1

Get a % Intro APR for months on purchases from date of account opening; after that, the variable APR will be % %, based on your creditworthiness.1

  • % intro APR on balance transfers for months from date of account opening; after that, the variable APR will be % %, based on your creditworthiness.1
    Balance transfers must be completed within months from date of account opening.
  • No late fees or penalty rates ever.1 Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.

Great for balance transfers

$0 Annual Fee1

Get our lowest intro rate on balance transfers for months.

$0 Annual Fee1
Card details
Apply now
Get a response in under a minute

Get our lowest intro APR on balance transfers

% Intro APR for months on balance transfers and for months on purchases from date of account opening; after that, the variable APR will be % %, based on your creditworthiness.1

If you transfer a balance with this offer, after your % intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid off.

  • Citi® Flex Pay - Buy now and pay later. Split your payment for eligible purchases of $75 or more into fixed payment with Citi® Flex Pay.2
  • Free access to your FICO® Score - See where you stand at anytime without impacting your credit score.

No Annual Fee1

$0 Annual Fee1

Earn points on your daily purchases and personal passions.

$0 Annual Fee1
Card details
Apply now
Get a response in under a minute

Earn bonus points

after spending in the first months of account opening.2

Plus, save on interest with 0% Intro APR for 15 months on purchases and balance transfers; after that, the variable APR will be % - % based on your credit worthiness.1

  • Earn 3 ThankYou® Points per $1 spent at supermarkets, on Gas & EV Charging Stations and Select Transit; Earn 2 ThankYou® Points per $1 spent at restaurants.2
  • Earn 3 ThankYou® Points per $1 on an eligible self-select category of your choice. Choose from: fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores.2