Our lowest intro APR
for 18 months plus VIP treatment.
0% Intro APR on purchases and balance transfers for 18 months; after that the variable APR will be 11.99% - 21.99%, based on your creditworthiness.1
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
No Annual Fee.1
24/7 access to personalized concierge service for assistance in booking hotel rooms, flights, concert tickets and more.
Special access to Ticket presales, preferred seating, VIP packages and unique entertainment experiences through Citi® Private Pass®.
$0 Liability on Unauthorized Charges and Citi® Identity Theft Solutions.
Citi® Diamond Preferred® Card
Citi® Easy DealsSM
Enjoy members only savings with Citi Easy Deals, on a benefit that gives you access to great online deals on brands like Gap, CVS and Footlocker. To learn more about the program, simply go to citieasydeals.com and start saving today.
Personal Concierge Service
You can access your concierge services through VIP desk by either calling 1(800) 741–5359 or visiting https://citidiamondpreferred.vipdesk.com. Program details will be provided upon cardmembership.
Access to Special Events and Discounts
With your Citi Diamond Preferred Card, you will have access to exclusive events and experiences available via Citi® PrivatePass®. You can access Private Pass online at http://www.citiprivatepass.com/home.html. In addition, you will receive offers through your statements and emails. Thus, it is important to update your account information with your email address at www.creditcards.citi.com. Program details will be provided upon cardmembership.
Choose your Payment Due Date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Automatic Account Alerts
Alerts keep you informed and stress-free. Once you've set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit, by email or directly on your mobile phone.
$0 Liability on Unauthorized Charges
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made with your card.
Citi® Identity Theft Solutions
Identity theft can happen to anyone. If it happens to you, Citi® Identity Theft Solutions can help you resolve the matter and get your life back on track.
We assist you with identifying compromised accounts, filing police reports and taking steps to get your good name and good credit back.
2See Additional Information tab for more details.
The terms of the original manufacturers’ U.S. warranties (one year or less) may be extended up to one additional year on most items purchased on your card.
Retail Purchase Protection2
Protects many purchases made on your Citi card against theft or damage, up to $1,000, for up to 90 days from the date of purchase.
Auto Rental Insurance2
Physical damage and theft to an eligible rental vehicle may be covered when you use your Citi card to initiate and pay for the entire rental transaction and decline the car rental company's collision, loss/damage waiver.
Trip Cancellation / Trip Interruption Coverage2
Use your Citi card for your common carrier tickets and you may be eligible to receive reimbursement, up to $1,500, if your trip is cancelled or interrupted for a covered reason.
Lost Luggage Coverage2
Provides up to $3,000 in lost luggage coverage for you and your dependents when you charge your entire common carrier fare with your Citi Card. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier.
Travel & Emergency Assistance2
You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
Citi® Diamond Preferred® Card
Citi® Private Pass®
Citi Private Pass gives you special access to purchase tickets to great concerts, dining experiences, sporting events, theatrical performances and more. From VIP packages to presale tickets to entertainment events, you can be where the action is with Citi Private Pass.
You can access your concierge services through VIP desk by either calling 1(800) 741-5359 or visiting https://citidiamondpreferred.vipdesk.com. Program details will be provided upon cardmembership.
Citi® Price Rewind
Prices are tracked for 30 days from the original purchase date. Citi Price Rewind only tracks online prices. In order to be eligible for a refund, the price difference must be at least $25. Price Rewind refunds are limited to $250 per item and $1,000 per calendar year. Multiple purchases of the same item are limited to a $250 maximum claim payment per sales receipt. The entire purchase amount for the item must be made with your Citi card to be eligible for a refund. Items purchased with Thank You Points are not eligible for this program. For customers who qualify for benefits for the same transaction under Citi Price Rewind, Internet Price Protection and Price Protection coverages, or any combination of those coverages, the Company will only pay under the coverage providing the highest benefit and no benefits will be due under the other coverages. Additional limitations and exclusions apply. Not every product found on this site qualifies for coverage so please see the Description of Coverage for program details and to learn what items are covered.
Retail Purchase Protection
Purchase Assurance® coverage (limited to $1,000 per incident and $25,000 per cardmember account, per year) is secondary coverage and is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Extended Warranty coverage (duplicates the manufacturer or store warranty up to a maximum of 12 months on most items you purchase and is limited to the lesser of the amount charged to your card or $10,000) and is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Travel Assistance Services
Travel Assistance Services are provided at no charge; however, you will be responsible for associated costs. (For example, legal referrals are free, but the lawyer's fee is your responsibility.) Details of coverage will be provided upon cardmembership.
Automatic Travel Accident Insurance
Automatic Travel Accident Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. Certain conditions, restrictions and exclusions apply. Complete program details, including coverage amounts, will be provided upon cardmembership.
Auto Rental Insurance
MasterRental® coverage (up to $50,000 per incident) is secondary coverage and is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Not all vehicles and countries are covered. Details of coverage will be provided upon cardmembership.
Trip Cancellation/Trip Interruption Coverage
Trip Cancellation/Trip Interruption Coverage is secondary and is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. For complete program details including coverage amounts, refer to your Summary of Additional Program Information.
Lost Luggage Coverage
Up to $3,000 in Common Carrier Lost Luggage Coverage is underwritten by Triton Insurance Company. (Coverage is limited to $2,000 to New York residents, coverage for all cardmembers is limited to $10,000 in the aggregate per trip.) Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.