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Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.

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    Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta. Además, es posible que algunas secciones de este website permanezcan en inglés.


    Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.

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CITI® / AADVANTAGE BUSINESS™ WORLD ELITE MASTERCARD®

Limited time offer2

For a limited time, earn American Airlines AAdvantage® bonus miles

Get a response in under a minute
1Important Pricing & Information +

Bonus Miles

For a limited time, earn American Airlines AAdvantage® bonus miles after $ in purchases within the first months of account opening.2

+ Earn miles on employee purchases

Expand your earning potential with Authorized User cards for your employees and earn AAdvantage® miles for purchases made on each card.

2times xor 1time xMiles

Earn 2 AAdvantage® miles with the Citi® / AAdvantage BusinessTM Mastercard® for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

Each cardmember (primary and employees) earns 1 Loyalty Point for every $1 spent on their business card purchases.2

And more…

$0 intro annual fee, after the first year1

First checked bag free on American Airlines domestic itineraries2

No foreign transaction fees1

No limit on the miles you can earn

Preferred boarding on American Airlines flights

25% savings on American Airlines inflight food, beverage and Wi-Fi purchases

Purchase Rate: % - % Variable APR based on your creditworthiness.1 American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a Citi® / AAdvantage Business™ account in the past 48 months. The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.

This offer is available if you apply through the method(s) provided in this ad today. Offers may vary and this offer may not be available in other places where the card is offered.

2Additional Information +

REWARDS AND PROGRAM DETAILS

With the Citi® / AAdvantage Business™ Mastercard®, earn double AAdvantage® bonus airline miles on purchases in select business categories, and enjoy no foreign transaction fees.* Apply today and earn travel rewards towards your next business trip with one of Citi's best business credit cards for travel.

2 Times
2 Times

AAdvantage® Miles in select Business Categories

Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.2

2 Times
2 Times

AAdvantage® Miles on eligible American Airlines Purchases

Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.2

One
One

AAdvantage® Mile on All Other Purchases

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

Earn one loyalty point for every one eligible mile earned from purchases
Earn one loyalty point for every one eligible mile earned from purchases

Earn Loyalty Points toward AAdvantage® status

Each cardmember (primary and employees) earns one Loyalty Point for every $1 spent on their business card purchases.2

Earn more as an AAdvantae Business member
Earn more as an AAdvantae Business member

Earn more as an AAdvantage Business™ member

Businesses earn AAdvantage® miles and travelers earn Loyalty Points when booking business travel on aa.com.

AAdvantage Business™ memberships benefits

Book and manage business travel easily on aa.com. Your membership also includes travel management tools with essential reporting capabilities, duty of care, traveler activity, expense management and more.

American Airlines Companion Certificate

Earn an American Airlines Companion Certificate for domestic main cabin travel after you spend $30,000 or more in purchases each cardmembership year and cardmembership is renewed.2

Redeeming the certificate costs $99 for the ticketing fee, plus taxes and fees, based on itinerary.

Redeeming AAdvantage® miles with the Citi® / AAdvantage BusinessTM Mastercard®

Redeem miles earned from your airlines credit card to travel to over 1,000 destinations worldwide, with flexible redemption options for one-way or round-trip awards on American Airlines. Your AAdvantage® miles can also be redeemed for Business and First-Class upgrades, car rentals, hotel stays or vacation packages. The choice is yours.

No Mileage Cap

There's no limit to the number of AAdvantage® miles you can earn.

TRAVEL AND OTHER BENEFITS


First Checked Bag Free

First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.2

Preferred Boarding on American Airlines flights

Save time and be more productive with early access to overheads bins.2

25% Savings on Inflight Food and Beverage

Receive 25% savings on food and beverage purchases when you use your card on American Airlines flights.2

25% Savings on Inflight Wi-fi

Get 25% savings on wi-fi when you use your card on American Airlines flights.2


Expand your earning potential

Increase your earning potential with authorized user cards for your employees and earn AAdvantage® miles on purchases made with each card.

Online Account Summaries

View monthly billing statements and account summaries online to reduce, streamline and expedite your accounting.

Earn AAdvantage® miles for your business on employee purchases

Receive employee cards at no additional cost and earn more miles for your business when employees use their card for purchases.


Digital Wallets

Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.

Tap Your Card with Contactless Pay

Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.

CITI® / AADVANTAGE BUSINESS™ MASTERCARD® FAQs

Expand All

Miles earned from the primary cardholder and Authorized Users post to the company’s AAdvantage Business™ account. Each cardmember (primary and employee) earn Loyalty Points on his or her card purchases. Loyalty Points earned by the primary cardmember post to the primary's AAdvantage® account. Loyalty Points earned by employee post to the employee's AAdvantage® account.

Learn more about AAdvantage Business™ program> www.aa.com/aadvantagebusiness

An AAdvantage Business™ account is created with new Citi® / AAdvantage Business™ Mastercard® accounts. As long as there isn't an existing business account, it will be created upon application approval. AAdvantage® bonus miles earned from a new account bonus will post to the company’s AAdvantage Business™ account.

Learn more about AAdvantage Business™ program> www.aa.com/aadvantagebusiness

Yes, you can earn Loyalty Points toward status with the Citi® / AAdvantage Business™ Mastercard®. Each cardmember (primary and employees) earns 1 Loyalty Point toward status for every $1 spent on their card.2

Yes, your business has the opportunity to earn American Airlines AAdvantage® bonus miles with the Citi® / AAdvantage Business™ Mastercard®.

Learn more about the current offer.

Businesses can transfer these miles to registered business travelers across the company.

No, there’s no fee to add an employee as an Authorized User.1 The business earns American Airlines AAdvantage® miles for purchases made on each employee card. Employees earn Loyalty Points toward their individual AAdvantage® account once they’re registered in both the AAdvantage® and AAdvantage Business™ programs.

Yes, the Citi® / AAdvantage Business™ Mastercard® offers the first checked bag free on domestic American Airlines itineraries for you and up to 4 companions traveling in the same reservation. Companions can be employees or clients. For an authorized user to get this benefit, they must be one of the 4 companions traveling with on primary's reservation.2

Yes, the Citi® / AAdvantage Business™ Mastercard® offers preferred boarding on American Airlines flights. As the primary cardmember, you and up to 4 companions in the same reservation will board in Group 5. For an authorized user to get this benefit, they must be one of the 4 companions traveling with on primary's reservation.2

No, the Citi® / AAdvantage Business™ Mastercard® has no foreign transaction fees on purchases.1

Businesses earn 2 American Airlines AAdvantage® miles for every $1 cardmembers (primary and employees) spend on:

  • Eligible American Airlines purchases
  • Telecommunications merchants
  • Car rental merchants
  • Cable and satellite providers
  • Gas stations

Plus, your business earns 1 AAdvantage® mile per dollar spent on other purchases with your card.2

Cardmembers also earn 1 additional Loyalty Point per $1 spent on purchases with their card. This is on top of Loyalty Points earned as an AAdvantage® member and within the AAdvantage Business™ program.

Apply by Phone: 1-800-961-5125

TTY: Use 711 or other Relay Service

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CITI® / AADVANTAGE BUSINESS™ MASTERCARD® PRICING DETAILS

The standard variable APR for purchases is % - % based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is %-%, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The standard variable APR for cash advances is %. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. The annual fee is . However, this fee is waived for the first 12 months. Minimum interest charge — $. Fee for Foreign Purchases — None. Cash advance fee — either $ or % of the amount of each cash advance, whichever is greater.

Certain terms and conditions apply.

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Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

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Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

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Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

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Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. and its affiliates in the United States and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States.

Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.

The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold® Private Client International, Citigold® International, Citi International Personal, Citi Global Executive Preferred, and Citi Global Executive Account Packages.

Deposit products and services are offered by Citibank, N.A., Member FDIC

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Additional Information - Citi® / AAdvantage Business™ World Elite Mastercard®

Offer Availability

American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a CitiBusiness® / AAdvantage® Platinum Select® or Citi® / AAdvantage Business™ Mastercard® account in the past 48 months. The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.

AAdvantage® Bonus Miles

Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage® bonus miles typically will appear as a bonus in your AAdvantage Business™ account 8-10 weeks after you have met the purchase requirements. AAdvantage® miles may be earned on purchases made by primary credit cardmember and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. The Business for whom a Citi® / AAdvantage Business™ Mastercard® account was opened must have an AAdvantage Business™ account. AAdvantage® miles earned will be posted to the AAdvantage Business™ account.

AAdvantage Business™ Membership

You must be enrolled in the American Airlines AAdvantage Business™ program, which is managed by American Airlines. American Airlines may, in its sole discretion, change the AAdvantage Business™ program rules, regulations, travel awards and special offers at any time. For complete details about the AAdvantage Business™ program, visit aa.com/aadvantagebusiness.

If you are not an AAdvantage Business™ member, you consent to enrollment in the AAdvantage Business™ program, which is governed by the AAdvantage Business™ terms and conditions available at aa.com/aadvantagebusiness, on behalf of yourself and the business.

Primary Cardmember

The primary cardmember must have or open an AAdvantage® account in their own name. AAdvantage® miles earned on the primary cardmember’s credit card will be allocated to the AAdvantage Business™ account. Loyalty Points earned by the primary cardmember will be posted to the AAdvantage® account of the primary cardmember. Loyalty Points and AAdvantage® miles earned by primary cardmember on any other Citi® / AAdvantage® credit cards where they are the primary cardmember will post to their individual AAdvantage® account.

Authorized User

An Authorized User is an employee or contractor of the Business added to the Card Account with a Card provided with that person’s name. Authorized Users must have or open an AAdvantage® account in their own name. Authorized Users must accept the AAdvantage Business™ terms & conditions to earn Loyalty Points. By making a qualifying purchase with their card, Authorized Users accept the AAdvantage Business™ terms and conditions. AAdvantage® miles earned on an Authorized User’s credit card will be allocated to the AAdvantage Business™ account. Loyalty Points earned by Authorized Users will be posted to the AAdvantage® account of the Authorized User. You must pay us for all charges made or allowed by Authorized Users. Authorized Users are able to get account information. Authorized Users must be employees or contractors of your business. The primary cardmember needs the Authorized User's permission to give us any information about them that we request and to allow us to share information about them as allowed by applicable law. This includes information we may get from you, any Authorized User and others. It also includes information about their transactions on the account. Loyalty Points and AAdvantage® miles earned by Authorized Users on any other Citi® / AAdvantage® credit cards where they are the primary cardmember will post to their individual AAdvantage® account.

1 AAdvantage® Mile Per $1

AAdvantage® miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage® miles may be earned on purchases made by the primary credit cardmember and Authorized Users. AAdvantage® miles earned will be posted to the AAdvantage Business™ account in 8-10 weeks.

Double AAdvantage® Miles on American Airlines Purchases

Eligible American Airlines purchases are items billed by American Airlines as the merchant of record. Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage® status boost or renewal, and AA Cargo™ products and services. AAdvantage® miles earned will be posted to the AAdvantage Business™ account in 8-10 weeks.

Double AAdvantage® Miles on Purchases in Select Business Categories

Earn 2 AAdvantage® miles per $1 spent on purchases at certain telecommunications merchants, car rental merchants, cable and satellite providers, and at gas stations. Telecommunications merchants are classified as merchants that sell telecommunications equipment such as telephones, fax machines, pagers, and cellular phones, along with providers of telecommunications services including local and long-distance telephone calls and fax services. Car rental merchants are classified as providers of short-term or long-term rentals of cars, trucks, or vans. Cable and satellite providers are classified as merchants that provide the connection and ongoing delivery of television, internet (computer network, information services, email website hosting services) telephone and radio programming via cable or satellite on a subscription or fee basis. Gas stations are classified as merchants that sell fuel primarily for consumer use and may or may not be attended.

Certain Non-Qualifying Purchases

Car rental purchases not eligible to receive double AAdvantage® miles include purchases at merchants that rent motor homes or other recreational vehicles and purchases made through travel agencies, tour operators, and online third party travel sites and charges paid on car rental redemptions through Rocketmiles. Gas station purchases not eligible to receive double AAdvantage® miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.

Merchant Classification for Rewards Categories

Merchants are assigned a merchant category code (“MCC”), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage® miles. [For example, you won't earn additional AAdvantage® miles for purchases at a restaurant located within a retailer if the restaurant is assigned a “retailer” code instead of a “restaurant” code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage® miles depending on how the technology is set up to process the purchase.

Citi reserves the right to determine which purchases qualify for this offer. AAdvantage® miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) account do not earn AAdvantage® miles. AAdvantage® miles earned will be posted to the AAdvantage Business™ account in 8–10 weeks.

1 Loyalty Point per $1

Loyalty Points may be earned by the primary credit cardmember and Authorized Users on purchases. 1 Loyalty Point accrues for every $1 on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Loyalty Points earned by the primary credit cardmember will be posted to the primary credit cardmember’s AAdvantage® account and Loyalty Points earned by an Authorized User will be posted to the Authorized User’s AAdvantage® account. Loyalty Points earned will be posted to the applicable AAdvantage® account in 8-10 weeks. Loyalty Points earned by primary cardmember and Authorized Users on any other Citi® / AAdvantage® credit cards where they are the primary cardmember will post to their individual AAdvantage® account.

First Checked Bag Free

For benefit to apply, the Citi® / AAdvantage Business™ Mastercard® account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage® number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled.

Eligible Citi® / AAdvantage Business™ Mastercard® primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle® flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi® / AAdvantage Business™ Mastercard®, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Benefit does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage® program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage» for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.

Preferred Boarding

For benefit to apply, the Citi® / AAdvantage Business™ Mastercard® account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage® number 7 days prior to air travel. If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi® / AAdvantage Business™ Mastercard® primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice.

Eligible Citi® / AAdvantage Business™ Mastercard® credit cardmembers board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle® flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.

25% Savings on Eligible Inflight Purchases of Food and Beverage

Citi® / AAdvantage Business™ Mastercard® credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi® / AAdvantage Business™ Mastercard® card. Savings do not apply to any other inflight purchases. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.

25% Savings on Inflight Wi-Fi Purchases

Receive a 25% savings when you use your Citi® / AAdvantage Business™ Mastercard® credit card for the purchase of inflight Wi-Fi service from American Airline’s Wi-Fi merchants Gogo, Viasat, or Panasonic, and on American Airlines’ Wi-Fi Subscription Plan. This benefit applies to flights marketed and operated by American Airlines or on flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.

American Airlines Companion Certificate

The primary credit cardmember will earn a $99 domestic economy fare American Airlines Companion Certificate after you spend $30,000 or more in purchases that post to your Citi® / AAdvantage Business™ Mastercard® credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs) the anniversary month will coincide with the month in which the annual fee is billed. To receive the Companion Certificate, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. After these conditions are met, please allow at least 8-10 weeks for availability of the Companion Certificate. You must have an open AAdvantage® account for the Companion Certificate to be awarded to your account and to redeem the certificate. When used according to its terms, the primary credit cardmember will pay a $99 companion ticket fee plus any applicable government taxes and fees billed by American Airlines, depending on itinerary, for one round trip qualifying domestic economy fare ticket for a companion when an individual round trip qualifying domestic Main Cabin fare ticket is purchased and redeemed through American Airlines Meeting Services. Travel must be booked and purchased in select Main Cabin inventory. The certificate must be redeemed and all travel completed by midnight CST of the Travel Expiration Date shown on the certificate. Valid for travel on flights within the 48 contiguous United States on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle® flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. For residents of Alaska and Hawaii, the companion certificate is also valid for round-trip travel originating in either of those two states and continuing to the 48 contiguous United States. For residents of the U.S. Virgin Islands and Puerto Rico, companion certificate eligible travel is also defined as round-trip travel originating in either of those two territories and continuing to the 48 contiguous United States. The Companion Certificate is not redeemable for air travel on any oneworld® carrier or on an American Airlines codeshare flight. Applicable terms and conditions are subject to change without notice. Details, terms and conditions, certain restrictions, and restricted dates apply and will be disclosed on the certificate.

No Mileage Cap

There is no maximum number of American Airlines AAdvantage® miles that you can accumulate through your Citi® / AAdvantage Business™ Mastercard® credit card account.

If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage® miles for purchases made with your card, suspending or closing your Citi® / AAdvantage Business™ Mastercard® card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage® miles or (4) using the account other than for business purposes.

The Card Account is only available if the Business has an open and current AAdvantage Business™ membership in its name. The primary cardmember and each Authorized User must also have an open AAdvantage® program membership in their name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage Business™ membership. Citi reserves the right to cancel the primary cardmember Card Account if you or American Airlines terminates or deactivates your AAdvantage® program membership. If an Authorized User or American Airlines terminates or deactivates the Authorized User’s AAdvantage® program membership, Citi may cancel the Authorized User’s credit card.

For complete details about the AAdvantage® program, visit aa.com/aadvantage».

For complete details about the AAdvantage Business™ program, visit aa.com/aadvantagebusiness

American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time with or without notice, and to end the AAdvantage® program with six months’ notice. Any such changes may affect your ability to use AAdvantage® Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage® program, visit aa.com/aadvantage. For the AAdvantage® terms and conditions, visit aa.com/aadvantageterms.

Travel booked on American Airlines may be American Eagle® service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.

American Airlines, American Eagle, AAdvantage®, AAdvantage Million Miler™, AAdvantage Business™, Flagship, Admirals Club, ConciergeKey®, AAdvantage Executive Platinum®, AAdvantage Platinum Pro®, AAdvantage Platinum®, AAdvantage Gold®, AAdvantage® MileUp®, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.

oneworld® is a registered trademark of oneworld Alliance, LLC.

Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.