Skip to Content
Citi
ATM / BRANCH
Important Information

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta. Además, es posible que algunas secciones de este website permanezcan en inglés.

Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.

Continuar
  • Credit Cards
    • View All Credit Cards
    • Balance Transfer Credit Cards
    • 0% Intro APR Credit Cards
    • Rewards Credit Cards
    • Cash Back Credit Cards
    • Travel Credit Cards
    • Retail Store Cards
    • Small Business Credit Cards
    Quick Links
    • Citi® Credit Knowledge Center
    • See If You’re Pre-Qualified
    • Citi Shop
    • Respond to Mail Offer
    • Check Your Application
  • Banking
    • Checking
    • Savings
    • Banking Overview
    • Certificates of Deposit
    • Banking IRAs
    • Rates
    • Small Business Banking
    Quick Links
    • Personal Banking Guide
    • Citi® Bonus Offers
  • Lending
    • Personal Loans
    • Overdraft Line of Credit
    • Home Lending
    • Buy a Home
    • Refinance Your Home
    • Use Your Home Equity
    • Small Business Lending
    Quick Links
    • Mortgage Calculators
    • Home Equity Calculators
    • Mortgage Learning Center
    • Personal Loans Center
    • Debt Consolidation Calculator
  • Investing
    • Investing Overview
    • Self-Directed Investing
    • Guided Investing
    • Working with an Advisor
    Quick Links
    • Planning Tools
    • Market Insights
    • Investments & Insurance
  • Wealth Management
    • Citigold
    • Citigold® Private Client
    • Citi Priority
    Quick Links
    • Find a Wealth Team
    • Planning Tools
  • ATMBranchATM / BRANCH
  • Notificación importante

    Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta. Además, es posible que algunas secciones de este website permanezcan en inglés.

    Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.

    Continuar
  • Open an Account
  • Sign On

THE HOME DEPOT® CONSUMER CREDIT CARD

No annual fee1

The Home Depot® card for your home improvement needs

Already have a card? Sign On to manage your account.
1Important Pricing & Terms Information +

Limited Time Offer

Save up to $1002 on your qualifying purchase when you open a new credit card account with The Home Depot®.

Plus…

NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD1 on qualifying purchases.
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.

And more…

Up to 24-Month Financing1 during Special Promotions throughout the year.

2Additional Information +

THE HOME DEPOT® CONSUMER CREDIT CARD PROGRAM BENEFITS

4x longer to make returns

Cardmembers get 1 year to make returns, not just 3 months.
Refer to The Home Depot® Returns Policy for details.

Choose your payment due date

Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.

24/7 customer service

Questions about your Citi® card account? Just call the number on the back of your credit card. Say 'representative' to access fast, live help from a friendly Customer Service representative ready to help with every aspect of your card membership (including technical assistance) —24 hours a day, 365 days a year.

$0 liability on unauthorized charges

You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise. For additional information on this, please visit cardbenefits.citi.com for details.

ADDITIONAL THE HOME DEPOT® CARD PRODUCTS AVAILABLE:

  • Pro Xtra Credit Card (Commercial Revolving Charge): Get this card and earn Pro Xtra Perks 4x faster2 when you Join Pro Xtra, Register & Use your Card.
  • Commercial Account: Get this card and receive a 2% early pay discount if invoice paid online in 20 days.2

Learn More

THE HOME DEPOT® CONSUMER CREDIT CARD FAQs

Expand All
The Home Depot® Consumer Credit Card is a convenient option to extend your purchasing power for everyday purchases at The Home Depot® locations and online stores. It offers six months financing on purchases of $299 or more and extends your window for returns to one year, subject to The Home Depot® Returns Policy.
You can apply for The Home Depot® Consumer Credit Card by visiting the online application portal and filling out the necessary information. You will be required to provide both personal information and financial information related to your net income and monthly expenses to be considered for the card.
The Home Depot® Consumer Credit Card offers special financing for purchases of $299 or more. You may also get up to 24 months financing during special promotions. The Home Depot® Consumer Credit Card also gives you a full year for returns, four times longer than the standard return window, subject to The Home Depot® Returns Policy.
No. The Home Depot® Consumer Credit Card can only be used at The Home Depot® stores and at homedepot.com.
You can avoid interest charges for your Home Depot Consumer Credit Card by paying your balance in full by your card’s due date. Your card’s due date is at least 25 days after the close of each billing cycle.

THE HOME DEPOT® CONSUMER CREDIT CARD

FIND THE RIGHT CREDIT CARD FOR YOU

All Credit CardsAll Credit Cards
Rewards CardsRewards Cards
Travel CardsTravel Cards
0% Intro APR Cards0% Intro APR Cards
Balance Transfer CardsBalance Transfer Cards
Cash Back CardsCash Back Cards
Business CardsBusiness Cards

THE HOME DEPOT® CONSUMER CREDIT CARD PRICING DETAILS

With credit approval for qualifying purchases made on The Home Depot® Consumer Credit Card. APR: %. Minimum interest charge: $. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.

1Important Pricing & Information +2Additional Information +
Why Citi
  • Our Story
  • Careers
  • Benefits and Services
  • Rewards
  • Citi Entertainment®Opens in new window
  • Special Offers
Wealth Management
  • Citigold® Private Client
  • Citigold
  • Citi Priority
  • Citi Private Bank
Business Banking
  • Small Business Accounts
  • Commercial Accounts
Rates
  • Personal Banking
  • Credit Cards
  • Mortgage
  • Home Equity
  • Personal Loans
Help & Support
  • Security Center
  • Card Member Agreement
  • Site Map
  • AdChoices
Contact Us
  • Contact Us
  • Consumer: 1-800-347-4934
  • Business: 1-866-422-3091
  • Lost/Stolen: 1-800-950-5114
  • TTY: 711
Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

ContinueOpens in new window
Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

ContinueOpens in new window
J.D. Power 2019 Mobile App Certification Program&#8480;<span class='sr-only'>Service Mark</span>

J.D. Power 2019 Mobile App Certification Program℠Service Mark recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit

jdpower.com/awards
Opens in new window
Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

ContinueOpens in new window

Opens in new window
Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

ContinueOpens in new window
Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

ContinueOpens in new window
Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

ContinueOpens in new window

© 2025 Citigroup Inc

  • Terms & Conditions
  • Privacy
  • Notice at Collection
  • Do Not Sell or Share My Personal Information
  • Accessibility

Important Legal Disclosures & Information

Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. and its affiliates in the United States and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States.

Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.

The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold® Private Client International, Citigold® International, Citi International Personal, Citi Global Executive Preferred, and Citi Global Executive Account Packages.

Deposit products and services are offered by Citibank, N.A., Member FDIC

Citi BannerCiti Banner

Additional Information - The Home Depot® Consumer Credit Card

Offer is for new accounts opened in store or online, is subject to credit approval and valid now through 7/30/25.
This offer is redeemable for either a $25 discount on a single-receipt purchase of $25 up to $299, a $50 discount on a single-receipt purchase of $300 up to $999 or a $100 discount on a single-receipt purchase of $1,000 or more excluding tax and delivery fees within 30 days of your account open date at The Home Depot® retail stores or homedepot.com when made exclusively with your The Home Depot® Consumer Credit Card. Coupon is on a single transaction and expires upon use. Valid in the U.S., U.S.V.I., Puerto Rico and Guam. Offer does not apply to prior purchases, The Home Depot® Gift Cards or Certificates, third party gift cards, installation products or services purchased in home, Tool Rental or to Traeger®, Weber®, Bona®, Simplehuman®, Dacor®, Viking®, Fisher & Paykel®, Sharp Insight™, Delonghi®, Buckhaven, Lynx®, Alfresco™, OCI, Marvel®, Bertazzoni, Aga, Vent-AHood®, Samsung Chef Collection, Bosch Benchmark® Series, Liebherr, Zephyr, Miele, Signature Kitchen Suite, Jenn-Air®, Thermador®, Jeld-Wen® Door Systems and Monogram products and trade styles. Additional exclusions may apply which will be reflected at checkout. Coupon is not combinable with other discounts. Ask an Associate for details.

4X faster does not apply to The Home Depot® Commercial Account. 4X faster applies only to the Perks benefit of the Pro Xtra Credit Card. Every $1 spent on your card counts as $4 for purposes of earning Perks. There are minimum spend thresholds and limits to the amount of Perks that you may earn. See The Home Depot® Pro Xtra Program Rules at www.homedepot.com/c/ProXtra_TermsandConditions

2% Early Pay Discount will be applied to the purchase subtotal (excluding sales tax) on invoices paid online within 20 days of the transaction date.