with 1% on purchases and 1% as you pay for those purchases in full or over time. Plus Our Lowest Intro APR for 15 months.
Earn 1% unlimited cash back on every purchase you make
Earn an additional 1% cash back as you pay for those purchases in full or over time
No Caps and No Category Restrictions
No Annual Fee1
0% Intro APR on purchases & balance transfers for 15 months; after that the variable APR will be 12.99% - 22.99%, based on your creditworthiness.
Balance Transfer Fee Either $5 or 3% fee of the amount of each balance transfer, whichever is greater.1
Earn 1% Cash Back on your Purchases
With the Citi® Double Cash Card, You earn 1% unlimited cash back on EVERY purchase you make.
Earn an additional 1% Cash Back as you pay for your purchases, whether you pay in full or over time.
Just make sure to pay at least the minimum due. You don't have to wait until you've paid off a purchase to earn cash back on each payment.
No Caps and No Category Restrictions
Unlike many other cards, Citi Double Cash has no restricting categories to keep track of or enroll in.2
A late fee pass for you
You've got a lot going on. We understand. That's why you get a pass on your first late fee. Just a little something that adds up to more peace of mind.
Save time when you call
Just say "representative" when you call, to enjoy fast, personal help, 24 hours a day.
Citi® Private Pass® offers Citi cardmembers access to purchase tickets to thousands of entertainment events and special experiences; including VIP packages, preferred & presale tickets to live concerts, family and comedy shows, plus sports clinics with celebrity athletes and culinary events with top chefs. Learn more at citiprivatepass.com
Citi® Price Rewind
Shop now. We'll search for a lower price after you buy. If the same item is found at retailers' sites within 60 days, you can be refunded the price difference up to $300 per item, and up to $1,200 per year.
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
Damage & Theft Purchase Protection
Shop with more confidence — you're covered up to $1,000 per item, up to $50,000 per year if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
Add up to a year on your warranty of five years or less so you can feel more confident when you make purchases with your Citi card. You're covered for up to $10,000 per year.
Citi with Apple Pay™ is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone® 6, or in-app with the iPad Air™ 2 and iPad mini™ 3. Plus, youll still enjoy all of the security and benefits that come with your Citi card when you use Apple Pay to check out. Learn more at
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Citi® Identity Theft Solutions is there to assist you should you become a victim of identity theft.
$0 liability for unauthorized chargesYou're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
24 Hour fraud protection will alert you if we see unusual activity on your account.
The Lost Wallet® Service Sometimes things happen that are out of your control, but that doesn't mean you should be inconvenienced. If you've lost your card, we'll replace it, usually within 24 hours. In addition, we'll provide you with emergency cash subject to your available cash advance limit. Visit citi.com/cardbenefits to learn more
Worldwide Car Rental Insurance
Be more confident at the rental car counter — you may be covered against theft or damage up to $50,000 for any rental car in any country when you pay with your Citi card and decline the rental company's collision loss/damage insurance.
Trip Cancellation & Interruption Protection
Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non–refundable trip expenses, like change fees, up to $1,500 per year provided you paid for the trip with your Citi card.
Worldwide Travel Accident Insurance
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur, up to $250,000 in compensation.
Our Concierge Service is like a personal assistant who is available 24/7 and appreciates the importance of your time. They'll help you with everything from making travel arrangements and dinner reservations, to ordinary conveniences like scheduling a cleaning service and finding a dog walker.
Not all benefits are available to residents outside of the 50 United States and the District of Columbia. Complete program details including Who's Covered, What's Covered, What's Not Covered and coverage amounts will be provided upon cardmembership.
*Benefits underwritten and administered by IDS Property Casualty Insurance Company, De Pere, WI.
Earn 1% Unlimited Cash Back on Purchases
Earn 1% cash back on all your purchases, with no cap on the amount you can earn and no category restrictions.
Earn an additional 1% Cash Back as you pay for those purchases, whether you pay in full or over time Just make sure to pay at least the minimum due. You don't have to wait until you've paid off a purchase to earn cash back on each payment.
What Earns Cash Back You earn cash back on all your purchases and on payments based on your purchases. You do not earn cash back based on balance transfers, cash advances, account fees, interest, or returned items.
No Annual Fee You will earn cash back twice, all with a card that has a $0 annual fee.
A Late Fee Pass You've got a lot going on. We understand. That's why you get a pass on your first late fee. Just a little something that adds up to more peace of mind.
Talk to a Real Person When you need help, you can speak to someone right away. Every time you call, 24/7. We'll take the time to listen and help with your issue.
Citi® Cards with Apple Pay™
Apple Pay is only available on Citi-branded consumer credit and debit cards (except for ATM, Chairman, and AT&T cards) issued in the continental U.S. and Hawaii.
Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.
Credit Cards / Citi®Double Cash Credit Card