
How do credit card balance transfers work?

Save money on interest charges with a balance transfer using one of Citi`s cards that features a low intro APR.
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Compare our cards below to find a great balance transfer credit card.
Earn $ cash back after you spend $ on purchases in the first months of account opening. Plus enjoy our low intro APR for months.1
Earn cash back TWICE. Earn 2% on purchases with 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Transfer high-interest balances from your other cards to the Citi® Diamond Preferred® balance transfer credit card and take some time to enjoy a low-interest lifestyle.
The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1
Earn bonus points after spending $ in the first 3 months of account opening.
Plus, for a limited time, earn 5 ThankYou® Points per $1 spent at restaurants up to $6,000 in the first 12 months and then 1 ThankYou® Point per $1 spent thereafter.