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Citi Personal Banking Guide

Manage your everyday and plan for your future. Explore banking basics below.

Savings

A Guide to Annual Percentage Yield | Citi.com

How Much Savings Should I Have? Start Saving Money Now | Citi.com

What is a Savings Account? | Citi.com

How to Calculate Savings Account Interest | Citi.com

How to Open a Savings Account | Citi.com

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Basic Finance

Checking vs. Savings vs. CD vs. Money Market Accounts | Citi.com

Compound Interest Explained | Citi.com

What Is a Checking Account | Citi.com

How to Open a Checking Account | Citi.com

What Are Interest Rates and How Do They Work? | Citi.com

View All (80)

Retirement

What Are the Benefits of a Roth IRA? | Citi.com

What Is a Roth IRA & How Does It Work? | Citi.com

How Much to Save for Retirement at Every Age | Citi.com

What is an IRA? | Citi.com

What Is a 401(k)? | Citi.com

View All (8)

Additional Resources

  • Citi Financial Pathways

     

    Utilize these resources to help you assess your current finances & plan for the future.

  • FICO® Score

     

    Learn how FICO® Scores are determined, why they matter and more.

  • Glossary

     

    Review financial terms & definitions to help you better understand credit & finances.

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