Prepare your documents
Get the documents you need before you visit the branch.
What to BringSmall Business Banking
CitiBusiness® Certificates of Deposit
A smart way to earn better interest on savings. A Certificate of Deposit (CD) makes extra cash work for you with competitive interest rates and a variety of maturity options.
Visit a Branch- Competitive fixed rate of return
- Terms from 7 days to 10 years
- FDIC insurance protection
- Penalties apply for early withdrawal
What you should know about your CD
Transfer Limits
You can only add money to a CD once it matures. You will have to open a new CD if you wish to add money before then.
Automatic Renewal
At maturity, CDs automatically renew for the same term, if available, and current rate. You can also make changes, open a new CD or withdraw funds within the CD grace period (varies by CD term).
Early Withdrawal Penalty
You cannot access your deposit before the end of your CD’s term without paying an early withdrawal penalty.
How to open an account
Still have questions?
Call our customer service specialists
1-877-528-0990
For TTY: We accept 711 or other Relay Service.
We're available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.