CitiBusiness®
Preferred Programs

Get access to our best rates, special savings and superior benefits - available to businesses in any industry.

To qualify for preferred pricing and benefits, you must have or must open a CitiBusiness® Streamlined or CitiBusiness® Flexible Checking account.

All Preferred Programs Include:

Online Banking

Citi’s online banking tools to help you manage your day-to-day business transactions

Mobile

Deposit checks, pay bills, transfer funds and monitor your account

Security & Fraud Protection

We help protect your accounts from online fraud risks so you can bank with confidence. Visit the Security Center Center for more information

See which program is best for you

preferred banking

CitiBusiness
Preferred Banking

CitiBusiness
Preferred Plus Banking

Deposit Benefits
Deposit Benefits
CitiBusiness
Preferred Banking		CitiBusiness
Preferred Plus Banking
Monthly Program fee
Monthly Program fee
CitiBusiness
Preferred Banking
$40
CitiBusiness
Preferred Plus Banking
$95
Average daily collected balance to waive fee
Average daily collected balance to waive fee
CitiBusiness
Preferred Banking
$15,000
CitiBusiness
Preferred Plus Banking
$50,000
Included monthly checking transactions
Included monthly checking transactions
CitiBusiness
Preferred Banking
Waived fee on first 500 basic transactions per month, then $0.45 per transaction.1
CitiBusiness
Preferred Plus Banking
Waived fee on first 750 basic transactions per month, then $0.45 per transaction.1
Included monthly cash deposits
Included monthly cash deposits
CitiBusiness
Preferred Banking
$20,000
CitiBusiness
Preferred Plus Banking
$20,000
Wire and Cash Management Benefits
Wire and Cash Management Benefits
CitiBusiness
Preferred Banking		CitiBusiness
Preferred Plus Banking
Wire Transfers
Wire Transfers
CitiBusiness
Preferred Banking
Waived fee on first 5 Incoming wires per month, then $15 per wire.2

Waived fee on first 2 Online Outgoing International wires per month, then $27 per wire.2

Waived fee on first 2 Online Outgoing Domestic wires per month, then $17 per wire.2

CitiBusiness
Preferred Plus Banking
Waived fee on all Incoming wires.2

Waived fee on first 4 Online Outgoing International wires per month.2
Remote Check Deposit (RCD)/ Check Scanner
Remote Check Deposit (RCD)/ Check Scanner
CitiBusiness
Preferred Banking
$25 monthly service fee.3

Check scanner included.4
CitiBusiness
Preferred Plus Banking
Waived monthly service fee.3

Check scanner included.4
Automated Clearing House (ACH) Origination
Automated Clearing House (ACH) Origination
CitiBusiness
Preferred Banking
$25 monthly service fee.3

Waived fee on first 100 transactions per month, then $0.21 per transaction.3
CitiBusiness
Preferred Plus Banking
Waived monthly service fee.3

Waived fee on first 250 transactions per month, then $0.21 per transaction.3
Check Positive Pay
Check Positive Pay
CitiBusiness
Preferred Banking
$25 for first 100 items per month, then $0.03-$0.05 per transaction.3
CitiBusiness
Preferred Plus Banking
Waived fee on first 250 transactions per month, then $0.03-$0.05 per transaction.3
ACH Positive Pay
ACH Positive Pay
CitiBusiness
Preferred Banking
$20 monthly service fee for first account, then $5 for each additional account.3
CitiBusiness
Preferred Plus Banking
$20 monthly service fee, then $5 for each additional account.3
Lockbox
Lockbox
CitiBusiness
Preferred Banking
Waived monthly service fee for Mail Coordination.3

Waived monthly service fee for CitiBusiness Online Imaging.3
CitiBusiness
Preferred Plus Banking
Waived monthly service fee for Mail Coordination.3

Waived monthly service fee for CitiBusiness Online Imaging.3
Credit Benefits
Credit Benefits
CitiBusiness
Preferred Banking		CitiBusiness
Preferred Plus Banking
Business Line of Credit
Business Line of Credit
CitiBusiness
Preferred Banking
0.25% per annum discount off standard rate.5
CitiBusiness
Preferred Plus Banking
0.25% per annum discount off standard rate.5
Business Installment Loan
Business Installment Loan
CitiBusiness
Preferred Banking
0.25% per annum discount off standard rate or Origination Fee Waiver (up to $25,000).5
CitiBusiness
Preferred Plus Banking
0.25% per annum discount off standard rate or Origination Fee Waiver (up to $25,000).5
Additional Benefits
Additional Benefits
CitiBusiness
Preferred Banking		CitiBusiness
Preferred Plus Banking
Checkbook – First Order
Checkbook – First Order
CitiBusiness
Preferred Banking
Waived fee on first checkbook order (value up to $150) and a 10% discount on subsequent checkbook orders.6
CitiBusiness
Preferred Plus Banking
Waived fee on first checkbook order (value up to $150) and a 10% discount on subsequent checkbook orders.6
Stop Payment Requests when executed online
Stop Payment Requests when executed online
CitiBusiness
Preferred Banking
Waived fee on stop payment transactions when executed online.7
CitiBusiness
Preferred Plus Banking
Waived fee on stop payment transactions when executed online.7

Contact a Business Specialist

To learn more about CitiBusiness Solutions, request a call from one of our business specialists.

TERMS, CONDITIONS, AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE

  1. Basic transactions include checks paid, deposited items, deposit tickets, ACH debits and ACH credits on your CitiBusiness® Streamlined or CitiBusiness® Flexible Checking account. Refer to the Small Business CitiBusiness® Standard Schedule of Fees and Charges for a complete list of fees.
  2. Requires enrollment in CitiBusiness® Online or registration for Citibank® Online for Small Business. Outgoing wires must be performed from your enrolled CitiBusiness® Flexible or CitiBusiness® Streamlined Checking account using CitiBusiness® Online or Citibank® Online for Small Business. Fees may be imposed by the recipient bank, and those fees may be deducted from the transfer amount before it is credited to the beneficiary. Wires initiated through CitiBusiness® Online are subject to separate terms and conditions provided to users of that service including those posted online within the website. Those terms and conditions will supersede any conflicting terms set forth in the CitiBusiness® Client Manual.
  3. Additional fees may apply. See the Citi Business Banking Master Cash Management Service Agreement and CitiBusiness® Cash Management Products Pricing Schedule for details.
  4. Deferred purchase price may apply if service is canceled within 24 months. Certain other restrictions apply. Refer to the Citi Business Banking Master Cash Management Service Agreement for details.
  5. 0.25% per annum discount off standard interest rates on total of Business Line of Credit and Installment Loan balances up to $5,000,000. Option for waiver of Business Installment Loan origination fees may increase your effective interest rate; maximum fee waiver of $25,000. New and existing customers are eligible for the interest rate discount if the total credit facilities for the business do not exceed $5,000,000. All commercial loans and lines are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank’s underwriting and credit approval. Speak to a Citibank® Business Specialist for full details.
  6. Waived first checkbook fee includes checks, checkbook, deposit tickets and endorsement stamp; maximum fee waiver of $150.
  7. Applicable online platforms are CitiBusiness® Online and Citibank® Online for Small Business.

Please speak with a Citibank Business Specialist for full details of this CitiBusiness® Preferred Banking Plus program. Offer subject to change or termination at any time without notice and cannot be combined with other Citi Business Banking programs and offers. Terms, conditions and fees apply to accounts, products, programs and services and are subject to change. All accounts and services are subject to approval. For complete information about your account, please see your CitiBusiness® Client Manual, U.S. Markets.

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