Name: Small Business Checking
Brand: CitiBusiness

CitiBusiness^®
Preferred Programs

Get access to our best rates, special savings and superior benefits - available to businesses in any industry.

All Preferred Programs Include:

Online Banking

Citi’s online banking tools to help you manage your day-to-day business transactions

Mobile

Deposit checks, pay bills, transfer funds and monitor your account

Security & Fraud Protection

We help protect your accounts from online fraud risks so you can bank with confidence. Visit the Security Center Center for more information

See which program is best for you

	CitiBusiness Preferred Banking	CitiBusiness Preferred Banking Plus
PRICING
PRICING	CitiBusiness Preferred Banking	CitiBusiness Preferred Banking Plus
Monthly Program fee
Monthly Program fee	CitiBusiness Preferred Banking $40	CitiBusiness Preferred Banking Plus $95
Average collected monthly balance to waive fee
Average collected monthly balance to waive fee	CitiBusiness Preferred Banking $15,000	CitiBusiness Preferred Banking Plus $50,000
Included checking transactions monthly¹
Included checking transactions monthly¹	CitiBusiness Preferred Banking 500	CitiBusiness Preferred Banking Plus 750
Included cash deposits each month
Included cash deposits each month	CitiBusiness Preferred Banking $20,000	CitiBusiness Preferred Banking Plus $20,000
CASH BENEFITS
CASH BENEFITS	CitiBusiness Preferred Banking	CitiBusiness Preferred Banking Plus
ACH Origination
ACH Origination	CitiBusiness Preferred Banking $25 (first 100 items) ³	CitiBusiness Preferred Banking Plus $0 (first 250 items)
Check Positive Pay
Check Positive Pay	CitiBusiness Preferred Banking $25 (first 100 items) ³	CitiBusiness Preferred Banking Plus $0 (first 250 items)
ACH Positive Pay
ACH Positive Pay	CitiBusiness Preferred Banking $20 per month³	CitiBusiness Preferred Banking Plus $20 per month
Remote Check Deposit / Check Scanner²
Remote Check Deposit / Check Scanner²	CitiBusiness Preferred Banking $25 per month (includes a single-feed “network” scanner; regularly $60 per month)	CitiBusiness Preferred Banking Plus $0 per month (includes a multi-feed network check scanner; regularly $60 per month)
ADDITIONAL BENEFITS
ADDITIONAL BENEFITS	CitiBusiness Preferred Banking	CitiBusiness Preferred Banking Plus
Checkbook – first order
Checkbook – first order	CitiBusiness Preferred Banking Fee waiver on first checkbook order (up to $150)	CitiBusiness Preferred Banking Plus Fee waiver on first checkbook order (up to $150)
Stop Payments (via CitiBusiness Online)
Stop Payments (via CitiBusiness Online)	CitiBusiness Preferred Banking Fees waived	CitiBusiness Preferred Banking Plus Fees waived
Wire Transfers
Wire Transfers	CitiBusiness Preferred Banking $0 – Incoming wires (first 5) $0 – Online International wires (first 2) $0 – Online Domestic wires (first 2)	CitiBusiness Preferred Banking Plus $0 - Incoming wires (no limit) $0 - Online International wires (first 4)
Citi Merchant Services
Citi Merchant Services	CitiBusiness Preferred Banking Up to $100 rebate⁴	CitiBusiness Preferred Banking Plus Fee waived on Clover^® Flex handheld mobile POS device (for accepting credit/debit card payments)⁵
Business Insured Money Market Account
Business Insured Money Market Account	CitiBusiness Preferred Banking 0.10% per annum higher rate vs. standard rates	CitiBusiness Preferred Banking Plus 0.10% per annum higher rate vs. standard rates
Business Line of Credit or Installment Loan
Business Line of Credit or Installment Loan	CitiBusiness Preferred Banking 0.25% per annum discount off standard rate	CitiBusiness Preferred Banking Plus 0.25% per annum discount off standard rate

Check out our Industry Programs

Designed to meet your business needs

Citi has tailored small business solutions to fit your specific business needs. We understand the complexities of your business and want to help streamline and simplify your banking experience.

Contact a Business Specialist

To learn more about CitiBusiness Solutions, request a call from one of our business specialists.

TERMS, CONDITIONS, AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE

Checking transactions include checks paid, deposited items, deposit tickets, ACH debits and ACH credits. A fee per transaction will apply after the customer exceeds the total number of included transactions, in any combination, during a calendar month. Currency fees will apply after the customer exceeds the included cash deposit amount during a calendar month. Refer to the CitiBusiness Schedule of Standard Fees and Charges for a complete list of fees.
Includes single-feed remote check scanner with a flat rate to be used with Remote Check Deposit. Deferred purchase price of scanner applies if service is canceled within 24 months. Certain other restrictions apply.
ACH Origination will incur a fee of $0.21 per item over 100, Check Positive Pay will incur a fee of $0.03 per item over 100. Additional fees may apply. See cash management fee schedule for details.
Citi Merchant Services is provided by First Data Merchant Services LLC. Up to $100 rebate available when you sign up for Citi Merchant Services, and will come in the form of a credit to your merchant statement within 90 days of account activation. Rebate will be the lesser of merchant fees charged in the first three cycles or $100. Restrictions apply. Monthly and other fees apply. Credit/Debit cards fund as soon as next business day when linked to your Citbank business checking account. Transactions need to be batched and sent to First Data by 11 PM ET for funds to be available in your Citibank business checking after 12 PM ET the following business day. Weekends and Holidays will cause a delay to the next day funding process. Transaction details may not be reflected until the second business day.
This offer is available to new Citi Merchant Services customers only. To be eligible for a Clover Flex handheld mobile POS device at no cost (a $499 value), merchant must open a new Citi Merchant Services account and sign a Merchant Processing Agreement. Citi Merchant Services accounts are subject to approval, including credit approval. Additional fees may apply to certain Clover apps, services or activated accounts. Limit one Clover Flex device per eligible business tax ID. Terms and conditions apply. This offer is not valid with any other offer. Offer subject to change without notice.

Please speak with a Citibank Business Specialist for full details of this CitiBusiness Preferred Program. Program terms subject to change or termination at any time without notice, and cannot be combined with other business banking programs and offers. Terms, conditions and fees apply to accounts, products, programs and services and are subject to change. All accounts and services are subject to approval.

Citi Merchant Services is provided by First Data Merchant Services LLC. Clover point-of-sale devices are provided by First Data Merchant Services LLC and Clover Network, Inc. Citibank, N.A. is not affiliated with First Data Merchant Services LLC. or Clover Network, Inc. The Clover name, logo and related trademarks and service marks are owned by Clover Network, Inc. and are registered or used in the U.S. and many foreign countries.

©2022 Citibank, N.A. Member FDIC. Equal Credit Opportunity Lender. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.