Enjoy Exclusive Travel Rewards with
Admirals Club® Membership

Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite<sup>™</sup> Mastercard<sup>®</sup>

Earn American Airlines
AAdvantage®bonus miles aftermaking $ in purchases within the first months of account opening.** Plus, Admirals Club® membership.

Annual Fee: $*

Pricing Information and Additional Details

Enjoy Exceptional Travel Benefits

Get Admirals Club<sup>®</sup> Membership
Admirals Club® membership

allows you and your immediate family (or up to two traveling guests that accompany you) to access to nearly 50 Admirals Club® lounges worldwide.

reimbursement for global entry TSA pre-check
Receive a statement credit

as reimbursement for your application fee for Global Entry or TSA Pre✓® (up to $100 every 5 years).

No foreign transaction fees
No Foreign Transaction Fees*

so you can shop like a local wherever your travels take you.

Get double airline miles
Earn 2 AAdvantage® miles

for every $1 spent on eligible American Airlines purchases.

Earn AAdvantage<sup>®</sup> miles
Earn 1 AAdvantage® mile

for every $1 spent on other purchases.

Earn AAdvantage<sup>®</sup> miles
Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs)

after you spend $40,000 in purchases within the year.

Seek out even more of the extraordinary!

See Where AAdvantage® Miles Can Take You

*Pricing
For the Citi® / AAdvantage® Executive card: The standard variable APR for purchases is % - %, based on your creditworthiness, and also applies to balance transfers and Citi Flex Plan. The standard variable APR for cash advances is %. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. The annual fee is $. Minimum interest charge is $0.50. Fee for Foreign Purchases – None. Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater.

**Offer Availability

American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a Citi® / AAdvantage® Executive account in the past 48 months.

Bonus Miles

Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions)are not purchases. American Airlines AAdvantage® bonus miles typically will appear as a bonus in your AAdvantage® account 8-10 weeks after you have met the purchase requirements. Miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Miles earned will be posted to the primary credit cardmember's AAdvantage® account.

1 Mile Per $1

AAdvantage® miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Miles earned will be posted to the primary credit cardmember's AAdvantage® account in 8-10 weeks.

Double Miles on American Airlines Purchases

Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (AA.com, American Airlines reservations, American Airlines Admirals Club®, American Airlines VacationsSM, and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations (except taxes and charges paid when redeeming miles for car/hotel), purchase of elite status boost or renewal, and AA CargoSM products and services. Miles earned will be posted to the primary credit cardmember's AAdvantage® account in 8-10 weeks.

Admirals Club® Membership and Authorized User Access

Only Citi® / AAdvantage® Executive World Elite MasterCard® primary credit cardmembers who are eighteen (18) years of age or older will receive full membership access privileges to Admirals Club® lounges. An Authorized User of the Citi® / AAdvantage® Executive World Elite MasterCard® who is eighteen (18) years of age or older will receive access privileges to American Airlines Admirals Club® lounges. Full Admirals Club® membership privileges do not apply to a credit card Authorized User. An Admirals Club® membership includes access to other airline lounges and clubs with which American Airlines may have reciprocal lounge or club access privileges. Membership also includes special pricing on conference rooms and other special offers that are available exclusively to Admirals Club® members. Neither membership nor the credit card Authorized User access benefit provides access privileges to the Arrivals Lounge, International First Class Lounges, or Flagship® Lounge facilities, including Flagship® First Dining. Additionally, the credit card Authorized User access benefit does not provide: (i) access privileges to other airline lounges or clubs with which American Airlines may have reciprocal lounge or club access privileges; or (ii) special pricing on conference rooms or other special offers. To locate a current list of Admirals Club® lounges please visit aa.com/admiralsclub.

To access an Admirals Club® lounge, primary credit cardmembers and credit card authorized users must present: (i) their (a) active and valid Citi® / AAdvantage® Executive World Elite MasterCard® or (b) with respect to primary credit cardmembers only, AAdvantage® number; (ii) their current government-issued I.D.; and (iii) a boarding pass for same-day travel on an eligible flight, which includes any departing or arriving flight that is (1) marketed or operated by American Airlines, (2) marketed and operated by any oneworld® carrier, or (3) marketed and operated by Alaska Airlines; and (iv) any additional documentation required by American Airlines. Either immediate family members (spouse or domestic partner and children under eighteen (18) years of age) or up to two (2) guests traveling with the primary credit cardmember or authorized user may be admitted for free when accompanied by the primary credit cardmember or authorized user. Family members and guests must present a same-day boarding pass for an eligible flight as defined above. All persons must be of valid drinking age, based on applicable law, to consume alcohol.

If the primary credit cardmember is an Admirals Club® member on the date his or her Citi® / AAdvantage® Executive World Elite MasterCard® credit card account is approved by Citi® and has sixty (60) or more days remaining on such current Admirals Club® membership, he or she is eligible to receive a prorated refund from American Airlines for any unused portion of his or her current Admirals Club® membership fee. The refund will be a prorated amount of the annual membership fee calculated based on the number of days remaining on such primary credit cardmember's current Admirals Club® membership as of the date his or her Citi® / AAdvantage® Executive World Elite MasterCard® credit card account is approved by Citi®. Refunds will be automatically made in the original form of payment within twelve (12) weeks of becoming a Citi® / AAdvantage® Executive World Elite MasterCard® credit cardmember. Memberships redeemed with Business Extra points, Lifetime Admirals Club® members and AirPass members with Admirals Club® privileges are not eligible for a refund.

Upon closure of the Citi® / AAdvantage® Executive World Elite MasterCard® account, all Admirals Club® benefits and access associated with the account will be immediately terminated, including, but not limited to, all benefits afforded to credit card Authorized Users. All Admirals Club® membership rules, terms and conditions apply. AMERICAN AIRLINES RESERVES THE RIGHT TO MODIFY ANY OR ALL RULES, TERMS AND CONDITIONS AT ANY TIME WITHOUT NOTICE. SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY AND INCORPORATED INTO THIS AGREEMENT. BY ACCESSING ANY ADMIRALS CLUB® LOUNGE YOU SHALL BE DEEMED TO HAVE ACCEPTED THE ADMIRALS CLUB® TERMS AND CONDITIONS. To review the complete Admirals Club® membership terms and conditions, visit aa.com/admiralsclub.

Global Entry and TSA Pre✓® Application Fee Credit

Citi® / AAdvantage® Executive World Elite Mastercard® credit cardmembers are eligible to receive one statement credit up to $100 per account every five years for either the Global Entry or the TSA Pre ✓® program application fee. Credit cardmembers must charge the application fee to their Citi® / AAdvantage® Executive credit card to qualify for the statement credit. Credit cardmembers will receive a statement credit for the first program (either Global Entry or TSA Pre✓®) to which they apply and pay for with their eligible card, regardless of whether they are approved for Global Entry or TSA Pre✓®. Please allow 1-2 billing cycles after the qualifying Global Entry or TSA Pre✓® fee is charged to the eligible account for the statement credit to be posted to the account. Only fees associated with either the Global Entry or the TSA Pre ✓® application fee will be eligible towards the statement credit.

For information on Global Entry, visit globalentry.gov. For information on TSA Pre✓®, visit tsa.gov. Applications are made directly with these organizations, and this information is not shared with Citi, nor does Citi have access to Global Entry or TSA records. Citi does not share account information with Global Entry or TSA. Decisions to approve/deny applications are made solely by these organizations, and Citi has no influence over these decisions. Citi is not notified of approvals or denials of applications.

TSA Pre✓® is a registered trademark of the Department of Homeland Security.

Elite Qualifying Miles (EQMs)

The primary credit cardmember will earn 10,000 EQMs after spending $40,000 in eligible purchases that post to the credit cardmember's account during a calendar year, January 1st to December 31st. A primary credit cardmember may earn the 10,000 EQMs only once each year, even if the credit cardmember has more than one Citi® / AAdvantage® Executive account. EQMs earned are in addition to the AAdvantage® miles earned for purchases made on the credit card. Purchases exclude returned goods and services, cash advances, convenience checks, transferred balances, credits, fees and interest charges. Purchases made through additional credit cards on the primary credit cardmember's account (Authorized Users) will count toward the primary credit cardmember's qualifying spend.

EQMs earned as a result of this offer will be typically posted to the primary credit cardmember's AAdvantage® account 8-10 weeks after meeting the $40,000 spend requirement. EQMs only count toward elite status qualification for the AAdvantage® program. EQMs earned through this offer will not count toward AAdvantage Million MilerSM status. EQMs cannot be redeemed for award travel, AAdvantage® miles or any other AAdvantage® program awards.

AAdvantage® program elite status requirements and balance are available at aa.com/elitebenefits.

If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage® miles for purchases made with your card, suspending or closing your Citi® / AAdvantage® card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage® miles or (4) using your account other than for personal, family or household purposes.

American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time without notice, and to end the AAdvantage® program with six months' notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage® miles earned through this promotion/offer do not count toward elite-status qualification or AAdvantage Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit aa.com/aadvantage.

Travel booked on American Airlines may be American Eagle® service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Mesa Airlines, Inc., PSA Airlines, Inc., or Piedmont Airlines, Inc.

American Airlines, American Eagle, AAdvantage, AAdvantage Million Miler, MileSAAver, Business Extra, Flagship, Admirals Club, Platinum Pro, AAdvantage MileUp, AA Cargo, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.

oneworld is a mark of the oneworld Alliance, LLC.

Citibank is not responsible for products or services offered by other companies. Cardmember program terms are subject to change.

Mastercard and World Elite Mastercard are registered trademarks, and the circle design is a trademark of Mastercard International Incorporated. Mastercard® Logo

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.