Active category 0% Intro APR Credit Cards

0% Intro APR Credit Cards

Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered.


Review and select one of Citi's 0% Intro APR credit cards for use on purchases or balance transfers.

Browse Our Card Categories

Citi Simplicity® Credit Card

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % %, based on your creditworthiness.1

Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % %, based on your creditworthiness.1

Intro balance transfer fee of $ or % of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening. After that, % of each transfer (minimum $).1

No annual fee1

And more…
  • No Late Fees1
  • No Penalty Rate1
  • $0 liability on unauthorized charges

Citi® Diamond Preferred® Credit Card

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % % based on your creditworthiness.1

Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of account opening; after that, the variable APR will be % % based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

No annual fee1

And more…
  • Free Access to Your Fico® Score
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges

Citi Custom Cash® Card

Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % %, based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each credit card balance transfer, whichever is greater.1

Balance Transfers must be completed within 4 months of account opening.

% or 1%Cash Back

Earn % cash back on your top eligible spend category each billing cycle up to $500 spent.2

Earn 1% cash back thereafter on all other purchases.2

+

Earn $ cash back after you spend $ on purchases in the first months of account opening.2

No annual fee1

And more…
  • $0 liability on unauthorized charges

Citi Rewards+® Credit Card

Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % %, based on your creditworthiness.1

Balance Transfer Fee: Intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening; after that, % of each transfer ($ minimum).1

Bonus Points

Earn bonus points after spending $ within the first months of account opening, redeemable for $ in gift cards or travel rewards at thankyou.com.2

No annual fee1

And more…

Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou® Point per $1 spent on all other purchases. Round up to the nearest 10 points on every purchase.2

+

Earn 5 total ThankYou® Points per $1 spent on hotel and car rentals booked on the Citi TravelSM portal through June 30, 2024.