Any benefit, reward, service or feature offered in connection with your Card Account may change or be discontinued at any time for any reason without notice, except as otherwise expressly indicated. Citi isn't responsible for products and services offered by other companies.
Bonus Offer: Earn $200 statement credit after you spend $1,000 on purchases in the first 3 months of account opening. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) are not purchases. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Offer available to new AT&T Points Plus cardmembers approved through this offer. You will not qualify for the bonus offer if you received a bonus offer for opening a new AT&T Points Plus Card in the past 48 months.
AT&T Wireless Bill Credits: You can earn a statement credit on your AT&T Points Plus Card every billing cycle with qualified spend on your AT&T Points Plus Card and use of your Card to AutoPay an AT&T consumer postpaid wireless bill (“AT&T Wireless Bill”). To earn the statement credit, your qualifying AT&T wireless account must be enrolled in Paperless billing and AutoPay with your AT&T Points Plus Card as the payment method at the end of the billing cycle. To enroll or learn more about AT&T Paperless billing and AutoPay, please visit att.com or call AT&T at 1-800-331-0500.
The amount of your statement credit will be based on the purchases posted to your AT&T Points Plus account during the billing cycle. Many merchants will wait for a purchase to ship before they post the purchase to your account. If you spend $500-$999.99 on purchases in a billing cycle, you will receive a $10 statement credit; if you spend $1,000 or more on purchases in a billing cycle, you will receive a $20 statement credit. The spend amount is based on net new purchases (calculated as total purchases minus total returns and refunds), excluding balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions).
Only one statement credit will be issued per billing cycle on your AT&T Points Plus Card account even if more than one qualifying AT&T Wireless Bill is charged to your account during a billing cycle.
With the AT&T Points Plus Card, you can earn ThankYou Points for purchases made on your card.
Unless you are participating in a limited-time offer, you will earn:
- 3 ThankYou Points for every $1 spent at gas and EV charging stations.
- Certain Non-Qualifying Purchases: Gasoline and EV charging station purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use gas or EV charging station merchant category codes.
- 2 ThankYou Points for each $1 spent at grocery stores, including grocery delivery services, supermarkets, meat/seafood stores, dairy stores, bakeries and miscellaneous food/convenience stores.
- Certain Non-Qualifying Purchases: Grocery purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores and other merchants that do not use grocery store merchant category codes.
- 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above.
Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of identifying your spend category. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase amount will not be included in the spend for that billing cycle. For example, you won’t earn additional points for grocery purchases at a warehouse club if the merchant is not assigned a grocery store related code. Please also note – purchases made through mobile/wireless technology may not be included in the anticipated category depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine in which category purchases are placed.
You'll earn Points for purchases using your Card Account, minus returns and refunds. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points.
You may earn Points as long as your Card Account is open and current. If your Card Account is closed, you will not be able to earn Points.
Please see the Citi ThankYou Rewards Terms and Conditions at thankyou.com/terms, or call us at 1-800-THANKYOU (1-800-842-6596) to request a complete copy of the Terms and Conditions. For TTY: Use 711 or other Relay Service. The Terms and Conditions include redemption information for the Citi ThankYou Rewards Program.
Points earned through a purchase with your Card Account will appear in your ThankYou Account at the end of the billing cycle in which you made the purchase. This means that Points earned on purchases made near the end of a billing cycle may take up to one additional billing cycle to appear in your ThankYou Account. (Bonus Points may take one to two additional billing cycles to post to your ThankYou Account).
Please see the Citi ThankYou Rewards Terms and Conditions at thankyou.com/terms, or call us at 1-800-THANKYOU (1-800-842-6596) to request a complete copy of the Terms and Conditions. (For TTY: Use 711 or other Relay Service.) The Terms and Conditions include redemption information for the Citi ThankYou Rewards Program.
If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you. This may include, without limitation and without prior notice, any or all of the following:
- Taking away your accrued Points
- Stopping you from earning Points
- Suspending or closing your Citi Account or ThankYou Account
- Taking legal action to recover Rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages
Some examples of fraud, misuse, abuse and suspicious activity include:
- Buying or selling Points
- Repeatedly opening Card Accounts for the primary purpose of acquiring Points
- Using your Card Account other than primarily for personal, consumer or household purposes
- Points redemptions that you didn't authorize
Please contact the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) (TTY:711) immediately if you suspect your ThankYou Account is the target of fraud or suspicious activity.
Citi Entertainment® offers are available to Citi credit card members and Citibank Debit Mastercard customers. Some restrictions apply. See citientertainment.com for specific offer details and information. Citi is not responsible for products or services offered by other companies.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Your FICO® Score is calculated based on data from Equifax using the FICO® Bankcard Score 8 model and may be different from other credit scores. FICO® Scores are intended for and delivered only to the Primary cardmember and only if a FICO® Score is available. Disclosure of this score is not available for all Citi products and Citi may discontinue displaying the score at our discretion.
Your FICO® Score is provided for your own non-commercial personal review, use and benefit. Citi and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Citi and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
Services are provided for by Mastercard® through Generali Global Assistance Inc. ("GGA"), a third-party service provider. To activate the ID Theft Protection benefit, offered by Mastercard, you must go to GGA's site to sign up with your Citibank Mastercard card number. Your eligibility will be verified by your card number at the time of enrollment. For more information about the ID Theft Protection benefit, visit https://mastercardidps.idprotectiononline.com or call 1.866.987.1007 (For TTY: Use 711 or other Relay Service). Citi is providing this URL as a convenience to you, is not responsible for products and services offered on this website and makes no guarantees or warranties regarding the website content, privacy policies, or security. GGA may have a privacy policy and security practices that differ from Citi standards. We recommend that you read the terms of service, terms & conditions, and the privacy policy at https://mastercardidps.idprotectiononline.com. Certain terms, conditions, and exclusions apply.
Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.
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AT&T, the AT&T Globe Logo and AT&T Points Plus are trademarks of AT&T Intellectual Property licensed to Citigroup Inc.
Earn up to $240 back toward your qualifying AT&T wireless bills every year
