News & Perspectives

Opinion

Agentic commerce at scale: Why startups are key in building robust AI-powered shopping experiences

Citi Ventures Website ● Jelena Zec, Jeff Flynn, Robert Li and Lucas Kirshenbaum

September 04, 2025

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Opinion

How Our Portfolio Company Arch Simplifies Back-Office Operations for Private Investments

Citi Ventures Website ● Luis Valdich & Jelena Zec

February 05, 2025

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Opinion

Agentic AI: Finance and the ‘Do It For Me’ Economy (ft. Vibhor Rastogi)

Citi Global Perspectives & Solutions ● Ronit Ghose, et al

January 17, 2025

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Opinion

Eyes on 2025: Three Trends We’re Watching in the “Year of Integration”

Citi Ventures Website ● Arvind Purushotha

December 16, 2024

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Opinion

Why Embedded Lending Is Poised to Drive FinTech’s Next Wave

Citi Ventures Website ● Jeff Flynn & Luis Valdich

December 13, 2024

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Opinion

Citi® Gen AI Summit 2024 Sets the Tone for an AI-Led Future of Financial Services

Citi Ventures Website ● Citi Ventures Staff

October 01, 2024

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Opinion

Citi® Gen AI Summit 2024 Takeaways: The State of Gen AI at Citi

Citi Ventures Website ● Arvind Purushotham

October 01, 2024

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Opinion

Citi® Gen AI Summit 2024 Takeaways: Citi Ventures’ Perspective on Gen AI

Citi Ventures Website ● Vibhor Rastogi

October 01, 2024

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Opinion

Citi® Gen AI Summit 2024 Takeaways: The Evolving Enterprise Gen AI Tech Stack

Citi Ventures Website ● Cagla Kaymaz

October 01, 2024

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Opinion

Citi® Gen AI Summit 2024 Takeaways: The Citi Tech Buyer Perspective on Gen AI

Citi Ventures Website ● Vibhor Rastogi

October 01, 2024

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Opinion

Next-gen wealth clients demand next-gen service. The modern wealth planning stack is here to help.

Citi Ventures Website ● Luis Valdich & Jelena Zec

October 01, 2024

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Opinion

AI Investors Need Focus—But Their Exuberance Isn’t Entirely Unjustified

Fortune (subscription req'd) ● Vibhor Rastogi & Cagla Kaymaz

September 20, 2024

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Opinion

How AI is Disrupting SMB Lending and Creating New Opportunities for FinTechs and Banks

Citi Ventures Website ● Jordane Giuly & Morgan Ohana, Defacto; Luis Valdich, Maria Markusjan, Stephane Dumont & Patrick Brett, Citi

June 21, 2024

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Opinion

So you want to sell your GenAI solution to large enterprises? Here are 4 more tips from Citi Ventures.

Spiceworks ● Matt Carbonara, Vibhor Rastogi & Cagla Kaymaz

April 29, 2024

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Opinion

So you want to sell your software solution to large enterprises? Here are 7 tips from Citi Ventures.

Citi Ventures Website ● Matt Carbonara, Vibhor Rastogi & Cagla Kaymaz

April 23, 2024

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Opinion

Consumer Debt Aggregators: Empowering Borrowers and Reshaping the Future of Lending

Citi Ventures Website ● Luis Valdich, Robert Li & Jack Benedict

March 11, 2024

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Opinion

Three Trends to Watch in the Year of the Generative Enterprise

Forbes ● Matt Carbonara

December 26, 2023

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Opinion

Eight Bold Predictions for 2024

Citi Ventures Website ● Arvind Purushotham

December 14, 2023

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Opinion

Meet a Creator: Nico Norena, The Succulent Bite

Citi Ventures Website ● Citi Ventures

December 12, 2023

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Opinion

How FinTech Is Bolstering the Creator Economy

Citi Ventures Website ● Luis Valdich, Jelena Zec, Robert Li & Olivia Zhang

December 12, 2023

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Opinion

Investing in Defacto, an Embedded Finance Platform Unlocking Credit for SMBs in Europe

Citi Ventures Website ● Luis Valdich, Jelena Zec, Maria Markusjan, Stephane Dumont, Patrick Brett & Olivia Moeller

December 06, 2023

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Opinion

How AI Is Transforming Wealth Management

Citi Ventures Website ● Jelena Zec, Avi Arnon & Harris Chin

August 23, 2023

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Opinion

Why PropTech Is Poised for a Comeback

Citi Ventures Website ● Jeff Flynn & Max R. Mailman

August 18, 2023

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Opinion

FinTech in India: Changing the Game at Subcontinental Scale

Citi Ventures Website ● Everett Leonidas, Vibhor Rastogi, Maansi Vohra & Sandra Lee

June 12, 2023

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Opinion

The Rise of Brand-Led “Recommerce”

Citi Ventures Website ● Kevin Weber & Emily Chu

June 12, 2023

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Opinion

Top Enterprise Tech Trends to Watch in the Year of “Developer Primacy”

Citi Ventures Website ● Matt Carbonara

February 24, 2023

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Opinion

DAO-wn the Rabbit Hole: A Primer on Decentralized Autonomous Organizations

Citi Ventures Website ● Steven Biekens & Julien Donnet

February 08, 2023

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Opinion

Generative AI: Unlocking New Possibilities in Financial Services

Citi Ventures Website ● Cagla Kaymaz

January 31, 2023

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Opinion

Five Trends We’re Watching in 2023: The Cycle Continues

Citi Ventures Website ● Arvind Purushotham

January 31, 2023

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Opinion

WealthTech to the Rescue: How Incumbents are Leveraging Digital Solutions to Meet the Evolving Needs of Modern Wealth Clients

Citi Ventures Website ● Citi Global Wealth Investments: Platform Development & Innovation

January 18, 2023

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Opinion

Wealthtech: Wealth Management for the Next Generation

Citi Ventures Website ● Luis Valdich, Jelena Zec & Thompson Barro

October 10, 2022

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Opinion

3 Tips For Startup Founders Navigating An Economic Downturn

Forbes ● Matt Carbonara

August 29, 2022

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Opinion

Smart Manufacturing: Empowering Operational Resilience Through Emerging Technologies

Citi Ventures Website ● Citi Ventures Staff

July 13, 2022

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Opinion

Building More Resilient Organizations Through Diversity and Inclusion

Citi Ventures Website ● Michael Jaron & Wei Chen

June 17, 2022

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Opinion

Web3 and Decentralized Finance: Building the New Digital Economy?

Citi Ventures Website ● Jelena Zec & Luis Valdich

April 07, 2022

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Opinion

The Ownership Economy: Empowering Creators Through Crypto

Citi Ventures Website ● Steven Biekens

April 06, 2022

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Opinion

Play-to-Earn Gaming and GameFi: Building Blocks of the Metaverse Economy

Citi Ventures Website ● Julien Donnet & Victor dMdB

April 06, 2022

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Opinion

Starbucks and Crypto Have More in Common Than You Think

LinkedIn ● Valla Vakili

March 15, 2022

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Opinion

Cryptocurrencies Make More Moves to the Mainstream

Citi Ventures Website ● Alexandre Kech, Ana Duek & Shezan Amiji

March 07, 2022

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Opinion

Online Gaming: Gateway to the Metaverse

Citi Ventures Website ● Julien Donnet & Victor dMdB

March 07, 2022

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Opinion

Five Trends We're Watching in 2022

Citi Ventures Website

February 17, 2022

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Opinion

Crypto Wallets Have More in Common With Netflix Than You Think

LinkedIn ● Valla Vakili

February 07, 2022

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Opinion

Citi Ventures' 2021 By the Numbers

Citi Ventures Website ● Vanessa Colella

January 05, 2022

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Opinion

Strengthening Weak Ties to Spark Innovation for the Future of Work

Citi Ventures Website ● Vanessa Colella & David Kidder, CEO, Bionic

December 06, 2021

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Opinion

Want to Create Social Value as an Entrepreneur? Go Big.

Citi Ventures Website ● Valla Vakili

November 29, 2021

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Opinion

Freemium 2.0: How to “Challenge the Challengers” for Consumer Loyalty by Recognizing Data as King

Citi Ventures Website ● Alex Sion, Ron J. Williams & Jason Young

November 22, 2021

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Opinion

The Metaverse Mall: From Science Fiction to Retail Reality

Citi Ventures Website ● Jelena Zec

November 22, 2021

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Opinion

Climate Fintech: Using Data and AI to Fight Climate Change and Create Business Opportunities

Citi Ventures Website ● Jelena Zec & Alix Brunet

October 28, 2021

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Opinion

Utilizing Client Data in an Era of Privacy

Citi Ventures Website ● Ornit Shinar & Avi Arnon

October 28, 2021

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Opinion

Investing in STEM for Growth in Education and Workforce Development

Citi Ventures Website ● Alex West & Peri Becker

October 05, 2021

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Opinion

Wealth Customer Needs in an Age of Anxiety

The Fintech Times ● Alex Sion & Dan Blumberg

September 25, 2021

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Opinion

How Incumbents Can Succeed in a Digital Banking World and Challenge the Challengers

The Fintech Times ● Alex Sion & Ron J. Williams

August 06, 2021

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Opinion

Tokenize Everything: NFTs and Digital Asset Management

Citi Ventures Website ● Victor dMdB & Victor Alexiev

June 30, 2021

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Opinion

Strengthening Weak Ties to Spark Innovation for the Future of Work

Thrive Global ● Vanessa Colella & David Kidder, CEO, Bionic

June 30, 2021

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Opinion

Tokenised Securities in APAC - A State of Play

ASIFMA ● Victor Alexiev, et al

June 24, 2021

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Opinion

The Top Five Traits of Successful Startup Founders

Forbes ● Matt Carbonara

May 13, 2021

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Opinion

NFTs and the Dawn of the Metaverse

Citi Ventures Website ● Victor dMdB & Victor Alexiev

April 06, 2021

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Opinion

Innovating for Growth in an Era of Change

Citi Ventures Website ● Alex Sion

April 02, 2021

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Opinion

Want to Create Social Value as an Entrepreneur? Go Big.

Entrepreneur ● Valla Vakili

April 01, 2021

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Opinion

Advancing to 'Artificial Enlightenment'

Banking CIO Outlook ● Vanessa Colella

March 12, 2021

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Opinion

The Thing Economy: An Emerging Opportunity

Citi Ventures Website ● Emily Turner, Gulru Atak, John Mazzara, Vinod Baya & Tony Wang

March 01, 2021

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Opinion

The Thing Economy: Electric Vehicle Charging and Energy Commerce

Citi Ventures Website ● Richa Pathak & John Mazzara

March 01, 2021

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Opinion

The Thing Economy: Three Business Models for the Future

Citi Ventures Website ● Emily Turner, Gulru Atak, Victor Alexiev & John Mazzara

March 01, 2021

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Opinion

How to Make the Right Long-Term Bets on Innovation at a Time of Rapid Change

CNBC ● Vanessa Colella & David Kidder, CEO, Bionic

February 10, 2021

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Opinion

Cryptocurrencies Make a Move to the Mainstream

Citi Ventures Website ● Omid Malekan

January 28, 2021

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Opinion

How Digitization Can Unlock the Potential of Local Currencies

Citi Ventures Website ● Vinod Baya

January 28, 2021

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Opinion

Insurtech: Creating Value and Opportunity in the Insurance Industry through Digital Innovation

Citi Ventures Website ● Luis Valdich, Bob Petrie & Thompson Barro

January 11, 2021

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Opinion

Venture Investing Trends to Watch in 2021

Citi Ventures Website ● Matt Carbonara, Jimmy Zhu, Suman Natarajan & Xiaolei Cong

January 11, 2021

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Opinion

Top Enterprise Tech Trends To Watch In 2021

Forbes ● Matt Carbonara

January 08, 2021

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Opinion

Innovating for Growth in an Era of Change

Journal of Financial Transformation ● Alex Sion

January 06, 2021

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Opinion

Citi Ventures' 2020 By the Numbers

Citi Ventures Website ● Vanessa Colella

December 31, 2020

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Opinion

Why Enterprise Tech Is Dominating Venture Capital

Forbes ● Matt Carbonara

December 02, 2020

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Opinion

Embedded Trade: An Emerging Growth Opportunity

Citi Ventures Website ● Luis Valdich, John Mazzara, Xiaolei Cong & Opeyemi Olomo

October 29, 2020

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Opinion

How Corporate Culture will Change Post-COVID-19

Finextra ● Ornit Shinar

October 01, 2020

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Opinion

Automated Process Discovery: Smarter Automation through AI

Citi Ventures Website ● Matt Carbonara

September 29, 2020

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Opinion

How Biometrics and Corporate Collaboration Are Securing the Future of Identity Verification

Citi Ventures Website ● Luis Valdich & Alix Brunet

September 29, 2020

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Opinion

Re-Imagining Citi's Relationship with Higher Education in a Post-Pandemic World

Citi Ventures Website ● Hasan Kazmi

September 29, 2020

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Opinion

Blockchain Use Primed to Accelerate in the COVID-19 Era

InformationWeek ● Omid Malekan

September 28, 2020

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Opinion

Leveraging “Artificial Enlightenment” in the Fight Against COVID-19

Citi Ventures Website ● Vanessa Colella

August 27, 2020

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Opinion

The New Timeline

LinkedIn ● Vanessa Colella

August 17, 2020

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Opinion

Ensuring an Equitable Return to the Office

CNBC ● Vanessa Colella & David Kidder, CEO, Bionic

July 16, 2020

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Opinion

Citi Ventures' 2020 Summer Reading List

Citi Ventures Website ● Vanessa Colella

July 13, 2020

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Opinion

Societal Shifts Create Tailwinds for Certain Investment Categories

Citi Ventures Website ● Arvind Purushotham & Blaze O'Byrne

June 29, 2020

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Opinion

The COVID-19 Pandemic Has Sent These Three Technologies into Overdrive

Citi Ventures Website ● Vinod Baya

June 25, 2020

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Opinion

Daily Pay Can Be a Lifeline During the Coronavirus Crisis

PaymentsSource ● Thompson Barro

May 12, 2020

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Opinion

Regeneration: Healing the Earth and Ourselves

LinkedIn ● Vanessa Colella

April 22, 2020

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Opinion

10 Cyber Security Mistakes to Avoid in 2020

Citi Ventures Website

April 06, 2020

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Opinion

Continuity of Community

LinkedIn ● Vanessa Colella

March 30, 2020

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Opinion

Why Humanity is the Key to Managing Remote Global Teams

LinkedIn ● Vanessa Colella

March 17, 2020

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Opinion

Software 3.0: Enterprise AI Systems and the Brave New Economy

Software Development Times ● Ramneek Gupta & Vishy Venugopalan

March 03, 2020

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Opinion

Advancing from Artificial Intelligence to Artificial Enlightenment

Citi Ventures Website ● Vanessa Colella

February 27, 2020

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Opinion

Tokenizing Real Estate Assets on Blockchain

Citi Ventures Website ● Samanta Dalchand

January 24, 2020

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Opinion

Startups Transforming the Real Estate Market

Citi Ventures Website ● Victoria Cheng

January 23, 2020

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Opinion

How Data is Transforming the Real Estate Market

Citi Ventures Website ● Travis Skelly

January 23, 2020

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Opinion

Digital Transformation: 9 ROI Factors when Upgrading Legacy Systems

The Enterprisers Project ● Beth Devin

January 10, 2020

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Opinion

Trends We're Watching in 2020

Citi Ventures Website ● Vanessa Colella

December 18, 2019

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Opinion

When Planets Align: Edge Computing’s Game-Changing Potential

InformationWeek ● Beth Devin

November 20, 2019

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Opinion

Digital Identity: Moving to a Decentralized Future

Citi Ventures Website ● Vinod Baya

October 09, 2019

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Opinion

Six Inevitable Technologies and the Milestones They Unlock

InformationWeek ● Beth Devin

October 03, 2019

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Opinion

Not all Transformations are Digital

Innovation Leader ● Beth Devin

March 11, 2019

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Opinion

Slow Change, Big Impact

LinkedIn ● Vanessa Colella

February 20, 2019

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Opinion

Find Your (Career) Match with CUPID

LinkedIn ● Vanessa Colella

February 14, 2019

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Opinion

How Job-seekers Can Navigate the New Career Jungle Gym

LinkedIn ● Vanessa Colella

January 15, 2019

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Opinion

Five Emerging Tech Trends to Watch in 2019

Citi Blog ● Beth Devin

January 06, 2019

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Opinion

Why The Corporate World Needs Lifetime Learners

Forbes ● Vanessa Colella

October 16, 2018

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Opinion

Infographic: Big to Small to Smart

Citi Ventures Website ● Citi Ventures

October 03, 2018

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Opinion

Infographic: Quantified World

Citi Ventures Website ● Citi Ventures

October 03, 2018

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Opinion

Three Things that Made Us a Long-Term Believer in Square

Banking Exchange ● Ramneek Gupta

September 11, 2018

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Opinion

Build, Buy, and Partner

Citi Blog ● Beth Devin

September 04, 2018

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Opinion

Innovating in an Evolving World: Slow Change with Long-Term Impact

Citi Global Perspectives & Solutions ● Vanessa Colella

August 20, 2018

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Opinion

Don't Say No -- Ask How

Forbes ● Vanessa Colella

August 16, 2018

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Opinion

How to Avoid Building a Cannon to Kill a Flea

Forbes ● Vanessa Colella

June 27, 2018

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Opinion

DocuSign: Transforming the Foundation of Business

Citi Ventures Website ● Ramneek Gupta

May 14, 2018

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Opinion

Banking on the Power of Women

Citi Ventures Website ● Vanessa Colella

May 09, 2018

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Opinion

4 Traits Perceptive Investors Look for in Tech Startup Founders

Entrepreneur ● Vanessa Colella

May 09, 2018

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Opinion

Turning How We Innovate Inside Out

Citi Blog ● Vanessa Colella

November 27, 2017

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Opinion

Seizing the Fintech Opportunity with a Corporate VC

Innovate Finance ● Luis Valdich & Travis Skelly

June 14, 2017

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Opinion

The Rebundling of the Bank

Citi Ventures Website ● Victoria Cheng

February 03, 2017

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Opinion

2015: The Year of the Blockchain?

LinkedIn ● Debby Hopkins

October 14, 2015

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Opinion

The Changing Face of Tech Innovation

LinkedIn ● Vanessa Colella

August 12, 2015

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Opinion

The State of My Industry: Disruption Meets Optimism

LinkedIn ● Debby Hopkins

June 30, 2015

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Opinion

Security in a Virtualized World

LinkedIn ● Vanessa Colella

June 27, 2015

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Opinion

5 Things to Know Before Becoming a Mentor

Fortune MPW Insights ● Debby Hopkins

May 23, 2015

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Opinion

The Intersection of Wearables and Financial Services

LinkedIn ● Debbie Brackeen

May 21, 2015

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Opinion

Flipping the “Mean Girl” Mentality on Its Head

LinkedIn ● Debby Hopkins

May 20, 2015

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Opinion

The Power of Storytelling

LinkedIn ● Debby Hopkins

March 24, 2015

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Opinion

6 Tips to Help Moms Work Smarter, Not Harder

Fortune MPW Insights ● Debby Hopkins

March 18, 2015

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Opinion

The Confidence of Knowing Yourself

LinkedIn ● Debby Hopkins

February 28, 2015

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Opinion

6 Ways to Determine If You're in the Right Career

Fortune MPW Insights ● Debby Hopkins

February 14, 2015

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Opinion

Empowering the Entrepreneur: When Capital is Not Enough

LinkedIn ● Vanessa Colella

February 11, 2015

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Opinion

The Future of Commerce in a Mobile World

LinkedIn ● Vanessa Colella

February 10, 2015

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Opinion

The Art and Architecture of Listening

LinkedIn ● Debby Hopkins

February 01, 2015

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Opinion

10 Tips for Survival When You're the New Boss

Fortune MPW Insights ● Debby Hopkins

January 15, 2015

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Opinion

5 FinTech Trends You Can't Ignore for 2015

LinkedIn ● Debby Hopkins

December 31, 2014

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Opinion

Entry Points: the Innovation Ecosystem

LinkedIn ● Debbie Brackeen

December 23, 2014

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Opinion

Big Data: Engaging Large Enterprises

LinkedIn ● Vanessa Colella

November 12, 2014

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Opinion

How Discovery Fuels Corporate Growth

Techonomy ● Debby Hopkins

November 08, 2014

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Opinion

An Imperfect Process Sometimes Leads to the Perfect Solution

LinkedIn ● Debby Hopkins

October 16, 2014

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Opinion

The Magic of Discovery

LinkedIn ● Debby Hopkins

August 23, 2014

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Opinion

Survival Guide for Leaders in the Digital Age

LinkedIn ● Debby Hopkins

June 20, 2014

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Opinion

10 Reasons Why Innovation is Like Surfing

LinkedIn ● Debby Hopkins

April 23, 2014

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Opinion

Toto, I've Got a Feeling We're Not in Kansas Anymore!

LinkedIn ● Debby Hopkins

March 18, 2014

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Opinion

How Defending Against Disruption Can Hamper Expanding to Ecosystems

Drucker Forum ● Valla Vakili

September 18, 2010

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