Business Savings Accounts

Put your money to work with the Citi Savings Account that's right for you.

CitiBusiness^® Insured Money Market Account (IMMA)

Competitive interest rates

Check writing

Unlimited monthly deposits

CitiBusiness^® Savings Account

Competitive interest rates

Unlimited number of deposits

CitiBusiness^® Certificates of Deposit (CD)

Competitive interest rates

Variety of maturities available

Is an IMMA, Savings Account or CD best for my small business?

Consider the hard-earned savings you have, and which account is best for your business

IMMA or Savings Account

Access your money whenever you need it
Build a cash reserve for your business
Funds stay liquid

Certificates of Deposit (CD)

Save up and set money aside for future purchases
Select from a variety of maturities available
Plan for your future with a fixed rate of return

Compare our Savings Accounts

Account	CitiBusiness^® Insured Money Market Account (IMMA) Access your funds whenever you’d like and earn a highly competitive, tiered interest rate.	CitiBusiness^® Savings Account An FDIC-insured account offering competitive interest rates, making it easy to grow your money.	CitiBusiness^® Certificates of Deposit (CD) Make extra cash work for you with competitive interest rates and a variety of maturity options.
Monthly service fee
Monthly service fee	CitiBusiness^® Insured Money Market Account (IMMA) $10.00	CitiBusiness^® Savings Account $10.00	CitiBusiness^® Certificates of Deposit (CD) false
Minimum opening deposit¹
Minimum opening deposit¹	CitiBusiness^® Insured Money Market Account (IMMA) $1.00	CitiBusiness^® Savings Account $1.00	CitiBusiness^® Certificates of Deposit (CD) $1.00
Source for overdraft protection
Source for overdraft protection	CitiBusiness^® Insured Money Market Account (IMMA) true	CitiBusiness^® Savings Account true	CitiBusiness^® Certificates of Deposit (CD) false
Check writing capability
Check writing capability	CitiBusiness^® Insured Money Market Account (IMMA) true	CitiBusiness^® Savings Account false	CitiBusiness^® Certificates of Deposit (CD) false
FDIC-insured
FDIC-insured	CitiBusiness^® Insured Money Market Account (IMMA) true	CitiBusiness^® Savings Account true	CitiBusiness^® Certificates of Deposit (CD) true
Higher balance may earn a higher interest rate
Higher balance may earn a higher interest rate	CitiBusiness^® Insured Money Market Account (IMMA) false	CitiBusiness^® Savings Account false	CitiBusiness^® Certificates of Deposit (CD) true

Need a different financial solution for your business?

How to open an account

Prepare your documents

Get the documents you need before you visit the branch.

What to Bring

Visit a branch

Open an account with us by visiting your nearest Citibank branch.

Locate a Branch

Still have questions?

Call our customer service specialists

1-877-528-0990
For TTY: We accept 711 or other Relay Service.
We're available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.

Minimum deposit required to open account. Speak to your Retail Business Banker for details.