Last-Minute Holiday Shopping Tips to Save You Money

As the days until the holidays start to tick down, it may feel like you’re running out of time to shop for everyone on your list. Don’t panic! You can still find great deals on a wide range of gifts for friends, family and loved ones. Take a deep breath and look at these last-minute holiday shopping tips.

1. Give yourself a list — and a spending limit

One of the most stressful parts of shopping last minute is simply keeping track of everyone you’re buying for. Write out a list of everyone you’re gifting to this year and what kind of gift best matches their personality. This will help you get a handle on exactly how many gifts you need and give you a starting point on where to find them instead of feeling like shopping is one giant, insurmountable task.

Once you know how many gifts you need, make a budget so you know exactly how much you’re spending. Don’t let your anxiety lead you to grab the first thing you see at the eleventh hour and spend more than you want to.

2. Compare prices online

With the holidays coming up, it may feel like you have to purchase gifts from the first listing or store you find. But comparing prices doesn’t take a ton of time, especially online. Do a quick search of other stores to ensure you’re getting a good price. Many stores will match online prices, even during the holidays. Check the terms and conditions to make sure your item is eligible.

3. Take advantage of in-store pickup

If sky-high shipping costs and tight deadlines are stressing you out, see if you can get in-store pickup with your order if there’s an available brick-and-mortar location. Not only will this save you money on shipping, but it can also save you time and help you beat the crowds when you arrive. See if your store offers curbside pickup so you don’t even have to leave your car to get your gifts.

4. Use rewards or loyalty points

Spent the year building up loyalty points at your favorite store? The holidays might be a great time to cash them in. You might be able to be redeem your points for cash back, credits or exclusive discounts, letting you stretch your budget further when time of the essence.

5. Shop early

One way to avoid getting overwhelmed by last-minute holiday shopping is by going early in the morning. You’ll be able to get in and out before the crowds arrive, giving you the best selection of perishable gifts like fresh flowers or baked goods. You may even be more likely to find good deals online during early-morning hours. Some studies indicate that Tuesday mornings are the best times to shop online.

6. Check social media for flash sales

Keep your eyes peeled on your email or social media for last-minute holiday flash sales. These sales offer deep discounts on short notice, but they may only last a few hours. With fast fingers, you can save money on in-demand items while staying within your budget.

7. Use Citi Shop for extra savings

One great way to watch out for sales and discounts online is by using Citi ShopSM. This browser extension, available exclusively for Citi® cardmembers, automatically searches the web for coupons and discounts for eligible stores, helping you finish your shopping quickly when time is limited.

8. Consider DIY or digital gifts

A gift doesn’t have to be big and flashy to be appreciated. Handmade crafts, a fresh-cooked meal or a handwritten card or letter are thoughtful last-minute gifts that won’t break the bank. Digital gifts like virtual photo albums, gift cards or online subscriptions can be great options that don’t require braving crowded stores or shelling out for rush shipping.

9. Don’t overlook the dollar store

Don’t be afraid to go off the beaten path during your last-minute shopping. Check out your local dollar store for stocking stuffers and gift bag items. You can find smaller gifts for cheap and holiday decor to bring festive energy to your home.

10. Bundle and save

Buying bundled gifts may provide more value than buying multiple items individually. You can purchase themed packages around concepts like self-care or fashion or even yummy treats just for the holidays. Some services even allow you to build your own gift package, making for a unique gift that’s sure to wow.

Save more, even last-minute

Just because you’re shopping at the last minute, doesn’t mean you’re guaranteed to blow up your budget. Making a list, taking advantage of deals and using Citi Shop can help you create wonderful memories this holiday season, no matter when you make it to the store.

Disclosure: This article is for general educational purposes. It is not intended to provide financial advice. It also is not intended to completely describe any Citi product or service. You should refer to the terms and conditions financial institutions provide for various products.

 

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