Earn up to 50,000 bonus ThankYou Points: Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening. Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards.2
Purchase APR: 13.99% - 22.99% variable APR based on your creditworthiness.1
Annual Fee: $125. However, this is waived for the first 12 months.1
NEW! 3X ThankYou Points on Dining out and Entertainment2
NEW! 2X ThankYou Points on Airfare and Hotels2
1X ThankYou Points on other purchases1
No foreign transaction fees on purchases1
Earn up to 50,000 bonus ThankYou Points: Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening. Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Redeemable for great rewards, including up to $500 in gift cards or up to $625 in airfare when you redeem through the ThankYou® Travel Center.2
No expiration and no limit on the number of points you can earn.1
Redeem ThankYou Points for almost anything, from a large selection of gift cards including dining, entertainment and retail – to an amazing selection of valuable rewards such as electronics, travel rewards, home goods, books and media, charitable donations or even cash.
Enjoy two simple ways to redeem your points for the rewards you want. You can either visit thankyou.com where your rewards are just a few clicks away, or you can redeem points by calling 1-800-THANKYOU (1-800-842-6596).
NEW! 3 ThankYou Points for every $1 spent on purchases for Dining at restaurants and select Entertainment merchants for the Citi ThankYou Premier Card.2
NEW! 2 ThankYou Points for every $1 spent on purchases for airfare and hotel.2
1 ThankYou Point per $1 spent on other purchases.1
20% fewer points are needed when redeemed for airfare through the Citi ThankYou Travel Center
Exclusive events, like comedy shows, live musical performances and more, scheduled just for Citi ThankYou cardmembers.
Citi® Private Pass®2
Citi® Private Pass® gives you special access to purchase tickets to great concerts, dining experiences, sporting events, theatrical performances and more. From VIP packages to presale tickets to entertainment events, you can be where the action is with Citi Private Pass.
Personal Concierge Service
Your Concierge Service Representative will book flights or hotel rooms, and make restaurant reservations. You can even get help purchasing the perfect gift. No request is too big or small when you have 24/7 access to personalized service anywhere in the world.
Add an authorized user to your account and earn points faster. After all, the benefits of this card are so amazing they're worth sharing.
No Pre–set Spending Limit2
Each charge that causes your balance to exceed your revolving credit limit will be evaluated based on account usage and performance, other account relationships with us (if applicable) and your experience with other creditors. You must pay in full each month any amount that exceeds your revolving credit limit.
Manage Your Account Online and On The Go
Enjoy 24/7 access to your account online. Check your balance, view transactions, and even make a payment using free online and mobile banking tools. Get free accounts alerts delivered right on your mobile device.
Choose your Payment Due Date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
$0 Liability on Unauthorized Charges
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made with your card.
Citi® Price Rewind2
Buy now. Save later. Register your covered purchases at citi.com/pricerewind. Citi Price Rewind will search hundreds of retailers’ sites for 30 calendar days from the date of purchase to help find a lower price. If one is found that’s lower by at least $25, you can get the price difference back.
Extends the manufacturer's original U.S. warranty (of one year or less) up to one additional year on most items purchased with your Citi card.
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
Auto Rental Insurance2
Pays for covered damages (physical damage and theft) to an eligible rental vehicle when your Citi card is used to initiate and pay for the entire rental transaction and you decline the car rental company’s collision, loss/damage waiver. Not all vehicles are covered.
Lost Luggage Coverage2
Charge the entire common carrier fare to your Citi card and get up to $3,000 in lost luggage coverage for you and your dependents. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier.
Trip Cancellation / Trip Interruption Coverage2
In the event you are prevented from taking or continuing a trip you billed to your Citi card, you are eligible to receive up to $1,500 in Trip Cancellation/Trip Interruption coverage.
Emergency Assistance Services2
With medical and legal referrals, you’re protected while on the road or abroad. Included in this service are Pre–Trip Travel Assistance, Medical Assistance and Legal Referral Services.
Automatic Travel Accident Insurance2
Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Identity theft can happen to anyone, so help protect what's yours with Citi® IdentityMonitor®. Not only will you get credit monitoring, but you'll get your credit report and score
Earn up to 50,000 Bonus ThankYou® Points
Bonus ThankYou Points can be earned by new Citi ThankYou® Premier cardmembers approved through this offer. Earn 20,000 bonus points after you make $2,000 in purchases within the first 3 months of account opening. Earn an additional 30,000 points after you make another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Once these points post to your account, you may redeem them for great rewards, including up to $500 in gift cards. To redeem points, visit thankyou.com or call 1-800-THANKYOU (1-800-842-6596).
You will earn 3 ThankYou Points for every dollar you spend on purchases at restaurants and on select entertainment merchants and 2 ThankYou Points for every dollar you spend on purchases at airlines, hotels and travel agencies.
We do not determine how merchants or establishments are classified. Merchants who accept Visa®/MasterCard® credit cards are assigned a merchant code based on the merchant's primary line of business and the kinds of products and services they sell.
Sometimes a merchant will sell a particular item that appears to fit within the stated qualifying category, but that merchant may not have a merchant code that fits within that category. Therefore purchases with that merchant will not qualify for the stated rewards offer on category purchases. Citi® reserves the right to determine which purchases qualify for this offer. Purchases not eligible to receive the additional ThankYou Points include; but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores.
Restaurants are classified as dining establishments that primarily prepare food and drinks for immediate consumption by consumers, either on the merchant's premises or packaged for take- out and include bars, cocktail lounges, discotheques, nightclubs, taverns and fast food restaurants. Sports Promoters are classified as merchants that operate and promote live sporting events (professional or semi-professional) and may also include sports stadiums. Theatrical promoters are classified as merchants that operate live theatrical productions or concerts and include ticketing agencies. Movie theaters are classified as establishments that sell tickets and refreshments for movie productions. Amusement parks (including zoos, circuses and aquariums) are classified as establishments that operate parks or carnivals and offer mechanical rides and games and/or live animal shows. Tourist attractions and museums (including art galleries) are classified as establishments that operate attractions and exhibits for tourists. Record stores are classified as establishments that sell CD's and related items including online record stores. Video rental stores are classified as merchants that rent DVD's and/or games and related equipment for consumer use including online video rentals. Airlines are classified as merchants that provide air travel. Hotels are classified as merchants that provide sleeping or meeting room accommodations and may include goods and services that are on a bill for these accommodations by a hotel, motel or inn. Travel agencies are classified as merchants that provide travel information and booking services and include travel aggregators and tour operators.
No Pre-Set Spending Limit
No pre-set spending limit does not mean unlimited spending. Each charge that causes your balance to exceed your revolving credit line will be evaluated based on account usage and performance, other account relationships with us and your experience with other creditors. You must pay in full each month any amount that exceeds your revolving credit line.
Automatic Travel Accident Insurance
Worldwide Automatic Travel Accident Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, PA. Certain conditions, restrictions and exclusions apply. Complete program details, including coverage amounts, will be provided upon cardmembership.
Auto Rental Insurance
Worldwide Car Rental Loss & Damage Insurance Coverage, which provides coverage in excess of other insurance, is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Lost Luggage Coverage
$3,000 Common Carrier Lost Luggage Coverage is underwritten by Triton Insurance Company. (Coverage is limited to $2,000 to New York residents, coverage for all cardmembers is limited to $10,000 in the aggregate per trip.) Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Trip Cancellation / Trip Interruption
Trip Cancellation/Trip Interruption coverage is secondary and is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Emergency Assistance Services
Travel Assistance Services are provided at no charge; however, you will be responsible for associated costs. (For example, legal referrals are free, but the lawyer's fee is your responsibility.) Details of coverage will be provided upon cardmembership.
Retail Purchase Protection
Buyers Security coverage (limited to $1,000 per occurrence and $50,000 per cardmember, per year) is excess coverage and is underwritten by Triton Insurance Company. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Citi® Price Rewind
Prices are tracked for 30 days from the original purchase date. Citi Price Rewind only tracks online prices. In order to be eligible for a refund, the price difference must be at least $25. Price Rewind refunds are limited to $250 per item and $1,000 per calendar year. Multiple purchases of the same item are limited to a $250 maximum claim payment per sales receipt. The entire purchase amount for the item must be made with your Citi card to be eligible for a refund. Items purchased with Thank You Points are not eligible for this program. For customers who qualify for benefits for the same transaction under Citi Price Rewind, Internet Price Protection and Price Protection coverages, or any combination of those coverages, the Company will only pay under the coverage providing the highest benefit and no benefits will be due under the other coverages. Additional limitations and exclusions apply. Not every product found on this site qualifies for coverage so please see the Description of Coverage for program details and to learn what items are covered.
Extended Warranty coverage is underwritten by Virginia Surety Company, Inc. (Coverage duplicates the manufacturer or store warranty up to a maximum of 12 months on most items you purchase and is limited to the lesser of the amount charged to your card or $10,000). Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Citi® Private Pass®
Offers on Citi Private Pass are available to Citi credit card members and Citibank Debit MasterCard customers. Some restrictions apply. See citiprivatepass.com for specific offer details and information. Citi is not responsible for products or services offered by other companies.