0% Intro APR Credit Cards

0% Intro APR for 12 months on purchases from date of account opening; after that, the variable APR will be 18.24% - 28.99%, based on your creditworthiness.¹

0% Intro APR for 21 months on balance transfers from date of account opening; after that, the variable APR will be 18.24% - 28.99%, based on your creditworthiness.¹

Balance transfers must be completed within 4 months of account opening.

Intro balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening. After that, 5% of each transfer (minimum $5).¹

• No Late Fees¹
• No Penalty Rate¹
• $0 liability on unauthorized charges

0% Intro APR for 21 months on balance transfers from date of account opening; after that, the variable APR will be 17.24% - 27.99% based on your creditworthiness.¹

Balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.¹

0% Intro APR for 12 months on purchases from date of account opening; after that, the variable APR will be 17.24% - 27.99% based on your creditworthiness.¹

• Free Access to Your Fico^® Score
• Mastercard^® ID Theft Protection^TM available for no additional charge
• $0 liability on unauthorized charges

Earn 5% cash back on your top eligible spend category each billing cycle up to $500 spent.²

Earn 1% cash back thereafter on all other purchases.²

Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.²

0% Intro APR for 15 months on purchases and balance transfers; after that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.¹

Balance transfer fee of either $5 or 5% of the amount of each credit card balance transfer, whichever is greater.¹

Balance Transfers must be completed within 4 months of account opening.

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.²
• $0 liability on unauthorized charges