Terms and Conditions
Eligibility for Citi® Flex Loan is based on the amount of your available credit, creditworthiness, and other factors. If this information changes, you may no longer be eligible for Citi Flex Loan.
Your Citi Flex Loan monthly payment will be added to the Minimum Payment Due each billing cycle until paid in full.
As required by law, payments above your Minimum Payment Due generally go toward balances with higher APRs first. If your Citi Flex Loan has a higher APR than another balance on your account (such as a balance transfer), you may need to pay off your Citi Flex Loan before you can pay down the lower APR balance. Please review your Card Agreement for additional terms and conditions related to your Citi Flex Loan.