Introductory rate of % on purchases for months and on balance transfers for months from date of account opening. After each introductory period ends, a variable APR of % - %, based on your creditworthiness, applies to unpaid promotional balances, new purchases and new balance transfers. All balance transfers must be completed within 4 months of account opening. For Citi Flex Plans subject to an APR, the variable APR is % - %, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. Variable cash advance APR – %. Variable Penalty APR up to % and applies if you pay late or your payment is returned. Minimum interest charge – $. Annual Fee – None. Fee for foreign purchases – % of the U.S. dollar amount of each purchase. Cash advance fee – either $ or % of the amount of each cash advance, whichever is greater. Balance transfer fee – either $ or % of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
CITI® DIAMOND PREFERRED® CARD
Transfer high rate balances and save on interest
Low Intro APR On Purchases For 0 Months
0% Intro APR for 0 months on purchases from date of account opening; after that, the variable APR will be 19.49% - 27.49%, based on your creditworthiness.1
Low Intro APR On Balance Transfers For 7 Months
27.49% Intro APR for 7 months on balance transfers from date of account opening; after that, the variable APR will be 19.49% - 27.49%, based on your creditworthiness.1 Balance transfers must be completed within 4 months of account opening.
And more…
No annual fee1
$0 liability on unauthorized charges
Free Access to Your Fico® Score
Mastercard® ID Theft Protection™ available for no additional charge
If you transfer a balance with this offer, interest will be charged on new purchases and unpaid introductory balances after your 0%1 introductory APR on purchases has expired, unless you pay the entire balance (including any transferred balance) in full each month by the due date. Balance Transfer Fee: Either $5 or 5% of the amount of each credit card balance transfer, whichever is greater.1
This offer is available if you apply through the method(s) provided in this ad today. Offers may vary and this offer may not be available in other places where the card is offered.
CITI® DIAMOND PREFERRED® CARD BENEFITS
CITI® DIAMOND PREFERRED CARD® FAQs
A Citi® Diamond Preferred® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges.
It’s recommended to have a credit score in the good to the excellent range to apply for the Citi® Diamond Preferred® balance transfer credit card.
There is no annual fee with the Citi® Diamond Preferred® card.
Whether or not a balance transfer with the Citi Diamond Preferred® Card will help you save on interest may depend on your ability to pay down your debt during the introductory period. Paying down as much as possible will help you get the most value out of your low APR credit card.
Will a balance transfer impact my credit score?
A balance transfer to the Citi® Diamond Preferred® Card can benefit your credit score if you pay down your debt, lowering your overall debt utilization ratio.
Does Citi® Diamond Preferred® card earn rewards?
The Citi® Diamond Preferred® card does not earn rewards.
Does Citi have other credit cards with low intro APR offers for balance transfers?
Yes, Citi offers multiple credit cards with low intro APR benefits for balance transfers. You can compare Citi’s balance transfer credit cards
Apply by Phone: 1-800-505-1675
(For TTY: We accept 711 or other Relay Service)