Refinancing Your Home
Ready to refinance?
We'll guide you through the refinance application and help you find a loan that fits your financial goals.
Weighing your options?
Compare loan options and customize your rate to see what refinancing would look like for you.
Crunching the numbers?
Our calculator compares your current mortgage to a new one, so you can decide if refinancing is worthwhile.
Comparing refinance rates?
Click here to see how we performed in the J.D. Power 2024 U.S. Mortgage Origination Satisfaction StudySM
PROMOTIONAL OFFERS
$500 off closing costs
Get a head start onyour homebuying journey with a pre-approval
Certain conditions apply.Special pricing for Citi customers
New and existing Citibank customers with Eligible Balances may qualify for a lower interest rate or closing cost credit on a mortgage.
A guide to refinancing your mortgage
There’s a lot to consider before you choose to refinance. Our simple guide will help you figure out your goals and see if refinancing can help you meet them.
What are my refinancing options?
Learn about the different refinance options and see which is right for you and your situation.
What does the refinance application process look like?
Get step-by-step instructions on how to refinance and find out what you’ll need to apply.
See what your home may be worth
Get an idea of what your home's value may be. Introducing HomeStory, an empowering resource that can help you compare properties, marketing conditions, inventory analysis and more. You can share the report with your loan officer to help determine your refinancing options.
See important HomeStory information
Refinancing Learning Center
What are the costs of refinancing?
Prepare your budget for the typical closing costs and fees you can expect to pay when you refinance.
What are the refinancing types to choose from?
Take a closer look at the two types of refinancing options you have to see which is the best fit for your goals.
How much can I save by refinancing?
Find out how much you can save on your mortgage with a different rate or term.
Contact Us
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Important HomeStory Information
Citi mortgage lending services and the HomeStory real estate agent/broker services are independently provided, and this advertisement should not be considered an endorsement of each other’s services. There is no charge for the agent matching service, however, standard real estate agent/broker commission charges may apply. Services not available or may be limited due to state law or regulation in Alaska, Idaho, Montana, Oregon, Rhode Island, Tennessee, Vermont and West Virginia.