If you're looking for a no annual fee1 rewards credit card, then the Citi Rewards+SM Card could be right for you for you - it's designed to make everyday more rewarding. Read our responses below, to find the answers to the most frequently asked questions about one of Citi's best rewards credit cards.

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Cardmembers can make a balance transfer onto their Citi Rewards+SM Card by following these steps:

1. After receiving your Citi Rewards+SM Card, you can call the customer service number located on the back of your card to transfer balances. Balance transfer offers are determined based on Citi's discretion. Balance transfer offers can be a promotional rate or at the standard purchase rate.

2. If a balance transfer is approved with your application, it takes a minimum of 14 days to process after your Citi Rewards+SM Card account is opened. During this time, you may cancel or modify your balance transfer request by calling the customer service number located on the back of your Citi Rewards+SM Card.

3. You are eligible to transfer any balance amount, but the total amount of your balance transfer (including balance transfer fees) must be less than your available credit limit. Please ensure you do not transfer any disputed purchases or other charges, because you may risk losing your dispute rights. You cannot transfer balances from other accounts issued by Citi® or its affiliates. If you are unsure of the issuer on your account, please review a list of Citi® products and its affiliates here.

4. You are asked to continue to make payments on your other accounts until it is confirmed that the balanced transfer was received. Once approved, Citi® will pay the balance transfer amount directly to the issuer. At this time, the available credit limit on your new Citi Rewards+SM Card will reflect a reduction of the total amount of balance transfers, including applicable fees.

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